Which North Carolina scratch-offs win the most?

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North Carolina has 83 scratch-offs on sale, and almost all of them still have a top prize. Only 3 have none left, one of the lowest shares in the country. The best payouts are at the top of the price range, led by two $50 tickets.
| Game | Price | Payout | Top prize | Top prizes left | ValueScore™ |
|---|---|---|---|---|---|
| 500X The Cash | $50 | 82.4% | $10,000,000 | 4 of 5 | 87.3 |
| $8 Million Money Maker | $50 | 82.0% | $8,000,000 | 1 of 5 | 57.8 |
| $8 Million Supreme | $50 | 81.7% | $8,000,000 | 3 of 3 | 89.9 |
| Max-A-Million | $30 | 81.5% | $1,000,000 | 12 of 25 | 79.9 |
| Black Titanium | $30 | 80.7% | $4,000,000 | 1 of 6 | 51.9 |
The highest-rated game is $8 Million Supreme, which went on sale October 6 and still has all three of its $8 million top prizes, for a ValueScore™ of 89.9. 500X The Cash returns the most, 82.4%, with four of five $10 million prizes left. At a lower price, the $10 Moneybag Cashword, also an October 6 launch, rates 85.4 with all four $1 million prizes unclaimed. Max-A-Million is unusual for having 25 top prizes, and 12 remain.
| Price | North Carolina games | North Carolina average payout | National average |
|---|---|---|---|
| $1 | 5 | 60.6% | 61.7% |
| $2 | 10 | 66.3% | 65.4% |
| $5 | 23 | 69.1% | 69.1% |
| $10 | 17 | 74.6% | 73.0% |
| $20 | 13 | 76.5% | 75.1% |
| $30 | 10 | 79.9% | 77.3% |
| $50 | 4 | 81.5% | 79.4% |
Across all 83 games, North Carolina returns 72.4% of sales as prizes, and the median game wins 1 in 4.16 times. From $10 up the state runs about 1.4 to 2.6 points ahead of the national average. Scratch-off prizes must be claimed within 90 calendar days of a game's announced end date, half the 180 days allowed for draw games, according to the North Carolina Education Lottery. Retailers pay prizes under $600; larger ones go to a regional claims center, and $100,000 or more to lottery headquarters in Raleigh. The state's online instant games pay differently and are listed separately, and their growth has changed where the lottery's money comes from.
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Frequently Asked Questions
Which North Carolina scratch-off wins the most?
By payout, the $50 500X The Cash returns 82.4% of sales, with four of its five $10 million top prizes left. The new $50 $8 Million Supreme rates highest on our ValueScore, with all three top prizes unclaimed.
How long do you have to claim a North Carolina scratch-off prize?
Scratch-off prizes must be claimed within 90 calendar days of the game's announced end date, the North Carolina Education Lottery says. Draw-game prizes have 180 days from the drawing. Retailers pay prizes under $600.
Do North Carolina scratch-offs pay well?
Better than average at higher prices. North Carolina's $10 games return 74.6% on average against 73.0% nationally, and its $30 games 79.9% against 77.3%. Its $1 games pay slightly less than the national average.

Phil Nageotte is a writer covering scratch-off odds, expected value, prize data, and more. He joined ScratchCheck in 2026 after years of tracking lottery payouts in spreadsheets of his own.


