The Colorado Lottery sells LADY LUCK at $5 a ticket. Published overall odds: 1 in 3.93. Its current expected value works out to $0.69 on the dollar, an average return. The top prize is $100,000. Most prizes have already been claimed (0% remaining). On ScratchCheck's 0-100 ValueScore it earns a 14 (Poor). Today it stands at 79th out of 86 Colorado scratch-offs; among $5 tickets it is 19th of the 19 active $5 games in Colorado.
Overall Odds
1 in 3.93
Exp. Value
$0.69
per $1 spent
Top Prize
$100,000
Top Prizes Left
0
Prizes Remaining
0%
ValueScore™
14 / 100
Poor
Should I Buy This Ticket?
Expected value per $1 spent:
$0.69↓
POOR VALUE
Weak value right now at #79 of the 86 active games we track in Colorado. Check the higher-ranked games in Colorado first.
Why
↓Wins are infrequent: about a 25% chance to win something per ticket (1 in 3.93), lower than most games.
- $0.69 returned per dollar is roughly what most scratch-offs pay right now.
Prize Breakdown
| Prize | Odds | Total | Left | Status |
|---|---|---|---|---|
| $100,000 | 1 in 600,000 | 2 | 0 | Claimed |
| $10,000 | 1 in 300,000 | 4 | Not reported | - |
| $2,500 | 1 in 200,000 | 6 | Not reported | - |
| $1,000 | 1 in 120,000 | 10 | Not reported | - |
| $500 | 1 in 4,615 | 260 | Not reported | - |
| $250 | 1 in 3,000 | 400 | Not reported | - |
| $100 | 1 in 300 | 4,000 | Not reported | - |
| $50 | 1 in 94 | 12,700 | Not reported | - |
| $20 | 1 in 20 | 60,000 | Not reported | - |
| $10 | 1 in 25 | 48,000 | Not reported | - |
| $5 | 1 in 7 | 180,000 | Not reported | - |
“Not reported” = the lottery publishes remaining-prize counts for its top prizes only.
ValueScore™ Breakdown
14
VALUESCORE
Poor
14
out of 100
Expected Value
13/40
Prize Quality
0/25
Win Frequency
5/20
Inventory Health
0/15
Updated: 9/4/2026
Game Details
- State
- Colorado
- Game Number
- 408
- Ticket Price
- $5
- Start Date
- 2/16/2026
- Payout %
- 68.5%
- Data Source
- Official
- Last Updated
- 9/4/2026
Compare
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Image Credit: Colorado Lottery
$5.00 per ticket · 1 in 3.93 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the LADY LUCK scratch-off a good buy?
LADY LUCK has a ValueScore of 14/100, which is among the lowest-rated tickets in Colorado. The combination of poor expected value, limited prizes, or heavily depleted inventory makes it a poor choice compared to alternatives. Check other games before buying.
How much does LADY LUCK cost?
LADY LUCK costs $5 per ticket in Colorado. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $5 ticket price.
What are the odds of winning the LADY LUCK scratch-off?
The overall odds of winning any prize with LADY LUCK are 1 in 3.93. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for LADY LUCK?
The top prize for LADY LUCK is $100,000. All top prizes have already been claimed. This game no longer has a top prize available, so you may want to consider a different game.
What are the prizes for LADY LUCK?
LADY LUCK offers 11 distinct prize levels: $100,000 (2 total), $10,000 (4 total), $2,500 (6 total), $1,000 (10 total), $500 (260 total), $250 (400 total), $100 (4,000 total), $50 (12,700 total), $20 (60,000 total), $10 (48,000 total), and $5 (180,000 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in LADY LUCK?
Based on our latest data, 0% of all prize tickets remain (approximately 0 out of 2 total). The vast majority of prizes have been claimed. This game is close to being retired.
How is LADY LUCK rated by ScratchCheck?
ScratchCheck rates LADY LUCK at 14 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was LADY LUCK released?
LADY LUCK was released by the Colorado Lottery on February 16, 2026. It has been on sale for roughly 7 months, so a meaningful portion of prizes has likely been claimed.
How often is LADY LUCK data updated on ScratchCheck?
LADY LUCK data comes directly from the official Colorado Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.