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The Compare Tool

Compare California Scratch-Offs

Golden State Riches vs Set for Life

Put any two active California scratch-offs side by side. We score each on ValueScore, expected value, payout rate, overall odds, big-win odds, break-even chance, and top-prize health, then call a winner so you can tell which ticket your dollar goes further on.

Filter
OUR PICK
Leads 5 metrics · 2 even
Go with Golden State Riches.

Golden State Riches leads on a higher ValueScore (92 vs 80), a higher payout rate (0.7 pts), and better overall odds.

Price
ticket cost
SAME PRICE
Golden State Riches
$20
Set for Life
$20
ValueScore
composite quality index, higher is better
Golden State Riches WINS
Golden State Riches
92
Set for Life
80
Expected value
average return per $1 played
EVEN
Golden State Riches
$0.79
Set for Life
$0.79
Payout rate
share of sales returned to players
Golden State Riches WINS
Golden State Riches
79.2%
Set for Life
78.5%
Overall odds
chance of winning any prize, lower is better
Golden State Riches WINS
Golden State Riches
1 in 2.89
Set for Life
1 in 3.32
Odds of a $1,000+ win
best single-tier odds at $1,000 or more
Golden State Riches WINS
Golden State Riches
1 in 2,416
Set for Life
1 in 4,001
Break-even on $100
chance to win back $100 or more spending $100
Set for Life WINS
Golden State Riches
-
Set for Life
19%
Top prize
advertised jackpot
EVEN
Golden State Riches
$5M
Set for Life
$5M
Top prizes left
top prizes still unclaimed
Golden State Riches WINS
Golden State Riches
7
Set for Life
6
Final score
Image credit: California Lottery
Winner
Golden State Riches
5
metric wins · 2 even
Image credit: California Lottery
Set for Life
1
metric wins · 2 even
Golden State Riches wins the comparison, leading 5 metrics with 2 even.
How it works

Three steps to a smarter pick.

  1. STEP 1
    Pick Game A
    Choose any active California scratch-off from the first dropdown. Filter by price if you want to compare tickets at the same tier.
  2. STEP 2
    Pick Game B
    Choose a second game from the other dropdown. Both games appear as ticket thumbnails once selected.
  3. STEP 3
    Read the verdict
    We compare eight metrics including ValueScore, expected value, payout rate, overall odds, big-win odds, and break-even chance. The OUR PICK banner names the winner and explains why.
FAQ

Common questions.

What is ValueScore?

ValueScore is a composite index from 0 to 100 that blends expected value, prize quality, win frequency, and inventory health. Higher is better. It lets you rank games across price tiers without manually weighing four separate metrics.

Why are lower overall odds better?

Overall odds of 1 in X describe how many tickets you would need to buy on average to hit any prize. Lower X means more frequent wins, though most wins at that frequency are small. Pair overall odds with expected value to see if those wins are actually worthwhile.

How is expected value calculated?

Expected value is the average return per dollar played. We sum the value of every remaining prize tier, weighted by its probability, then divide by the ticket price. A $1 ticket returning $0.70 on average has an EV of $0.70.

How does the verdict pick a winner?

The OUR PICK verdict tallies eight metrics: ValueScore, expected value, payout rate, overall odds, odds of winning $1,000 or more, break-even chance on $100, top prize, and top prizes still unclaimed. It flags the game that wins the most, and metrics where the games are even count for neither side. When the win totals tie, the higher ValueScore breaks it, since ValueScore is the composite that already blends those factors and is how the rest of the site ranks games. On a dead heat across everything we show a toss-up instead of forcing a pick.

How often is this data updated?

Scratch off data refreshes daily from the California lottery. Remaining top prizes can shift during the day as prizes are claimed, but price, overall odds, and payout rate only change when the lottery updates its public pack data.