Best Scratch-Offs in New York Right Now

New York runs one of the largest scratch-off catalogs in the country, with 50 active games spanning $1 to $30. The top of the rankings right now is dominated by premium games, and a few of them stand out clearly on value. One thing worth knowing before you play: New York is a disclosure state, so if you win a large prize, your name becomes public record. With that noted, here are the best scratch-offs in New York right now, pulled live from ScratchCheck's New York rankings.

The Best Overall: 300X THE MONEY

300X THE MONEY ($30) leads the entire New York catalog with a ValueScore of 96.9. Overall odds of 1 in 3.61, a 76.7% payout rate, and 4 top prizes remaining. It scores at the top on the combination that matters: strong payout for the tier, solid odds, and the most intact top prize pool of any premium game in the state. If you're buying one $30 ticket in New York right now, this is the pick.

A note on New York's prize displays: the headline top prize figures on New York scratch-offs reflect the total prize pool structure rather than a single fixed payout, so the numbers can look enormous. What matters for value is the payout rate and odds, not the advertised ceiling, and on those metrics 300X THE MONEY is the strongest game in the state.

Best $20 Ticket: 200Xtra

200Xtra ($20) ranks second overall (VS 86.4) and leads the $20 tier with odds of 1 in 3.67, a 73.2% payout, and 3 top prizes remaining. $5,000,000 BLITZ ($20, rank 3, VS 84.4) is nearly as strong with 1 in 3.79 odds and 3 top prizes remaining. Both are well-structured $20 games with intact prize pools.

$2,000,000 100X CASHWORD ($20, rank 6, VS 81.2) is the best crossword option at $20, with 4 top prizes remaining, the most of any $20 game. Its 66.8% payout is lower than the multiplier games, but the crossword format delivers more frequent wins. If you prefer crosswords, this is the $20 pick.

Skip at $20: XTREME MONEY (rank 20) and the older $10,000 A WEEK FOR LIFE edition (rank 34) both show 0 top prizes remaining. The base structures are fine but the top prizes are gone.

Best $10 Ticket: $3,000,000 BONUS STARS

$3,000,000 BONUS STARS ($10) is the best $10 game in New York, ranking 4th overall (VS 83.3) with odds of 1 in 3.99, a 72.8% payout, and 3 top prizes remaining. That's a strong VS for a $10 ticket and the highest-ranked sub-$20 game in the state.

100Xtra ($10, rank 8, VS 77.1) is a strong alternative with 1 in 3.91 odds, a 73.1% payout, and 3 top prizes remaining. $3,000,000 MAX MULTIPLIER ($10, rank 7, VS 79.3) rounds out the strong $10 options, also with 3 top prizes left.

Skip at $10: several $10 games show 0 top prizes remaining, including $3,000,000 CA$H, MULTIPLIER CRAZE, and $3,000,000 MAX. Strong payout rates on small prizes remain, but the top tier is depleted.

Best $5 Ticket: POT OF GOLD

New York's $5 tier is weaker than its premium tiers, which is typical. POT OF GOLD ($5, rank 17, VS 64.7) leads with odds of 1 in 4.35, a 66.2% payout, and 2 top prizes remaining. $1,000,000 MUST LOVE DOGS ($5, rank 19, VS 64.2) is close behind with 2 top prizes remaining and a slightly better 67.2% payout.

BINGO TIMES 20 ($5, rank 22, VS 61.1) has the most intact $5 prize pool with 3 top prizes remaining. Several $5 games, including MORE MONEY, BONUS 20X, XTREME WINNINGS, and LUCKY CASH, show 0 top prizes remaining and should be avoided.

The Spread Games: Frequent Wins, Smaller Ceiling

A few New York games are built for frequent small wins rather than a big jackpot. WIN FOR LIFE ($2, rank 15, VS 66.9) is the best-value low-price game in the state, with 55 top prizes remaining and a 68.4% payout. INSTANT $500 ($10) carries 3,749 top prizes of $50,000 remaining, and $5,000 HOLIDAY FRENZY ($10) has 41 top prizes left. These won't deliver a life-changing jackpot, but they pay out more often, which suits players who value the experience of winning over chasing a ceiling.

The One to Avoid Entirely

$100, $200 OR $500! ($30, rank 35) has overall odds of 1 in 6.25, by far the worst of any $30 game in New York, with a top prize of only $500. At $30 per ticket, you're paying a premium price for terrible odds and no real upside. Despite the 18,395 top prizes remaining, the structure makes this the weakest premium-priced game in the state. Avoid it.

The Picks by Budget

Best single ticket overall: 300X THE MONEY ($30, VS 96.9), the clear catalog leader.

Best $20: 200Xtra (VS 86.4) for multiplier players, or $2,000,000 100X CASHWORD for crossword players with the most prizes remaining.

Best $10: $3,000,000 BONUS STARS (VS 83.3), the top sub-$20 game in the state.

Best $5: POT OF GOLD (VS 64.7).

New York's rankings shift as prizes get claimed and new games launch. For the current standings across all 50 active games sorted by ValueScore, odds, payout rate, or remaining top prizes, the New York scratch-off page on ScratchCheck updates from official New York Lottery data.