Massachusetts woman wins $2 million on a $10 Cashword scratch ticket
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A woman from Lynn won the $2 million top prize on the $10 $2,000,000 50X Cashword scratch ticket, the Massachusetts State Lottery said. Susana Lausana claimed the prize October 28 and chose the cash option, a one-time payment of $1.3 million before taxes, over the full $2 million paid out over time.
Lausana bought the ticket at D&M Variety, 99 Commercial Street in Lynn, and the store will get a $20,000 bonus for selling it. She plans to put some of the money into her home and is thinking about a vacation in Florida.
This version of the game, number 521, went on sale October 3, 2025, with five $2 million top prizes in about 25.2 million tickets, odds of about 1 in 5 million per ticket. The lottery says one of those five is still unclaimed, and 69.6% of the tickets have been sold. Half of its 10 $1 million prizes are also still out. A ticket wins something 1 in 3.26 times.
| Prize | Total | Left |
|---|---|---|
| $2,000,000 | 5 | 1 |
| $1,000,000 | 10 | 5 |
| $10,000 | 250 | 83 |
| $2,000 | 700 | 238 |
| $1,000 | 6,300 | 2,187 |
The lottery pays the $2 million top prize as an annuity of $100,000 a year for 20 years, so Lausana's $1.3 million is 65% of the full amount. After 24% federal withholding and Massachusetts' 5% state withholding, about $923,000 is left. As this win puts her in the top 37% federal tax bracket, she may owe 13% more at filing time, and Massachusetts adds a 4% surtax on income above $1 million, adjusted each year for inflation.
The game returns 81.4% of sales as prizes, a bit above the 80.9% average for Massachusetts $10 tickets and well above the 73.0% national average at that price. It rates 65.6 on our ValueScore™, 10th of the state's 26 $10 games. Another $10 Cashword game, $2,000,000 Diamond Cashword, still has three $2 million top prizes and rates a little higher at 71.6.
Other big Massachusetts claims include a $1 million Extreme Cash prize in Fall River and a $5 million prize from an old 100X Cashword game. The state's games are ranked on the Massachusetts scratch tickets page.
Sources
WWLP: Lynn woman wins $2 million lottery prize, plans home improvements and vacation
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Frequently Asked Questions
Where was the $2 million 50X Cashword ticket sold in Lynn?
At D&M Variety, 99 Commercial Street in Lynn, Massachusetts. The winner, Susana Lausana, claimed the prize October 28, 2026, and the store will receive a $20,000 bonus from the Massachusetts State Lottery for selling it.
How many $2 million prizes are left on the $2,000,000 50X Cashword?
One of five, the Massachusetts State Lottery says. The $10 game, number 521, launched October 3, 2025, and 69.6% of its tickets were sold as of October 30, 2026. Five of its 10 $1 million prizes also remain.
How much is the cash option on a $2 million Massachusetts scratch ticket?
For the $2,000,000 50X Cashword, $1.3 million before taxes, or 65% of the prize. The full $2 million is paid as $100,000 a year for 20 years. After 24% federal and 5% state withholding, the cash option leaves about $923,000.
Jessie Jurado is a news writer who covers new scratch-off launches, state lottery guides, taxes on winnings, news, and much more. She joined ScratchCheck in 2026 and writes the site's state-by-state coverage.
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