The Iowa Lottery sells X the Money at $10 a ticket. Published overall odds: 1 in 2.86. Dollar for dollar, it pays back around $0.74 per $1, an average return for a scratch-off. The top prize is $100,000. Prize inventory sits at 14%: most prizes have already been claimed. On ScratchCheck's 0-100 ValueScore it earns a 57 (Fair). Today it stands at 26th out of 72 Iowa scratch-offs; among $10 tickets it is 13th of the 16 active $10 games in Iowa.
Overall Odds
1 in 2.86
Exp. Value
$0.74
per $1 spent
Top Prize
$100,000
Top Prizes Left
1
Prizes Remaining
14%
ValueScore™
57 / 100
Fair
Should I Buy This Ticket?
Expected value per $1 spent:
$0.74→
AVERAGE
Nothing wrong with it, but nothing special either; it is 13th of the 16 active $10 games in Iowa.
Why
→Prize quality is thin, with the bigger winners mostly gone.
- Late in this game's life: the remaining prize pool is small.
- Expected value lands near the pack at $0.74 per $1 spent.
Prize Breakdown
| Prize | Odds | Total | Left | Status |
|---|---|---|---|---|
| $100,000 | 1 in 124,301 | 8 | 1 | 13% |
| $1,000 | 1 in 4,691 | 212 | 28 | 13% |
| $500 | 1 in 1,706 | 583 | 81 | 14% |
| $200 | 1 in 400 | 2,489 | 362 | 15% |
| $100 | 1 in 199 | 4,987 | 678 | 14% |
| $50 | 1 in 119 | 8,329 | 1,158 | 14% |
| $20 | 1 in 8 | - | Not reported | - |
| $10 | 1 in 5 | - | Not reported | - |
“Not reported” = the lottery publishes remaining-prize counts for its top prizes only.
Prize Pool Analysis
Total Payout at Launch
$2,716,450
Current Prize Pool
$366,600
Payout Percentage
13.5%
Total Prizes Remaining
2,308
Ticket Statistics
Total Tickets Printed
47,499
Estimated Remaining
6,601
% Remaining
13.9%
Prize pool figures use advertised prize values. Tickets printed is estimated from overall odds. Tickets remaining is estimated from the share of prizes still unclaimed.
ValueScore™ Breakdown
57
VALUESCORE
Fair
57
out of 100
Expected Value
32/40
Prize Quality
4/25
Win Frequency
17/20
Inventory Health
4/15
Updated: 9/4/2026
Game Details
- State
- Iowa
- Game Number
- 675
- Ticket Price
- $10
- Start Date
- 6/4/2024
- Payout %
- 74.0%
- Data Source
- Official
- Last Updated
- 9/4/2026
Compare
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Image Credit: Iowa Lottery
$10.00 per ticket · 1 in 2.86 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the X the Money scratch-off a good buy?
X the Money is a middling ticket with a ValueScore of 57/100. It is roughly average compared to other scratch-offs in Iowa. If you are looking for the best value at this price point, check the Iowa rankings page for higher-rated alternatives.
How much does X the Money cost?
X the Money costs $10 per ticket in Iowa. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $10 ticket price.
What are the odds of winning the X the Money scratch-off?
The overall odds of winning any prize with X the Money are 1 in 2.86. This means roughly 1 in every 3 tickets wins a prize of any amount.
What is the top prize for X the Money?
The top prize for X the Money is $100,000. As of our latest update, 1 top prize remains unclaimed.
What are the prizes for X the Money?
X the Money offers 8 distinct prize levels: $100,000 (8 total), $1,000 (212 total), $500 (583 total), $200 (2,489 total), $100 (4,987 total), $50 (8,329 total), $20, and $10. The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in X the Money?
Based on our latest data, 14% of all prize tickets remain (approximately 2,308 out of 16,608 total). The vast majority of prizes have been claimed. This game is close to being retired.
How is X the Money rated by ScratchCheck?
ScratchCheck rates X the Money at 57 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was X the Money released?
X the Money was released by the Iowa Lottery on June 4, 2024. It has been on sale for over a year, so checking the remaining prize counts is important before buying.
How often is X the Money data updated on ScratchCheck?
X the Money data comes directly from the official Iowa Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.