In the Money is a $5 scratch-off lottery ticket from the Illinois Lottery. It has overall odds of 1 in 4.99, meaning roughly 1 in every 5 tickets wins a prize. The expected value is $0.72 per $1 spent, which is an average return compared to other scratch-offs. The top prize is $400,000. Most prizes have already been claimed (26% remaining). ScratchCheck rates this ticket 26/100 (Below Avg) based on expected value, prize quality, win frequency, and inventory health.
Overall Odds
1 in 4.99
Exp. Value
$0.72
per $1 spent
Top Prize
$400,000
Top Prizes Left
1
Prizes Remaining
26%
ValueScore™
26 / 100
Below Avg
Should I Buy This Ticket?
Expected value per $1 spent:
$0.72↓
BELOW AVERAGE
Weaker overall value. There are likely better options at this price.
Why
↓Wins are infrequent: about a 20% chance to win something per ticket (1 in 4.99), lower than most games.
- The prize pool is running thin, with most prizes already won.
- Prize quality is thin, with the bigger winners mostly gone.
Prize Breakdown
| Prize | Total | Left | Status |
|---|---|---|---|
| $400,000 | 3 | 1 | 33% |
| $10,000 | 8 | 2 | 25% |
| $1,000 | 50 | 10 | 20% |
| $500 | 598 | 130 | 22% |
| $100 | 11,993 | 2,885 | 24% |
| $75 | 10,977 | 2,683 | 24% |
| $50 | 24,950 | 6,192 | 25% |
| $25 | 103,045 | 25,714 | 25% |
| $20 | 109,708 | 27,929 | 25% |
| $15 | 119,697 | 30,778 | 26% |
| $10 | 578,564 | 148,520 | 26% |
Prize Pool Analysis
Total Payout at Launch
$17,250,455
Current Prize Pool
$4,442,625
Payout Percentage
25.8%
Total Prizes Remaining
244,844
Ticket Statistics
Total Tickets Printed
4,788,369
Estimated Remaining
1,221,772
% Remaining
25.5%
Prize pool figures use advertised prize values. Tickets printed and remaining are estimated from overall odds and the share of prizes still unclaimed.
ValueScore™ Breakdown
26
VALUESCORE
Below Avg
26
out of 100
Expected Value
Prize Quality
Win Frequency
Inventory Health
Updated: 7/16/2026
Game Details
- State
- Illinois
- Game Number
- 7598
- Ticket Price
- $5
- Start Date
- 9/2/2025
- Payout %
- 72.1%
- Data Source
- Official
- Last Updated
- 7/15/2026
Compare
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Image Credit: Illinois Lottery
$5.00 per ticket · 1 in 4.99 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the In the Money scratch-off a good buy?
In the Money scores 26/100 on ValueScore, which is below average. The expected value, prize pool, or inventory health is weaker than most other tickets at this price. There are likely better options in Illinois at the $5 price point.
How much does In the Money cost?
In the Money costs $5 per ticket in Illinois. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $5 ticket price.
What are the odds of winning the In the Money scratch-off?
The overall odds of winning any prize with In the Money are 1 in 4.99. This means roughly 1 in every 5 tickets wins a prize of any amount.
What is the top prize for In the Money?
The top prize for In the Money is $400,000. As of our latest update, 1 top prize remains unclaimed.
What are the prizes for In the Money?
In the Money offers 11 distinct prize levels: $400,000 (3 total), $10,000 (8 total), $1,000 (50 total), $500 (598 total), $100 (11,993 total), $75 (10,977 total), $50 (24,950 total), $25 (103,045 total), $20 (109,708 total), $15 (119,697 total), and $10 (578,564 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in In the Money?
Based on our latest data, 26% of all prize tickets remain (approximately 244,844 out of 959,593 total). The game is winding down. A significant portion of prizes have already been claimed.
How is In the Money rated by ScratchCheck?
ScratchCheck rates In the Money at 26 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was In the Money released?
In the Money was released by the Illinois Lottery on September 2, 2025. It has been on sale for roughly 11 months, so a meaningful portion of prizes has likely been claimed.
How often is In the Money data updated on ScratchCheck?
In the Money data comes directly from the official Illinois Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.