The New York Lottery sells BIG MONEY X20 at $5 a ticket. Its published overall odds are 1 in 4.11. Its current expected value works out to $0.66 on the dollar, an average return. The top prize is $500,000. 6% of the total prize pool is still unclaimed, so most prizes have already been claimed. Its ValueScore is 37/100 (Below Avg). Against the rest of the state it is 60th out of 108 New York scratch-offs. At its own price point it is 17th of the 28 active $5 games in New York.
Overall Odds
1 in 4.11
Exp. Value
$0.66
per $1 spent
Top Prize
$500,000
Top Prizes Left
0
Prizes Remaining
6%
ValueScore™
37 / 100
Below Avg
Should I Buy This Ticket?
Expected value per $1 spent:
$0.66↓
BELOW AVERAGE
It is 17th of the 28 active $5 games in New York, so most $5 alternatives will serve you better.
Why
↓Most of the larger top and mid-tier prizes have already been won.
- At $0.66 back per $1, the return here is middle-of-the-road for this price point.
- At 1 in 4.11 overall odds, prizes land more often than in most games.
Current Prize Odds
ScratchCheck estimate$500,000
0 of 3 left
launch odds 1 in 3.0M
All claimed
$5,000
2 of 42 left
launch odds 1 in 216K
now ~1 in 282K
$2,500
9 of 195 left
launch odds 1 in 47K
now ~1 in 63K
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.
Prize Breakdown
| Prize | Odds | Total | Left | Status |
|---|---|---|---|---|
| $500,000 | 1 in 3,028,067 | 3 | 0 | Claimed |
| $5,000 | 1 in 302,807 | 42 | 2 | 5% |
| $2,500 | 1 in 46,586 | 195 | 9 | 5% |
| $500 | 1 in 5,333 | 1,703 | 107 | 6% |
| $250 | 1 in 7,273 | 1,249 | 64 | 5% |
| $100 | 1 in 352 | 25,776 | 1,381 | 5% |
| $50 | 1 in 128 | 70,917 | 3,682 | 5% |
| $25 | 1 in 100 | 90,891 | 4,738 | 5% |
| $20 | 1 in 100 | 90,793 | 4,716 | 5% |
| $15 | 1 in 33 | 272,611 | 13,540 | 5% |
| $10 | 1 in 11 | 794,756 | 45,463 | 6% |
| $5 | 1 in 11 | 862,918 | 63,389 | 7% |
Prize Pool Analysis
Total Payout at Launch
$29,924,150
Current Prize Pool
$1,611,645
Payout Percentage
5.4%
Total Prizes Remaining
137,091
Ticket Statistics
Total Tickets Printed
9,090,720
Estimated Remaining
563,444
% Remaining
6.2%
Prize pool figures use advertised prize values. Tickets printed is estimated from overall odds. Tickets remaining is estimated from the share of prizes still unclaimed.
ValueScore™ Breakdown
37
VALUESCORE
Below Avg
37
out of 100
Expected Value
24/40
Prize Quality
1/25
Win Frequency
12/20
Inventory Health
0/15
Updated: 9/4/2026
Game Details
- State
- New York
- Game Number
- 1613
- Ticket Price
- $5
- Start Date
- 6/4/2024
- Payout %
- 65.8%
- Data Source
- Official
- Last Updated
- 9/4/2026
Compare
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Image Credit: New York Lottery
$5.00 per ticket · 1 in 4.11 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the BIG MONEY X20 scratch-off a good buy?
BIG MONEY X20 scores 37/100 on ValueScore, which is below average. The expected value, prize pool, or inventory health is weaker than most other tickets at this price. There are likely better options in New York at the $5 price point.
How much does BIG MONEY X20 cost?
BIG MONEY X20 costs $5 per ticket in New York. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $5 ticket price.
What are the odds of winning the BIG MONEY X20 scratch-off?
The overall odds of winning any prize with BIG MONEY X20 are 1 in 4.11. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for BIG MONEY X20?
The top prize for BIG MONEY X20 is $500,000. All top prizes have already been claimed. This game no longer has a top prize available, so you may want to consider a different game.
What are the prizes for BIG MONEY X20?
BIG MONEY X20 offers 12 distinct prize levels: $500,000 (3 total), $5,000 (42 total), $2,500 (195 total), $500 (1,703 total), $250 (1,249 total), $100 (25,776 total), $50 (70,917 total), $25 (90,891 total), $20 (90,793 total), $15 (272,611 total), $10 (794,756 total), and $5 (862,918 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in BIG MONEY X20?
Based on our latest data, 6% of all prize tickets remain (approximately 137,091 out of 2,211,854 total). The vast majority of prizes have been claimed. This game is close to being retired.
How is BIG MONEY X20 rated by ScratchCheck?
ScratchCheck rates BIG MONEY X20 at 37 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was BIG MONEY X20 released?
BIG MONEY X20 was released by the New York Lottery on June 4, 2024. It has been on sale for over a year, so checking the remaining prize counts is important before buying.
How often is BIG MONEY X20 data updated on ScratchCheck?
BIG MONEY X20 data comes directly from the official New York Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.