Set For LifeCalifornia Scratch-Off Odds & Prizes Remaining
Image Credit: California Lottery
80
VALUESCORE
Excellent
At a glance
Set For Life costs $10 a ticket from the California Lottery. Its expected return of $0.78 per $1 runs $0.03 ahead of the typical $10 ticket in California. It went on sale on September 21, 2026, so 100% of its prizes are still unclaimed. Its overall odds of 1 in 3.76 trail the 1 in 3.47 typical of California's $10 games. Only 23% of its winning tickets pay $10 or less; the rest pay more than the ticket cost.
Overall Odds
1 in 3.76
Exp. Value
$0.78
per $1 spent
Top Prize
$6,000,000
$20,000 a month for 25 years
Top Prizes Left
5
Prizes Remaining
100%
ValueScore™
80 / 100
Excellent
Should I Buy This Ticket?
Expected value per $1 spent:
$0.78↑
ABOVE AVERAGE
A solid pick: ahead of roughly 86% of California's 58 active games, and 2nd of the 11 active $10 games in California.
Why
↑Fresh prize pool: most of this game's prizes are still on the table.
- The larger prizes are well stocked, with plenty of top and mid-tier winners still out there.
- Expected value of $0.78 per $1 is above average. More of each dollar comes back as prizes than most games.
Current Prize Odds
ScratchCheck estimate$6,000,000
$20,000 a month for 25 years
5 of 5 left
launch odds 1 in 3.0M
now ~1 in 3.0M
$10,000
25 of 25 left
launch odds 1 in 601K
now ~1 in 599K
$1,000
1,250 of 1,250 left
launch odds 1 in 12K
now ~1 in 12K
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.
Prize Breakdown
| Prize | Odds | Total | Left | Status |
|---|---|---|---|---|
| $6,000,000 ($20,000 a month for 25 years) | 1 in 3,000,000 | 5 | 5 | 100% |
| $10,000 | 1 in 600,000 | 25 | 25 | 100% |
| $1,000 | 1 in 12,000 | 1,250 | 1,250 | 100% |
| $500 | 1 in 7,466 | 2,009 | 2,003 | 100% |
| $400 | 1 in 4,011 | 3,740 | 3,729 | 100% |
| $100 | 1 in 100 | 150,039 | 149,721 | 100% |
| $50 | 1 in 133 | 112,483 | 112,260 | 100% |
| $40 | 1 in 120 | 124,986 | 124,689 | 100% |
| $30 | 1 in 50 | 299,950 | 299,275 | 100% |
| $20 | 1 in 17 | 900,000 | 898,054 | 100% |
| $15 | 1 in 10 | 1,500,000 | 1,496,817 | 100% |
| $10 Free ticket | 1 in 17 | 900,000 | 898,131 | 100% |
Prize Pool Analysis
Total Payout at Launch
$118,126,490
Current Prize Pool
$117,938,655
Payout Percentage
99.8%
Total Prizes Remaining
3,985,959
Ticket Statistics
Total Tickets Printed
15,019,271
Estimated Remaining
14,987,206
% Remaining
99.8%
Prize pool figures use advertised prize values. Tickets printed is estimated from overall odds. Tickets remaining is estimated from the share of prizes still unclaimed.
ValueScore™ Breakdown
80
VALUESCORE
Excellent
80
out of 100
Expected Value
32/40
Prize Quality
25/25
Win Frequency
8/20
Inventory Health
15/15
Updated: 9/23/2026
Game Details
- State
- California
- Game Number
- 1748
- Ticket Price
- $10
- Start Date
- 9/21/2026
- Payout %
- 78.4%
- Data Source
- Official
- Last Updated
- 9/23/2026
Compare
Compare this game with another →Official Source
View on California Lottery ↗Simulate This Game
Run a virtual scratch-off using this game's real odds.
Image Credit: California Lottery
$10.00 per ticket · 1 in 3.76 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the Set For Life scratch-off a good buy?
Yes. Set For Life is an excellent buy with a ValueScore of 80/100. It ranks among the top scratch-offs available and scores highly on expected value, prize quality, win frequency, and inventory health, meaning more prizes are still available relative to how long the game has been on sale.
How much does Set For Life cost?
Set For Life costs $10 per ticket in California. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $10 ticket price.
What are the odds of winning the Set For Life scratch-off?
The overall odds of winning any prize with Set For Life are 1 in 3.76. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for Set For Life?
The top prize for Set For Life is $6,000,000. As of our latest update, 5 top prizes remain unclaimed.
What are the prizes for Set For Life?
Set For Life offers 12 distinct prize levels: $6,000,000 (5 total), $10,000 (25 total), $1,000 (1,250 total), $500 (2,009 total), $400 (3,740 total), $100 (150,039 total), $50 (112,483 total), $40 (124,986 total), $30 (299,950 total), $20 (900,000 total), $15 (1,500,000 total), and $10 (900,000 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in Set For Life?
Based on our latest data, 100% of all prize tickets remain (approximately 3,985,959 out of 3,994,487 total). The game is early in its run, with most prizes still on the market.
How is Set For Life rated by ScratchCheck?
ScratchCheck rates Set For Life at 80 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was Set For Life released?
Set For Life was released by the California Lottery on September 21, 2026. This is a newly released game, so the full prize pool is effectively intact.
How often is Set For Life data updated on ScratchCheck?
Set For Life data comes directly from the official California Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.