At a glance
Money Train costs $5 a ticket from the Kentucky Lottery. By our estimate the $75,000 prize is easier to hit now than at launch: about 1 in 863,275 per ticket, down from 1 in 1,020,000. With a ValueScore of 35/100 (Below Avg), it is 14th of the 18 active $5 games in Kentucky.
Overall Odds
1 in 3.89
Exp. Value
$0.70
per $1 spent
Top Prize
$75,000
Top Prizes Left
2
Prizes Remaining
42%
ValueScore™
35 / 100
Below Avg
Should I Buy This Ticket?
Expected value per $1 spent:
$0.70↓
BELOW AVERAGE
Ranked 40th out of 55 Kentucky scratch-offs. Better options exist, including 13 other $5 Kentucky games ranked higher.
Why
↓Expected value lands near the pack at $0.70 per $1 spent.
- Top-prize odds have improved: 1 in 1.0M at launch, about 1 in 863K now. Tickets have sold faster than the $75,000 prizes have been claimed.
- Wins are infrequent: about a 26% chance to win something per ticket (1 in 3.89), lower than most games.
- Middling prize quality: a fair number of the bigger prizes are still in play.
Current Prize Odds
ScratchCheck estimate$75,000
2 of 4 left
launch odds 1 in 1.0M
now ~1 in 863K
$1,000
59 of 136 left
launch odds 1 in 30K
now ~1 in 29K
$500
113 of 272 left
launch odds 1 in 15K
now ~1 in 15K
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.
Prize Breakdown
| Prize | Odds | Total | Left | Status |
|---|---|---|---|---|
| $75,000 | 1 in 1,020,000 | 4 | 2 | 50% |
| $1,000 | 1 in 30,000 | 136 | 59 | 43% |
| $500 | 1 in 15,000 | 272 | 113 | 42% |
| $200 | 1 in 1,600 | 2,550 | 1,058 | 41% |
| $100 | 1 in 278 | 14,688 | 6,081 | 41% |
| $50 | 1 in 80 | 51,000 | 21,328 | 42% |
| $20 | 1 in 33 | 122,400 | 51,464 | 42% |
| $10 | 1 in 8 | 489,600 | 206,711 | 42% |
| $5 | 1 in 11 | 367,200 | 156,607 | 43% |
Prize Pool Analysis
Total Payout at Launch
$14,280,800
Current Prize Pool
$6,031,025
Payout Percentage
42.2%
Total Prizes Remaining
443,423
Ticket Statistics
Total Tickets Printed
4,080,000
Estimated Remaining
1,726,550
% Remaining
42.3%
Prize pool figures use advertised prize values. Tickets printed is the lottery’s published print run. Tickets remaining is estimated from the share of prizes still unclaimed.
ValueScore™ Breakdown
35
VALUESCORE
Below Avg
35
out of 100
Expected Value
8/40
Prize Quality
12/25
Win Frequency
8/20
Inventory Health
8/15
Updated: 9/23/2026
Game Details
- State
- Kentucky
- Game Number
- 121
- Ticket Price
- $5
- Start Date
- 1/8/2026
- Payout %
- 70.0%
- Data Source
- Official
- Last Updated
- 9/23/2026
Compare
Compare this game with another →Official Source
View on Kentucky Lottery ↗Simulate This Game
Run a virtual scratch-off using this game's real odds.
Image Credit: Kentucky Lottery
$5.00 per ticket · 1 in 3.89 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the Money Train scratch-off a good buy?
Money Train scores 35/100 on ValueScore, which is below average. The expected value, prize pool, or inventory health is weaker than most other tickets at this price. There are likely better options in Kentucky at the $5 price point.
How much does Money Train cost?
Money Train costs $5 per ticket in Kentucky. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $5 ticket price.
What are the odds of winning the Money Train scratch-off?
The overall odds of winning any prize with Money Train are 1 in 3.89. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for Money Train?
The top prize for Money Train is $75,000. As of our latest update, 2 top prizes remain unclaimed.
What are the prizes for Money Train?
Money Train offers 9 distinct prize levels: $75,000 (4 total), $1,000 (136 total), $500 (272 total), $200 (2,550 total), $100 (14,688 total), $50 (51,000 total), $20 (122,400 total), $10 (489,600 total), and $5 (367,200 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in Money Train?
Based on our latest data, 42% of all prize tickets remain (approximately 443,423 out of 1,047,850 total). Roughly half the prizes remain, which is typical for an active game.
How is Money Train rated by ScratchCheck?
ScratchCheck rates Money Train at 35 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was Money Train released?
Money Train was released by the Kentucky Lottery on January 8, 2026. It has been on sale for roughly 9 months, so a meaningful portion of prizes has likely been claimed.
How often is Money Train data updated on ScratchCheck?
Money Train data comes directly from the official Kentucky Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.