In The Money is a $5 scratch-off lottery ticket from the Michigan Lottery. It has overall odds of 1 in 4.13, meaning roughly 1 in every 4 tickets wins a prize. The expected value is $0.70 per $1 spent, which is an average return compared to other scratch-offs. The top prize is $500,000. Most prizes are still available (100% remaining). ScratchCheck rates this ticket 64/100 (Good) based on expected value, prize quality, win frequency, and inventory health.
Overall Odds
1 in 4.13
Exp. Value
$0.70
per $1 spent
Top Prize
$500,000
Top Prizes Left
3
Prizes Remaining
100%
ValueScore™
64 / 100
Good
Should I Buy This Ticket?
Expected value per $1 spent:
$0.70↑
ABOVE AVERAGE
Strong overall value, among the better games we track right now.
Why
- Healthy inventory: a large share of this game's prizes are still unclaimed.
- Strong prize quality: a healthy share of the bigger top and mid-tier prizes are still unclaimed.
- Expected value of $0.70 per $1 is about average, a typical return for a ticket at this price.
Simulate This Game
Run a virtual scratch-off using this game's real odds.
Image Credit: Michigan Lottery
$5.00 per ticket · 1 in 4.13 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Prize Pool Analysis
Total Payout at Launch
$22,055,390
Current Prize Pool
$22,025,175
Payout Percentage
99.9%
Total Prizes Remaining
1,521,285
Ticket Statistics
Total Tickets Printed
6,291,700
Estimated Remaining
6,282,907
% Remaining
99.9%
Prize pool figures use advertised prize values. Tickets printed and remaining are estimated from overall odds and the share of prizes still unclaimed.
Prize Breakdown
| Prize | Total | Left | Status |
|---|---|---|---|
| $500,000 | 3 | 3 | 100% |
| $2,000 | 21 | 21 | 100% |
| $600 | 105 | 105 | 100% |
| $200 | 534 | 532 | 100% |
| $100 | 10,532 | 10,516 | 100% |
| $50 | 24,557 | 24,510 | 100% |
| $30 | 14,486 | 14,471 | 100% |
| $25 | 289,608 | 289,169 | 100% |
| $20 | 100,731 | 100,592 | 100% |
| $15 | 138,506 | 138,297 | 100% |
| $10 | 314,779 | 314,336 | 100% |
| $5 | 629,552 | 628,733 | 100% |
ValueScore™ Breakdown
64
VALUESCORE
Good
64
out of 100
Expected Value
Prize Quality
Win Frequency
Inventory Health
Updated: 7/9/2026
Game Details
- State
- Michigan
- Game Number
- 0747
- Ticket Price
- $5
- Start Date
- 7/7/2026
- Payout %
- 70.1%
- Data Source
- Official
- Last Updated
- 7/9/2026
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View on Michigan Lottery ↗Frequently Asked Questions
Is the In The Money scratch-off a good buy?
In The Money is a solid choice. Its ValueScore of 64/100 is above average, indicating good expected value and a healthy prize pool. It performs better than most $5 tickets in Michigan.
How much does In The Money cost?
In The Money costs $5 per ticket in Michigan. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $5 ticket price.
What are the odds of winning the In The Money scratch-off?
The overall odds of winning any prize with In The Money are 1 in 4.13. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for In The Money?
The top prize for In The Money is $500,000. As of our latest update, 3 top prizes remain unclaimed.
What are the prizes for In The Money?
In The Money offers 12 distinct prize levels: $500,000 (3 total), $2,000 (21 total), $600 (105 total), $200 (534 total), $100 (10,532 total), $50 (24,557 total), $30 (14,486 total), $25 (289,608 total), $20 (100,731 total), $15 (138,506 total), $10 (314,779 total), and $5 (629,552 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in In The Money?
Based on our latest data, 100% of all prize tickets remain (approximately 1,521,285 out of 1,523,414 total). The game is early in its run, with most prizes still on the market.
How is In The Money rated by ScratchCheck?
ScratchCheck rates In The Money at 64 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was In The Money released?
In The Money was released by the Michigan Lottery on July 7, 2026. This is a newly released game, so the full prize pool is effectively intact.
How often is In The Money data updated on ScratchCheck?
In The Money data is collected directly from official Michigan Lottery publications by ScratchCheck's automated pipeline. Prize counts and odds typically refresh daily or whenever the lottery publishes new data.