HomeBy StateBest OddsValueScoreDraw GamesWhat's NewNewsletterBest PayoutPowerballMega Millions
Ranked 3rd of 100 Tickets in Massachusetts

$4,000,000 IN THE MONEYMassachusetts Scratch-Off Odds & Prizes Remaining

Image Credit: Massachusetts Lottery
84
VALUESCORE
Excellent
$10MassachusettsGame #529GREEN
At a glance

The Massachusetts Lottery sells $4,000,000 IN THE MONEY as a $10 ticket. At a ValueScore of 84/100 (Excellent), it is the best $10 game on sale in Massachusetts. The $4,000,000 top prize is an annuity: $200,000 a year for 20 years.

Overall Odds
1 in 3.47
Exp. Value
$0.82
per $1 spent
Top Prize
$4,000,000
$200,000 a year for 20 years
Top Prizes Left
2
Prizes Remaining
60%
ValueScore™
84 / 100
Excellent

Should I Buy This Ticket?

Expected value per $1 spent:
$0.82
↑
GREAT VALUE
Right now it is the best $10 game on sale in Massachusetts. Few games anywhere score this well.
Why
↑Strong expected value of $0.82 per $1: a bigger slice of ticket sales is still sitting in the prize pool than usual.
  • Top-prize odds have improved: 1 in 5.0M at launch, about 1 in 4.5M now. Tickets have sold faster than the $4,000,000 prizes have been claimed.
  • Wins hit often: about a 29% chance to win something per ticket (1 in 3.47), better than most games.
  • Fresh prize pool: most of this game's prizes are still on the table.

Current Prize Odds

ScratchCheck estimate · Updated October 19
$4,000,000
$200,000 a year for 20 years
2 of 3 left
launch odds 1 in 5.0M
now ~1 in 4.5M
$1,000,000
5 of 9 left
launch odds 1 in 1.7M
now ~1 in 1.8M
$10,000
130 of 210 left
launch odds 1 in 72K
now ~1 in 70K
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.

Prize Breakdown

PrizeOddsTotalLeftStatus
$4,000,000
($200,000 a year for 20 years)
1 in 5,040,00032
67%
$1,000,0001 in 1,680,00095
56%
$10,0001 in 72,000210130
62%
$1,0001 in 2,1187,1404,356
61%
$5001 in 1,13413,3357,920
59%
$2001 in 1,38510,9206,494
59%
$1501 in 1,14313,2307,895
60%
$1001 in 67224,700134,135
60%
$501 in 100151,20090,323
60%
$251 in 100151,20090,360
60%
$201 in 131,209,600723,544
60%
$151 in 20756,000452,990
60%
$101 in 81,814,4001,090,741
60%

Prize Pool Analysis

Total Payout at Launch
$128,562,000
Current Prize Pool
$77,460,840
Payout Percentage
60.3%
Total Prizes Remaining
2,608,895

Ticket Statistics

Total Tickets Printed
15,101,256
Estimated Remaining
9,052,866
% Remaining
59.9%
Prize pool figures use advertised prize values. Tickets printed is estimated from overall odds. Tickets remaining is estimated from the share of prizes still unclaimed.

Prize History

Top prizes left

Since March 6, when our records for it began, one $4,000,000 top prize has been reported claimed, leaving 2. The most recent was on June 27.

31
3
2
March 6October 19
  • June 27, 20261 claimed · 2 left

How fast it's selling

Over the last 4 weeks, about 0.4% of this game's prizes were reported claimed each week, slower than the average for Massachusetts's $10 games (0.6% a week).

From ScratchCheck's daily record of the lottery's published prize counts. Dates are when a claim first appeared in those counts, and small prizes are often cashed days after purchase, so claims trail actual sales.

ValueScore™ Breakdown

84
VALUESCORE
Excellent
84
out of 100
Expected Value
40/40
Prize Quality
16/25
Win Frequency
16/20
Inventory Health
12/15
Updated: 10/19/2026

Game Details

Game Number
529
Ticket Price
$10
Start Date
1/6/2026
Payout %
81.9%
Data Source
Official
Last Updated
10/19/2026

Simulate This Game

Run a virtual scratch-off using this game's real odds.

Image Credit: Massachusetts Lottery
$10.00 per ticket · 1 in 3.47 overall odds
✓ Accounts for prizes already claimed

Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.

Frequently Asked Questions

Is the $4,000,000 IN THE MONEY scratch-off a good buy?
Yes. $4,000,000 IN THE MONEY has a ValueScore of 84/100 (Excellent) and is the strongest of Massachusetts's 25 $10 tickets. It pays back about $0.82 for every $1 spent.
What are the odds of winning the $4,000,000 IN THE MONEY scratch-off?
The overall odds of winning any prize with $4,000,000 IN THE MONEY are 1 in 3.47. This means roughly 1 in every 3 tickets wins a prize of any amount.
What is the top prize for $4,000,000 IN THE MONEY?
The top prize for $4,000,000 IN THE MONEY is $4,000,000. As of our latest update, 2 top prizes remain unclaimed.

Every $10 ticket in Massachusetts

All 25 ranked →
GameValueScoreOddsPayoutTop prize · leftClaimed per week
$4,000,000 IN THE MONEY (this game)841 in 3.4781.9%$4M · 20.4%
$4,000,000 EXTREME Cash801 in 3.4781.9%$4M · 10.7%
STRIKE IT RICH781 in 3.5281.6%$4M · 21.1%
100X771 in 3.4782.0%$4M · 11.4%
DECADE OF DOLLARS741 in 3.4779.5%$2.4M · 42.4%
$4,000,000 CASH DOUBLER731 in 3.4882.2%$4M · 20.7%
$2,000,000 DIAMOND CASHWORD721 in 3.2681.1%$2M · 30.3%
$4,000,000 BONUS MONEY711 in 3.4782.0%$4M · 10.2%
$2,000,000 50X CASHWORD 2025701 in 3.2681.4%$2M · 21.3%
Candy Cane Cash Blowout (Game #570)671 in 8.8680.2%$500 · 12,619-

Claimed per week: share of each game's printed prizes reported claimed per week over the last 4 weeks, from our daily records of the lottery's prize counts.