Hello Money
Image Credit: New Mexico Lottery
41
VALUESCORE
Fair
Hello Money costs $10 per ticket from the New Mexico Lottery. The published overall odds are 1 in 3.45. Averaged across the remaining prize pool, each $1 buys about $0.60 in expected winnings, a below-average result. The top prize is $20,000. Across every tier, 6% of prizes are still out there: most prizes have already been claimed. It scores 41/100 (Fair) on ScratchCheck's ValueScore. That makes it #35 of the 56 active games we track in New Mexico, and 8th out of 9 $10 tickets in New Mexico.
Overall Odds
1 in 3.45
Exp. Value
$0.60
per $1 spent
Top Prize
$20,000
Top Prizes Left
0
Prizes Remaining
6%
ValueScore™
41 / 100
Fair
Should I Buy This Ticket?
Expected value per $1 spent:
$0.60→
AVERAGE
A typical $10 ticket, ranked #35 of the 56 active games we track in New Mexico.
Why
→Most of the larger top and mid-tier prizes have already been won.
- Just $0.60 of every $1 comes back on average, trailing most games.
- Wins hit often: about a 29% chance to win something per ticket (1 in 3.45), better than most games.
Current Prize Odds
ScratchCheck estimate$20,000
0 of 3 left
launch odds 1 in 125K
All claimed
$5,000
0 of 7 left
launch odds 1 in 53K
All claimed
$1,000
0 of 10 left
launch odds 1 in 37K
All claimed
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.
Prize Breakdown
| Prize | Odds | Total | Left | Status |
|---|---|---|---|---|
| $20,000 | 1 in 124,510 | 3 | 0 | Claimed |
| $5,000 | 1 in 53,361 | 7 | 0 | Claimed |
| $1,000 | 1 in 37,353 | 10 | 0 | Claimed |
| $500 | 1 in 7,324 | 51 | 0 | Claimed |
| $100 | 1 in 150 | 2,493 | 95 | 4% |
| $50 | 1 in 30 | 12,450 | 469 | 4% |
| $20 | 1 in 30 | 12,398 | 601 | 5% |
| $15 | 1 in 10 | 37,398 | 2,305 | 6% |
| $10 | 1 in 9 | 43,607 | 3,013 | 7% |
Prize Pool Analysis
Total Payout at Launch
$2,247,300
Current Prize Pool
$109,675
Payout Percentage
4.9%
Total Prizes Remaining
6,483
Ticket Statistics
Total Tickets Printed
374,039
Estimated Remaining
22,366
% Remaining
6.0%
Prize pool figures use advertised prize values. Tickets printed is estimated from overall odds. Tickets remaining is estimated from the share of prizes still unclaimed.
ValueScore™ Breakdown
41
VALUESCORE
Fair
41
out of 100
Expected Value
24/40
Prize Quality
1/25
Win Frequency
16/20
Inventory Health
0/15
Updated: 9/4/2026
Game Details
- State
- New Mexico
- Game Number
- 581
- Ticket Price
- $10
- Start Date
- 10/7/2025
- Payout %
- 60.2%
- Data Source
- Official
- Last Updated
- 9/4/2026
Compare
Compare this game with another →Official Source
View on New Mexico Lottery ↗Simulate This Game
Run a virtual scratch-off using this game's real odds.
Image Credit: New Mexico Lottery
$10.00 per ticket · 1 in 3.45 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the Hello Money scratch-off a good buy?
Hello Money is a middling ticket with a ValueScore of 41/100. It is roughly average compared to other scratch-offs in New Mexico. If you are looking for the best value at this price point, check the New Mexico rankings page for higher-rated alternatives.
How much does Hello Money cost?
Hello Money costs $10 per ticket in New Mexico. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $10 ticket price.
What are the odds of winning the Hello Money scratch-off?
The overall odds of winning any prize with Hello Money are 1 in 3.45. This means roughly 1 in every 3 tickets wins a prize of any amount.
What is the top prize for Hello Money?
The top prize for Hello Money is $20,000. All top prizes have already been claimed. This game no longer has a top prize available, so you may want to consider a different game.
What are the prizes for Hello Money?
Hello Money offers 9 distinct prize levels: $20,000 (3 total), $5,000 (7 total), $1,000 (10 total), $500 (51 total), $100 (2,493 total), $50 (12,450 total), $20 (12,398 total), $15 (37,398 total), and $10 (43,607 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in Hello Money?
Based on our latest data, 6% of all prize tickets remain (approximately 6,483 out of 108,417 total). The vast majority of prizes have been claimed. This game is close to being retired.
How is Hello Money rated by ScratchCheck?
ScratchCheck rates Hello Money at 41 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was Hello Money released?
Hello Money was released by the New Mexico Lottery on October 7, 2025. It has been on sale for roughly 11 months, so a meaningful portion of prizes has likely been claimed.
How often is Hello Money data updated on ScratchCheck?
Hello Money data comes directly from the official New Mexico Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.