At $50 a ticket, SET FOR LIFE comes from the Colorado Lottery. Its published overall odds are 1 in 3.42. Its current expected value works out to $0.80 on the dollar, an above-average return. The top prize is $6,000,000. Prize inventory sits at 50%: about half the prizes remain. Its ValueScore is 62/100 (Good). Against the rest of the state it is #11 of 86 in Colorado, better than about 88% of the state's games. At its own price point it is in the top third of Colorado's 4 $50 tickets, at 2nd.
Overall Odds
1 in 3.42
Exp. Value
$0.80
per $1 spent
Top Prize
$6,000,000
Top Prizes Left
1
Prizes Remaining
50%
ValueScore™
62 / 100
Good
Should I Buy This Ticket?
Expected value per $1 spent:
$0.80↑
ABOVE AVERAGE
It is 2nd among the 4 $50 games Colorado sells, with better-than-average value overall.
Why
↑Expected value of $0.80 per $1 is above average. More of each dollar comes back as prizes than most games.
- Healthy inventory: a large share of this game's prizes are still unclaimed.
- Winning tickets come up at a 29% clip (1 in 3.42), above the norm.
Prize Breakdown
| Prize | Odds | Total | Left | Status |
|---|---|---|---|---|
| $6,000,000 | 1 in 1,200,000 | 2 | 1 | 50% |
| $50,000 | 1 in 200,000 | 12 | Not reported | - |
| $5,000 | 1 in 70,588 | 34 | Not reported | - |
| $2,500 | 1 in 30,000 | 80 | Not reported | - |
| $500 | 1 in 92 | 26,140 | Not reported | - |
| $200 | 1 in 35 | 68,000 | Not reported | - |
| $100 | 1 in 4 | 608,000 | Not reported | - |
“Not reported” = the lottery publishes remaining-prize counts for its top prizes only.
ValueScore™ Breakdown
62
VALUESCORE
Good
62
out of 100
Expected Value
40/40
Prize Quality
13/25
Win Frequency
14/20
Inventory Health
12/15
Updated: 9/4/2026
Game Details
- State
- Colorado
- Game Number
- 387
- Ticket Price
- $50
- Start Date
- 9/15/2025
- Payout %
- 80.0%
- Data Source
- Official
- Last Updated
- 9/4/2026
Compare
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Image Credit: Colorado Lottery
$50.00 per ticket · 1 in 3.42 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the SET FOR LIFE scratch-off a good buy?
SET FOR LIFE is a solid choice. Its ValueScore of 62/100 is above average, indicating good expected value and a healthy prize pool. It performs better than most $50 tickets in Colorado.
How much does SET FOR LIFE cost?
SET FOR LIFE costs $50 per ticket in Colorado. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $50 ticket price.
What are the odds of winning the SET FOR LIFE scratch-off?
The overall odds of winning any prize with SET FOR LIFE are 1 in 3.42. This means roughly 1 in every 3 tickets wins a prize of any amount.
What is the top prize for SET FOR LIFE?
The top prize for SET FOR LIFE is $6,000,000. As of our latest update, 1 top prize remains unclaimed.
What are the prizes for SET FOR LIFE?
SET FOR LIFE offers 7 distinct prize levels: $6,000,000 (2 total), $50,000 (12 total), $5,000 (34 total), $2,500 (80 total), $500 (26,140 total), $200 (68,000 total), and $100 (608,000 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in SET FOR LIFE?
Based on our latest data, 50% of all prize tickets remain (approximately 1 out of 2 total). Roughly half the prizes remain, which is typical for an active game.
How is SET FOR LIFE rated by ScratchCheck?
ScratchCheck rates SET FOR LIFE at 62 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was SET FOR LIFE released?
SET FOR LIFE was released by the Colorado Lottery on September 15, 2025. It has been on sale for roughly 12 months, so a meaningful portion of prizes has likely been claimed.
How often is SET FOR LIFE data updated on ScratchCheck?
SET FOR LIFE data comes directly from the official Colorado Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.