At a glance
Mosaic Money costs $5 a ticket from the Maryland Lottery. Top prizes have been claimed faster than tickets sold, so the $50,000 prize now runs about 1 in 804,996 by our estimate, against 1 in 515,626 at launch. Prizes of $1,000 and up were printed on roughly 1 in 79,327 tickets.
Overall Odds
1 in 3.76
Exp. Value
$0.72
per $1 spent
Top Prize
$50,000
Top Prizes Left
2
Prizes Remaining
39%
ValueScore™
44 / 100
Fair
Should I Buy This Ticket?
Expected value per $1 spent:
$0.72→
AVERAGE
A typical $5 ticket, ranked #49 of the 90 active games we track in Maryland.
Why
→Most of the larger top and mid-tier prizes have already been won.
- Top-prize odds have worsened: 1 in 516K at launch, about 1 in 805K now. The $50,000 prizes are being claimed faster than tickets sell.
- You get back about $0.72 per $1 on average, which is normal for this price.
- About a 27% chance of a prize on each ticket (1 in 3.76), in line with most games.
Current Prize Odds
ScratchCheck estimate$50,000
2 of 8 left
launch odds 1 in 516K
now ~1 in 805K
$5,000
3 of 10 left
launch odds 1 in 413K
now ~1 in 537K
$1,000
13 of 34 left
launch odds 1 in 121K
now ~1 in 124K
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.
Prize Breakdown
| Prize | Total | Left | Status |
|---|---|---|---|
| $50,000 | 8 | 2 | 25% |
| $5,000 | 10 | 3 | 30% |
| $1,000 | 34 | 13 | 38% |
| $500 | 1,016 | 381 | 38% |
| $100 | 3,432 | 1,282 | 37% |
| $75 | 5,878 | 2,218 | 38% |
| $50 | 68,775 | 26,314 | 38% |
| $25 | 68,775 | 26,354 | 38% |
| $15 | 165,090 | 63,666 | 39% |
| $10 | 302,496 | 117,786 | 39% |
| $5 | 481,563 | 190,170 | 39% |
Prize Pool Analysis
Total Payout at Launch
$14,843,300
Current Prize Pool
$5,671,300
Payout Percentage
38.2%
Total Prizes Remaining
428,189
Ticket Statistics
Total Tickets Printed
4,125,010
Estimated Remaining
1,609,991
% Remaining
39.0%
Prize pool figures use advertised prize values. Tickets printed is estimated from overall odds. Tickets remaining is estimated from the share of prizes still unclaimed.
ValueScore™ Breakdown
44
VALUESCORE
Fair
44
out of 100
Expected Value
19/40
Prize Quality
8/25
Win Frequency
10/20
Inventory Health
8/15
Updated: 9/23/2026
Game Details
- State
- Maryland
- Game Number
- 737
- Ticket Price
- $5
- Start Date
- 3/24/2025
- Payout %
- 72.0%
- Data Source
- Official
- Last Updated
- 9/23/2026
Compare
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Run a virtual scratch-off using this game's real odds.
Image Credit: Maryland Lottery
$5.00 per ticket · 1 in 3.76 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the Mosaic Money scratch-off a good buy?
Mosaic Money is a middling ticket with a ValueScore of 44/100. It is roughly average compared to other scratch-offs in Maryland. If you are looking for the best value at this price point, check the Maryland rankings page for higher-rated alternatives.
How much does Mosaic Money cost?
Mosaic Money costs $5 per ticket in Maryland. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $5 ticket price.
What are the odds of winning the Mosaic Money scratch-off?
The overall odds of winning any prize with Mosaic Money are 1 in 3.76. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for Mosaic Money?
The top prize for Mosaic Money is $50,000. As of our latest update, 2 top prizes remain unclaimed.
What are the prizes for Mosaic Money?
Mosaic Money offers 11 distinct prize levels: $50,000 (8 total), $5,000 (10 total), $1,000 (34 total), $500 (1,016 total), $100 (3,432 total), $75 (5,878 total), $50 (68,775 total), $25 (68,775 total), $15 (165,090 total), $10 (302,496 total), and $5 (481,563 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in Mosaic Money?
Based on our latest data, 39% of all prize tickets remain (approximately 428,189 out of 1,097,077 total). The game is winding down. A significant portion of prizes have already been claimed.
How is Mosaic Money rated by ScratchCheck?
ScratchCheck rates Mosaic Money at 44 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was Mosaic Money released?
Mosaic Money was released by the Maryland Lottery on March 24, 2025. It has been on sale for over a year, so checking the remaining prize counts is important before buying.
How often is Mosaic Money data updated on ScratchCheck?
Mosaic Money data comes directly from the official Maryland Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.