Money Train is a $5 scratch-off lottery ticket from the Kentucky Lottery. It has overall odds of 1 in 3.89, meaning roughly 1 in every 4 tickets wins a prize. The expected value is $0.70 per $1 spent, which is an average return compared to other scratch-offs. The top prize is $75,000. About half the prizes remain (44% remaining). ScratchCheck rates this ticket 36/100 (Below Avg) based on expected value, prize quality, win frequency, and inventory health.
Overall Odds
1 in 3.89
Exp. Value
$0.70
per $1 spent
Top Prize
$75,000
Top Prizes Left
2
Prizes Remaining
44%
ValueScore™
36 / 100
Below Avg
Should I Buy This Ticket?
Expected value per $1 spent:
$0.70↓
BELOW AVERAGE
Weaker overall value. There are likely better options at this price.
Why
↓Expected value lands near the pack at $0.70 per $1 spent.
- Prizes hit less often here, roughly 26% per ticket (1 in 3.89).
- Middling prize quality: a fair number of the bigger prizes are still in play.
Current Prize Odds
ScratchCheck estimate$75,000
2 of 4 left
launch odds 1 in 1.0M
now ~1 in 891K
$1,000
62 of 136 left
launch odds 1 in 30K
now ~1 in 29K
$500
120 of 272 left
launch odds 1 in 15K
now ~1 in 15K
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.
Prize Breakdown
| Prize | Odds | Total | Left | Status |
|---|---|---|---|---|
| $75,000 | 1 in 1,020,000 | 4 | 2 | 50% |
| $1,000 | 1 in 30,000 | 136 | 62 | 46% |
| $500 | 1 in 15,000 | 272 | 120 | 44% |
| $200 | 1 in 1,600 | 2,550 | 1,094 | 43% |
| $100 | 1 in 278 | 14,688 | 6,272 | 43% |
| $50 | 1 in 80 | 51,000 | 22,030 | 43% |
| $20 | 1 in 33 | 122,400 | 53,143 | 43% |
| $10 | 1 in 8 | 489,600 | 213,485 | 44% |
| $5 | 1 in 11 | 367,200 | 161,605 | 44% |
Prize Pool Analysis
Total Payout at Launch
$14,280,800
Current Prize Pool
$6,225,235
Payout Percentage
43.6%
Total Prizes Remaining
457,813
Ticket Statistics
Total Tickets Printed
4,080,000
Estimated Remaining
1,782,581
% Remaining
43.7%
Prize pool figures use advertised prize values. Tickets printed is the lottery’s published print run. Tickets remaining is estimated from the share of prizes still unclaimed.
ValueScore™ Breakdown
36
VALUESCORE
Below Avg
36
out of 100
Expected Value
Prize Quality
Win Frequency
Inventory Health
Updated: 8/8/2026
Game Details
- State
- Kentucky
- Game Number
- 121
- Ticket Price
- $5
- Start Date
- 1/8/2026
- Payout %
- 70.0%
- Data Source
- Official
- Last Updated
- 8/8/2026
Compare
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Image Credit: Kentucky Lottery
$5.00 per ticket · 1 in 3.89 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the Money Train scratch-off a good buy?
Money Train scores 36/100 on ValueScore, which is below average. The expected value, prize pool, or inventory health is weaker than most other tickets at this price. There are likely better options in Kentucky at the $5 price point.
How much does Money Train cost?
Money Train costs $5 per ticket in Kentucky. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $5 ticket price.
What are the odds of winning the Money Train scratch-off?
The overall odds of winning any prize with Money Train are 1 in 3.89. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for Money Train?
The top prize for Money Train is $75,000. As of our latest update, 2 top prizes remain unclaimed.
What are the prizes for Money Train?
Money Train offers 9 distinct prize levels: $75,000 (4 total), $1,000 (136 total), $500 (272 total), $200 (2,550 total), $100 (14,688 total), $50 (51,000 total), $20 (122,400 total), $10 (489,600 total), and $5 (367,200 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in Money Train?
Based on our latest data, 44% of all prize tickets remain (approximately 457,813 out of 1,047,850 total). Roughly half the prizes remain, which is typical for an active game.
How is Money Train rated by ScratchCheck?
ScratchCheck rates Money Train at 36 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was Money Train released?
Money Train was released by the Kentucky Lottery on January 8, 2026. It has been on sale for roughly 7 months, so a meaningful portion of prizes has likely been claimed.
How often is Money Train data updated on ScratchCheck?
Money Train data is updated 2–3 times per week from official Kentucky Lottery publications. Odds and prize amounts are official, though some prize details may be limited.