HomeBy StateBest OddsValueScoreDraw GamesWhat's NewNewsletterBest PayoutPowerballMega Millions

In The MoneyMichigan Scratch-Off Odds & Prizes Remaining

Image Credit: Michigan Lottery
60
VALUESCORE
Good
$5MichiganGame #0747GREEN
At a glance

The Michigan Lottery sells In The Money as a $5 ticket. By our estimate the $500,000 prize is easier to hit now than at launch: about 1 in 1,507,873 per ticket, down from 1 in 2,097,233. Prizes of $1,000 and up were printed on roughly 1 in 262,154 tickets.

Overall Odds
1 in 4.13
Exp. Value
$0.70
per $1 spent
Top Prize
$500,000
Top Prizes Left
3
Prizes Remaining
72%
ValueScore™
60 / 100
Good

Should I Buy This Ticket?

Expected value per $1 spent:
$0.70
↑
ABOVE AVERAGE
A solid pick: #47 of the 107 active games we track in Michigan, and 3rd of Michigan's 31 $5 tickets, in the top third.
Why
↑Little of the prize pool has been drained so far.
  • Top-prize odds have improved: 1 in 2.1M at launch, about 1 in 1.5M now. Tickets have sold faster than the $500,000 prizes have been claimed.
  • Prize quality is high: most of the meaningful top and mid-tier prizes remain in play.
  • At $0.70 back per $1, the return here is middle-of-the-road for this price point.

Current Prize Odds

ScratchCheck estimate · Updated October 14
$500,000
3 of 3 left
launch odds 1 in 2.1M
now ~1 in 1.5M
$2,000
16 of 21 left
launch odds 1 in 300K
now ~1 in 283K
$600
74 of 105 left
launch odds 1 in 60K
now ~1 in 61K
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.

Prize Breakdown

PrizeTotalLeftStatus
$500,00033
100%
$2,0002116
76%
$60010574
70%
$200534381
71%
$10010,5327,488
71%
$5024,55717,460
71%
$3014,48610,311
71%
$25289,608206,556
71%
$20100,73171,741
71%
$15138,50698,823
71%
$10314,779225,302
72%
$5629,552457,152
73%

Prize Pool Analysis

Total Payout at Launch
$22,055,390
Current Prize Pool
$16,203,575
Payout Percentage
73.5%
Total Prizes Remaining
1,095,307

Ticket Statistics

Total Tickets Printed
6,291,700
Estimated Remaining
4,523,618
% Remaining
71.9%
Prize pool figures use advertised prize values. Tickets printed is estimated from overall odds. Tickets remaining is estimated from the share of prizes still unclaimed.

Prize History

Top prizes left

All 3 $500,000 top prizes left at launch on July 9 are still unclaimed.

30
July 9October 14

How fast it's selling

Over the last 4 weeks, about 1.4% of this game's prizes were reported claimed each week, about 3 times the average for Michigan's $5 games (0.4% a week).

From ScratchCheck's daily record of the lottery's published prize counts. Dates are when a claim first appeared in those counts, and small prizes are often cashed days after purchase, so claims trail actual sales.

ValueScore™ Breakdown

60
VALUESCORE
Good
60
out of 100
Expected Value
18/40
Prize Quality
22/25
Win Frequency
5/20
Inventory Health
15/15
Updated: 10/14/2026

Game Details

Game Number
0747
Ticket Price
$5
Start Date
7/7/2026
Payout %
70.1%
Data Source
Official
Last Updated
10/14/2026

Simulate This Game

Run a virtual scratch-off using this game's real odds.

Image Credit: Michigan Lottery
$5.00 per ticket · 1 in 4.13 overall odds
✓ Accounts for prizes already claimed

Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.

Frequently Asked Questions

Is the In The Money scratch-off a good buy?
It is a solid pick. In The Money scores 60/100 (Good) and is 3rd among the 31 $5 games Michigan sells. It pays back about $0.70 for every $1 spent.
What are the odds of winning the In The Money scratch-off?
The overall odds of winning any prize with In The Money are 1 in 4.13. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for In The Money?
The top prize for In The Money is $500,000. As of our latest update, 3 top prizes remain unclaimed.
How many prizes are left in In The Money?
Based on our latest data, 72% of all prize tickets remain (approximately 1,095,307 out of 1,523,414 total). The game is early in its run, with most prizes still on the market.

Every $5 ticket in Michigan

All 31 ranked →
GameValueScoreOddsPayoutTop prize · leftClaimed per week
Mystery Box Multiplier Cashword731 in 3.6770.1%$300K · 31.4%
Gold Rush Tripler601 in 4.1870.3%$500K · 32.9%
In The Money (this game)601 in 4.1370.1%$500K · 31.4%
$500,000 Loteria601 in 3.7870.0%$500K · 30.0%
Spectacular Wild Time551 in 3.6370.2%$500K · 20.5%
Lucky Stars551 in 3.9973.1%$1M · 21.1%
Fireball Bingo541 in 3.9370.4%$300K · 31.5%
$500,000 Bonus Scratch Multiplier531 in 4.1070.1%$500K · 20.1%
Cash Vault511 in 4.1370.4%$500K · 32.5%
Back To The Future511 in 4.0270.2%$500K · 30.3%

Claimed per week: share of each game's printed prizes reported claimed per week over the last 4 weeks, from our daily records of the lottery's prize counts.