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Which North Carolina scratch-offs win the most?

Phil NageotteBy Phil Nageotte· Nov 4, 2026, 11:44 AM EST
Which North Carolina scratch-offs win the most?

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North Carolina has 83 scratch-offs on sale, and almost all of them still have a top prize. Only 3 have none left, one of the lowest shares in the country. The best payouts are at the top of the price range, led by two $50 tickets.

GamePricePayoutTop prizeTop prizes leftValueScore™
500X The Cash$5082.4%$10,000,0004 of 587.3
$8 Million Money Maker$5082.0%$8,000,0001 of 557.8
$8 Million Supreme$5081.7%$8,000,0003 of 389.9
Max-A-Million$3081.5%$1,000,00012 of 2579.9
Black Titanium$3080.7%$4,000,0001 of 651.9

The highest-rated game is $8 Million Supreme, which went on sale October 6 and still has all three of its $8 million top prizes, for a ValueScore™ of 89.9. 500X The Cash returns the most, 82.4%, with four of five $10 million prizes left. At a lower price, the $10 Moneybag Cashword, also an October 6 launch, rates 85.4 with all four $1 million prizes unclaimed. Max-A-Million is unusual for having 25 top prizes, and 12 remain.

PriceNorth Carolina gamesNorth Carolina average payoutNational average
$1560.6%61.7%
$21066.3%65.4%
$52369.1%69.1%
$101774.6%73.0%
$201376.5%75.1%
$301079.9%77.3%
$50481.5%79.4%

Across all 83 games, North Carolina returns 72.4% of sales as prizes, and the median game wins 1 in 4.16 times. From $10 up the state runs about 1.4 to 2.6 points ahead of the national average. Scratch-off prizes must be claimed within 90 calendar days of a game's announced end date, half the 180 days allowed for draw games, according to the North Carolina Education Lottery. Retailers pay prizes under $600; larger ones go to a regional claims center, and $100,000 or more to lottery headquarters in Raleigh. The state's online instant games pay differently and are listed separately, and their growth has changed where the lottery's money comes from.

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Frequently Asked Questions

Which North Carolina scratch-off wins the most?

By payout, the $50 500X The Cash returns 82.4% of sales, with four of its five $10 million top prizes left. The new $50 $8 Million Supreme rates highest on our ValueScore, with all three top prizes unclaimed.

How long do you have to claim a North Carolina scratch-off prize?

Scratch-off prizes must be claimed within 90 calendar days of the game's announced end date, the North Carolina Education Lottery says. Draw-game prizes have 180 days from the drawing. Retailers pay prizes under $600.

Do North Carolina scratch-offs pay well?

Better than average at higher prices. North Carolina's $10 games return 74.6% on average against 73.0% nationally, and its $30 games 79.9% against 77.3%. Its $1 games pay slightly less than the national average.

Phil Nageotte
About the Author
Phil Nageotte

Phil Nageotte is a writer covering scratch-off odds, expected value, prize data, and more. He joined ScratchCheck in 2026 after years of tracking lottery payouts in spreadsheets of his own.

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