The Michigan Lottery sells In The Money at $5 a ticket. Expect roughly one winner in every 4 tickets, based on the published 1 in 4.13 overall odds. Its current expected value works out to $0.70 on the dollar, an average return. The top prize is $500,000. Most prizes are still available (82% remaining). Its ValueScore is 61/100 (Good), a blend of expected value, prize quality, win frequency, and inventory health. Today it stands at 42nd out of 108 Michigan scratch-offs; among $5 tickets it is currently the best $5 game Michigan sells.
Overall Odds
1 in 4.13
Exp. Value
$0.70
per $1 spent
Top Prize
$500,000
Top Prizes Left
3
Prizes Remaining
82%
ValueScore™
61 / 100
Good
Should I Buy This Ticket?
Expected value per $1 spent:
$0.70↑
ABOVE AVERAGE
A solid pick: #42 of the 108 active games we track in Michigan, and first of the 29 active $5 games in Michigan.
Why
↑Healthy inventory: a large share of this game's prizes are still unclaimed.
- The larger prizes are well stocked, with plenty of top and mid-tier winners still out there.
- Expected value lands near the pack at $0.70 per $1 spent.
Current Prize Odds
ScratchCheck estimate$500,000
3 of 3 left
launch odds 1 in 2.1M
now ~1 in 1.7M
$2,000
17 of 21 left
launch odds 1 in 300K
now ~1 in 305K
$600
86 of 105 left
launch odds 1 in 60K
now ~1 in 60K
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.
Prize Breakdown
| Prize | Total | Left | Status |
|---|---|---|---|
| $500,000 | 3 | 3 | 100% |
| $2,000 | 21 | 17 | 81% |
| $600 | 105 | 86 | 82% |
| $200 | 534 | 443 | 83% |
| $100 | 10,532 | 8,593 | 82% |
| $50 | 24,557 | 20,043 | 82% |
| $30 | 14,486 | 11,890 | 82% |
| $25 | 289,608 | 237,012 | 82% |
| $20 | 100,731 | 82,406 | 82% |
| $15 | 138,506 | 113,522 | 82% |
| $10 | 314,779 | 258,502 | 82% |
| $5 | 629,552 | 521,262 | 83% |
Prize Pool Analysis
Total Payout at Launch
$22,055,390
Current Prize Pool
$18,359,930
Payout Percentage
83.2%
Total Prizes Remaining
1,253,779
Ticket Statistics
Total Tickets Printed
6,291,700
Estimated Remaining
5,178,107
% Remaining
82.3%
Prize pool figures use advertised prize values. Tickets printed is estimated from overall odds. Tickets remaining is estimated from the share of prizes still unclaimed.
ValueScore™ Breakdown
61
VALUESCORE
Good
61
out of 100
Expected Value
18/40
Prize Quality
23/25
Win Frequency
5/20
Inventory Health
15/15
Updated: 8/27/2026
Game Details
- State
- Michigan
- Game Number
- 0747
- Ticket Price
- $5
- Start Date
- 7/7/2026
- Payout %
- 70.1%
- Data Source
- Official
- Last Updated
- 8/27/2026
Compare
Compare this game with another →Official Source
View on Michigan Lottery ↗Simulate This Game
Run a virtual scratch-off using this game's real odds.
Image Credit: Michigan Lottery
$5.00 per ticket · 1 in 4.13 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the In The Money scratch-off a good buy?
In The Money is a solid choice. Its ValueScore of 61/100 is above average, indicating good expected value and a healthy prize pool. It performs better than most $5 tickets in Michigan.
How much does In The Money cost?
In The Money costs $5 per ticket in Michigan. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $5 ticket price.
What are the odds of winning the In The Money scratch-off?
The overall odds of winning any prize with In The Money are 1 in 4.13. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for In The Money?
The top prize for In The Money is $500,000. As of our latest update, 3 top prizes remain unclaimed.
What are the prizes for In The Money?
In The Money offers 12 distinct prize levels: $500,000 (3 total), $2,000 (21 total), $600 (105 total), $200 (534 total), $100 (10,532 total), $50 (24,557 total), $30 (14,486 total), $25 (289,608 total), $20 (100,731 total), $15 (138,506 total), $10 (314,779 total), and $5 (629,552 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in In The Money?
Based on our latest data, 82% of all prize tickets remain (approximately 1,253,779 out of 1,523,414 total). The game is early in its run, with most prizes still on the market.
How is In The Money rated by ScratchCheck?
ScratchCheck rates In The Money at 61 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was In The Money released?
In The Money was released by the Michigan Lottery on July 7, 2026. It has been on sale for about 2 months.
How often is In The Money data updated on ScratchCheck?
In The Money data comes directly from the official Michigan Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.