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Big Money Pay DayMichigan Scratch-Off Odds & Prizes Remaining

Image Credit: Michigan Lottery
81
VALUESCORE
Excellent
$20MichiganGame #0759GREEN
At a glance

Big Money Pay Day is one of the Michigan Lottery's $20 games. Our estimate for the $2,000,000 prize has slipped to about 1 in 2,518,261 per ticket, from 1 in 2,140,699 at launch. At launch, about 1 in 377,770 tickets carried a prize of $10,000 or more.

Overall Odds
1 in 3.65
Exp. Value
$0.78
per $1 spent
Top Prize
$2,000,000
Top Prizes Left
2
Prizes Remaining
78%
ValueScore™
81 / 100
Excellent

Should I Buy This Ticket?

Expected value per $1 spent:
$0.78
↑
GREAT VALUE
It ranks #11, ahead of roughly 91% of Michigan's 107 active games, and it is 3rd of the 17 active $20 games in Michigan.
Why
↑Little of the prize pool has been drained so far.
  • Top-prize odds have worsened: 1 in 2.1M at launch, about 1 in 2.5M now. The $2,000,000 prizes are being claimed faster than tickets sell.
  • The prize pool gives back $0.78 of every $1, better than most games manage.
  • The larger prizes are well stocked, with plenty of top and mid-tier winners still out there.

Current Prize Odds

ScratchCheck estimate · Updated October 14
$2,000,000
2 of 3 left
launch odds 1 in 2.1M
now ~1 in 2.5M
$10,000
12 of 14 left
launch odds 1 in 459K
now ~1 in 420K
$2,000
182 of 213 left
launch odds 1 in 30K
now ~1 in 28K
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.

Prize Breakdown

PrizeTotalLeftStatus
$2,000,00032
67%
$10,0001412
86%
$2,000213182
85%
$5001,7721,368
77%
$3003,1992,503
78%
$20065,03050,870
78%
$100406,204317,755
78%
$50320,833251,517
78%
$30320,739251,851
79%
$20641,472503,809
79%

Prize Pool Analysis

Total Payout at Launch
$100,531,360
Current Prize Pool
$78,075,960
Payout Percentage
77.7%
Total Prizes Remaining
1,379,869

Ticket Statistics

Total Tickets Printed
6,422,098
Estimated Remaining
5,036,522
% Remaining
78.4%
Prize pool figures use advertised prize values. Tickets printed is estimated from overall odds. Tickets remaining is estimated from the share of prizes still unclaimed.

Prize History

Top prizes left

Since its launch on July 9, one $2,000,000 top prize has been reported claimed, leaving 2. The most recent was on October 2.

30
July 9October 14
  • October 2, 20261 claimed · 2 left

How fast it's selling

Over the last 4 weeks, about 1% of this game's prizes were reported claimed each week, about twice the average for Michigan's $20 games (0.4% a week).

From ScratchCheck's daily record of the lottery's published prize counts. Dates are when a claim first appeared in those counts, and small prizes are often cashed days after purchase, so claims trail actual sales.

ValueScore™ Breakdown

81
VALUESCORE
Excellent
81
out of 100
Expected Value
31/40
Prize Quality
20/25
Win Frequency
15/20
Inventory Health
15/15
Updated: 10/14/2026

Game Details

Game Number
0759
Ticket Price
$20
Start Date
7/7/2026
Payout %
78.3%
Data Source
Official
Last Updated
10/14/2026

Simulate This Game

Run a virtual scratch-off using this game's real odds.

Image Credit: Michigan Lottery
$20.00 per ticket · 1 in 3.65 overall odds
✓ Accounts for prizes already claimed

Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.

Frequently Asked Questions

Is the Big Money Pay Day scratch-off a good buy?
Yes. Big Money Pay Day has a ValueScore of 81/100 (Excellent) and is 3rd of Michigan's 17 $20 tickets, in the top third. It pays back about $0.78 for every $1 spent.
What are the odds of winning the Big Money Pay Day scratch-off?
The overall odds of winning any prize with Big Money Pay Day are 1 in 3.65. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for Big Money Pay Day?
The top prize for Big Money Pay Day is $2,000,000. As of our latest update, 2 top prizes remain unclaimed.
How many prizes are left in Big Money Pay Day?
Based on our latest data, 78% of all prize tickets remain (approximately 1,379,869 out of 1,759,479 total). The game is early in its run, with most prizes still on the market.

Every $20 ticket in Michigan

All 17 ranked →
GameValueScoreOddsPayoutTop prize · leftClaimed per week
$2 Million Royale881 in 3.5778.8%$2M · 31.4%
Triple Diamond Payout841 in 3.7278.8%$2M · 31.8%
Big Money Pay Day (this game)811 in 3.6578.3%$2M · 21.0%
$2,000,000 Bonus Scratch Multiplier801 in 3.7378.6%$2M · 20.2%
$2,000,000 Lucky801 in 3.4078.5%$2M · 20.1%
$2,000,000 Mega Multiplier781 in 3.4778.6%$2M · 20.0%
Jackson751 in 3.4978.4%$2M · 10.0%
Legendary Wild Time731 in 3.2678.5%$2M · 20.6%
$2,000,000 Cash Multiplier691 in 3.4978.6%$2M · 20.0%
Ace of Spades691 in 3.5778.4%$2M · 20.0%

Claimed per week: share of each game's printed prizes reported claimed per week over the last 4 weeks, from our daily records of the lottery's prize counts.