One Million Payday is a $10 scratch-off lottery ticket from the Michigan Lottery. It has overall odds of 1 in 3.81, meaning roughly 1 in every 4 tickets wins a prize. The expected value is $0.77 per $1 spent, which is an above-average return compared to other scratch-offs. The top prize is $1,000,000. About half the prizes remain (56% remaining). ScratchCheck rates this ticket 70/100 (Good) based on expected value, prize quality, win frequency, and inventory health.
Overall Odds
1 in 3.81
Exp. Value
$0.77
per $1 spent
Top Prize
$1,000,000
Top Prizes Left
3
Prizes Remaining
56%
ValueScore™
70 / 100
Good
Should I Buy This Ticket?
Expected value per $1 spent:
$0.77↑
ABOVE AVERAGE
Strong overall value — among the better games we track right now.
Why
- Strong prize quality: a healthy share of the bigger top and mid-tier prizes are still unclaimed.
- Healthy inventory: a large share of this game's prizes are still unclaimed.
- Expected value of $0.77 per $1 is above average. More of each dollar comes back as prizes than most games.
Simulate This Game
Run a virtual scratch-off using this game's real odds.
Image Credit: Michigan Lottery
$10.00 per ticket · 1 in 3.81 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Prize Breakdown
| Prize | Total | Left | Status |
|---|---|---|---|
| $1,000,000 | 3 | 3 | 100% |
| $1,000 | 1,150 | 631 | 55% |
| $500 | 4,277 | 2,350 | 55% |
| $200 | 8,320 | 4,567 | 55% |
| $100 | 95,433 | 52,741 | 55% |
| $50 | 224,278 | 123,663 | 55% |
| $30 | 231,483 | 127,732 | 55% |
| $20 | 596,575 | 331,014 | 55% |
| $10 | 715,890 | 400,641 | 56% |
ValueScore™ Breakdown
70
VALUESCORE
Good
70
out of 100
Expected Value
Prize Quality
Win Frequency
Inventory Health
Updated: 6/15/2026
Game Details
- State
- Michigan
- Game Number
- 0677
- Ticket Price
- $10
- Start Date
- 12/3/2024
- Payout %
- 76.5%
- Data Source
- Official
- Last Updated
- 6/15/2026
Compare
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View on Michigan Lottery ↗Frequently Asked Questions
Is the One Million Payday scratch-off a good buy?
One Million Payday is a solid choice. Its ValueScore of 70/100 is above average, indicating good expected value and a healthy prize pool. It performs better than most $10 tickets in Michigan.
How much does One Million Payday cost?
One Million Payday costs $10 per ticket in Michigan. All ScratchCheck figures for this game — expected value, ValueScore, and top prize analysis — are calculated against this $10 ticket price.
What are the odds of winning the One Million Payday scratch-off?
The overall odds of winning any prize with One Million Payday are 1 in 3.81. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for One Million Payday?
The top prize for One Million Payday is $1,000,000. As of our latest update, 3 top prizes remain unclaimed.
What are the prizes for One Million Payday?
One Million Payday offers 9 distinct prize levels: $1,000,000 (3 total), $1,000 (1,150 total), $500 (4,277 total), $200 (8,320 total), $100 (95,433 total), $50 (224,278 total), $30 (231,483 total), $20 (596,575 total), and $10 (715,890 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in One Million Payday?
Based on our latest data, 56% of all prize tickets remain (approximately 1,043,342 out of 1,877,409 total). Roughly half the prizes remain, which is typical for an active game.
How is One Million Payday rated by ScratchCheck?
ScratchCheck rates One Million Payday at 70 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was One Million Payday released?
One Million Payday was released by the Michigan Lottery on December 3, 2024. It has been on sale for over a year, so checking the remaining prize counts is important before buying.
How often is One Million Payday data updated on ScratchCheck?
One Million Payday data is collected directly from official Michigan Lottery publications by ScratchCheck's automated pipeline. Prize counts and odds typically refresh daily or whenever the lottery publishes new data.