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Online lottery instant games

About a dozen states sell instant lottery games you play on your phone or computer instead of scratching a paper ticket. Each state brands them differently: Massachusetts calls them eInstants, Michigan calls them online instant games, Georgia calls them Diggi Games. ScratchCheck tracks 1,516 of them across 11 states, updated daily from official lottery data.

The number worth knowing: online instant games typically return far more of each dollar wagered than paper scratch-offs. Where states publish figures, online games run in the 85 to 96 percent range, while the average retail scratch-off pays back 65 to 80 percent.

Delaware eInstants27 games
Best overall odds 1 in 2.96 · Top prize up to $10,000
For comparison, Delaware retail scratch-offs average a 68.0% payout.
Georgia Diggi Games158 games
Top prize up to $1.0M
For comparison, Georgia retail scratch-offs average a 74.3% payout.
Kentucky Instant Play146 games
Top prize up to $1.0M
For comparison, Kentucky retail scratch-offs average a 70.6% payout.
Massachusetts eInstants22 games
Top prize up to $2.5M
For comparison, Massachusetts retail scratch-offs average a 77.8% payout.
Michigan Online Instant Games287 games
Best overall odds 1 in 1.10 · Top prize up to $2.1M
For comparison, Michigan retail scratch-offs average a 72.3% payout.
New Hampshire e-Instants198 games
Top prize up to $600,000
For comparison, New Hampshire retail scratch-offs average a 67.4% payout.
North Carolina Digital Instants80 games
Best overall odds 1 in 2.41 · Top prize up to $1.0M
For comparison, North Carolina retail scratch-offs average a 72.2% payout.
Pennsylvania PA iLottery eInstants239 games
Top prize up to $1.0M
For comparison, Pennsylvania retail scratch-offs average a 74.1% payout.
Rhode Island eInstants113 games
Top prize up to $400,000
For comparison, Rhode Island retail scratch-offs average a 69.6% payout.
Virginia Online Instants180 games
Best overall odds 1 in 1.01 · Top prize up to $1.1M
For comparison, Virginia retail scratch-offs average a 71.1% payout.
West Virginia iNSTANTS66 games
Top prize up to $150,000
For comparison, West Virginia retail scratch-offs average a 69.4% payout.

How online instant games differ from scratch-offs

A paper scratch-off comes from a fixed print run: a set number of tickets, a set number of prizes, and odds that shift as winners get claimed. That is why ScratchCheck tracks remaining prizes and re-scores retail games daily.

Online instants work like a slot machine with lottery rules. A random number generator decides each play, the advertised odds never change, and there is no prize pool to run dry. Most let you choose your wager, often from as little as 5 or 10 cents up to $30 or $50, with the prize table scaling to match. Because there is no inventory to track, these games get a DigitalScore instead of ValueScore: a 0 to 100 grade built from the figures each lottery publishes (return to player, overall odds, and top prize relative to the maximum wager). States marked with an amber dot publish wager ranges and top prizes only, so their games stay unscored rather than guessed at.

You must be physically inside the state to play its online games, and age limits match the state lottery (18 or 21 depending on the state). ScratchCheck is not affiliated with any lottery and sells nothing. Play responsibly.