Mosaic Money is a $5 scratch-off lottery ticket from the Maryland Lottery. It has overall odds of 1 in 3.76, meaning roughly 1 in every 4 tickets wins a prize. The expected value is $0.72 per $1 spent, which is an average return compared to other scratch-offs. The top prize is $50,000. About half the prizes remain (39% remaining). ScratchCheck rates this ticket 45/100 (Fair) based on expected value, prize quality, win frequency, and inventory health.
Overall Odds
1 in 3.76
Exp. Value
$0.72
per $1 spent
Top Prize
$50,000
Top Prizes Left
2
Prizes Remaining
39%
ValueScore™
45 / 100
Fair
Should I Buy This Ticket?
Expected value per $1 spent:
$0.72→
AVERAGE
Middle-of-the-pack value for a ticket at this price point.
Why
→Most of the larger top and mid-tier prizes have already been won.
- Expected value of $0.72 per $1 is about average, a typical return for a ticket at this price.
- About a 27% chance of a prize on each ticket (1 in 3.76), in line with most games.
Current Prize Odds
ScratchCheck estimate$50,000
2 of 8 left
launch odds 1 in 516K
now ~1 in 806K
$5,000
3 of 10 left
launch odds 1 in 413K
now ~1 in 537K
$1,000
13 of 34 left
launch odds 1 in 121K
now ~1 in 124K
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.
Prize Breakdown
| Prize | Total | Left | Status |
|---|---|---|---|
| $50,000 | 8 | 2 | 25% |
| $5,000 | 10 | 3 | 30% |
| $1,000 | 34 | 13 | 38% |
| $500 | 1,016 | 381 | 38% |
| $100 | 3,432 | 1,284 | 37% |
| $75 | 5,878 | 2,220 | 38% |
| $50 | 68,775 | 26,328 | 38% |
| $25 | 68,775 | 26,359 | 38% |
| $15 | 165,090 | 63,706 | 39% |
| $10 | 302,496 | 117,854 | 39% |
| $5 | 481,563 | 190,319 | 40% |
Prize Pool Analysis
Total Payout at Launch
$14,843,300
Current Prize Pool
$5,674,500
Payout Percentage
38.2%
Total Prizes Remaining
428,469
Ticket Statistics
Total Tickets Printed
4,125,010
Estimated Remaining
1,611,044
% Remaining
39.1%
Prize pool figures use advertised prize values. Tickets printed and remaining are estimated from overall odds and the share of prizes still unclaimed.
ValueScore™ Breakdown
45
VALUESCORE
Fair
45
out of 100
Expected Value
Prize Quality
Win Frequency
Inventory Health
Updated: 7/20/2026
Game Details
- State
- Maryland
- Game Number
- 737
- Ticket Price
- $5
- Start Date
- 3/24/2025
- Payout %
- 72.0%
- Data Source
- Official
- Last Updated
- 7/20/2026
Compare
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Image Credit: Maryland Lottery
$5.00 per ticket · 1 in 3.76 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the Mosaic Money scratch-off a good buy?
Mosaic Money is a middling ticket with a ValueScore of 45/100. It is roughly average compared to other scratch-offs in Maryland. If you are looking for the best value at this price point, check the Maryland rankings page for higher-rated alternatives.
How much does Mosaic Money cost?
Mosaic Money costs $5 per ticket in Maryland. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $5 ticket price.
What are the odds of winning the Mosaic Money scratch-off?
The overall odds of winning any prize with Mosaic Money are 1 in 3.76. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for Mosaic Money?
The top prize for Mosaic Money is $50,000. As of our latest update, 2 top prizes remain unclaimed.
What are the prizes for Mosaic Money?
Mosaic Money offers 11 distinct prize levels: $50,000 (8 total), $5,000 (10 total), $1,000 (34 total), $500 (1,016 total), $100 (3,432 total), $75 (5,878 total), $50 (68,775 total), $25 (68,775 total), $15 (165,090 total), $10 (302,496 total), and $5 (481,563 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in Mosaic Money?
Based on our latest data, 39% of all prize tickets remain (approximately 428,469 out of 1,097,077 total). The game is winding down. A significant portion of prizes have already been claimed.
How is Mosaic Money rated by ScratchCheck?
ScratchCheck rates Mosaic Money at 45 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was Mosaic Money released?
Mosaic Money was released by the Maryland Lottery on March 24, 2025. It has been on sale for over a year, so checking the remaining prize counts is important before buying.
How often is Mosaic Money data updated on ScratchCheck?
Mosaic Money data comes directly from the official Maryland Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.