Hot Money Multiplier is a $20 scratch-off lottery ticket from the Kentucky Lottery. It has overall odds of 1 in 3.59, meaning roughly 1 in every 4 tickets wins a prize. The expected value is $0.74 per $1 spent, which is an average return compared to other scratch-offs. The top prize is $500,000. Most prizes have already been claimed (24% remaining). ScratchCheck rates this ticket 51/100 (Fair) based on expected value, prize quality, win frequency, and inventory health.
Overall Odds
1 in 3.59
Exp. Value
$0.74
per $1 spent
Top Prize
$500,000
Top Prizes Left
0
Prizes Remaining
24%
ValueScore™
51 / 100
Fair
Should I Buy This Ticket?
Expected value per $1 spent:
$0.74→
AVERAGE
Middle-of-the-pack value for a ticket at this price point.
Why
→Most of the larger top and mid-tier prizes have already been won.
- Low inventory: most of this game's prizes have already been claimed.
- About a 28% chance of a prize on each ticket (1 in 3.59), in line with most games.
Current Prize Odds
ScratchCheck estimate$500,000
0 of 2 left
launch odds 1 in 600K
All claimed
$10,000
4 of 15 left
launch odds 1 in 80K
now ~1 in 71K
$1,000
32 of 150 left
launch odds 1 in 8,000
now ~1 in 8,917
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.
Prize Breakdown
| Prize | Odds | Total | Left | Status |
|---|---|---|---|---|
| $500,000 | 1 in 600,000 | 2 | 0 | Claimed |
| $10,000 | 1 in 80,000 | 15 | 4 | 27% |
| $1,000 | 1 in 8,000 | 150 | 32 | 21% |
| $500 | 1 in 364 | 3,300 | 777 | 24% |
| $250 | 1 in 161 | 7,450 | 1,737 | 23% |
| $100 | 1 in 50 | 23,780 | 5,597 | 24% |
| $75 | 1 in 24 | 50,000 | 11,349 | 23% |
| $50 | 1 in 24 | 50,000 | 12,155 | 24% |
| $25 | 1 in 30 | 40,000 | 9,505 | 24% |
| $20 | 1 in 8 | 160,000 | 38,431 | 24% |
Prize Pool Analysis
Total Payout at Launch
$17,640,500
Current Prize Pool
$3,919,620
Payout Percentage
22.2%
Total Prizes Remaining
79,587
Ticket Statistics
Total Tickets Printed
1,200,000
Estimated Remaining
285,346
% Remaining
23.8%
Prize pool figures use advertised prize values. Tickets printed is the lottery’s published print run. Tickets remaining is estimated from the share of prizes still unclaimed.
ValueScore™ Breakdown
51
VALUESCORE
Fair
51
out of 100
Expected Value
Prize Quality
Win Frequency
Inventory Health
Updated: 8/8/2026
Game Details
- State
- Kentucky
- Game Number
- 119
- Ticket Price
- $20
- Start Date
- 1/8/2026
- Payout %
- 73.5%
- Data Source
- State lottery
- Last Updated
- 8/8/2026
Compare
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Image Credit: Kentucky Lottery
$20.00 per ticket · 1 in 3.59 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the Hot Money Multiplier scratch-off a good buy?
Hot Money Multiplier is a middling ticket with a ValueScore of 51/100. It is roughly average compared to other scratch-offs in Kentucky. If you are looking for the best value at this price point, check the Kentucky rankings page for higher-rated alternatives.
How much does Hot Money Multiplier cost?
Hot Money Multiplier costs $20 per ticket in Kentucky. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $20 ticket price.
What are the odds of winning the Hot Money Multiplier scratch-off?
The overall odds of winning any prize with Hot Money Multiplier are 1 in 3.59. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for Hot Money Multiplier?
The top prize for Hot Money Multiplier is $500,000. All top prizes have already been claimed. This game no longer has a top prize available, so you may want to consider a different game.
What are the prizes for Hot Money Multiplier?
Hot Money Multiplier offers 10 distinct prize levels: $500,000 (2 total), $10,000 (15 total), $1,000 (150 total), $500 (3,300 total), $250 (7,450 total), $100 (23,780 total), $75 (50,000 total), $50 (50,000 total), $25 (40,000 total), and $20 (160,000 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in Hot Money Multiplier?
Based on our latest data, 24% of all prize tickets remain (approximately 79,587 out of 334,697 total). The game is winding down. A significant portion of prizes have already been claimed.
How is Hot Money Multiplier rated by ScratchCheck?
ScratchCheck rates Hot Money Multiplier at 51 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was Hot Money Multiplier released?
Hot Money Multiplier was released by the Kentucky Lottery on January 8, 2026. It has been on sale for roughly 7 months, so a meaningful portion of prizes has likely been claimed.
How often is Hot Money Multiplier data updated on ScratchCheck?
Hot Money Multiplier data is updated 2–3 times per week from official Kentucky Lottery publications. Odds and prize amounts are official, though some prize details may be limited.