Bags of Money
Image Credit: New Mexico Lottery
13
VALUESCORE
Poor
At $3 a ticket, Bags of Money comes from the New Mexico Lottery. Its published overall odds are 1 in 3.98. Dollar for dollar, it pays back around $0.56 per $1, a below-average return for a scratch-off. The top prize is $1,000. 11% of the total prize pool is still unclaimed, so most prizes have already been claimed. Its ValueScore is 13/100 (Poor). Against the rest of the state it is 55th out of 56 New Mexico scratch-offs. At its own price point it is 8th of the 8 active $3 games in New Mexico.
Overall Odds
1 in 3.98
Exp. Value
$0.56
per $1 spent
Top Prize
$1,000
Top Prizes Left
0
Prizes Remaining
11%
ValueScore™
13 / 100
Poor
Should I Buy This Ticket?
Expected value per $1 spent:
$0.56↓
POOR VALUE
It is 8th of the 8 active $3 games in New Mexico, so most $3 alternatives will serve you better.
Why
↓The return of $0.56 per dollar runs below what similar tickets pay.
- Prize quality is thin, with the bigger winners mostly gone.
- Low inventory: most of this game's prizes have already been claimed.
Current Prize Odds
ScratchCheck estimate$1,000
0 of 3 left
launch odds 1 in 167K
All claimed
$500
1 of 16 left
launch odds 1 in 31K
now ~1 in 55K
$100
5 of 81 left
launch odds 1 in 6,191
now ~1 in 11K
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.
Prize Breakdown
| Prize | Odds | Total | Left | Status |
|---|---|---|---|---|
| $1,000 | 1 in 167,267 | 3 | 0 | Claimed |
| $500 | 1 in 31,363 | 16 | 1 | 6% |
| $100 | 1 in 6,195 | 81 | 5 | 6% |
| $50 | 1 in 1,164 | 431 | 32 | 7% |
| $30 | 1 in 100 | 5,017 | 367 | 7% |
| $20 | 1 in 100 | 5,018 | 355 | 7% |
| $15 | 1 in 100 | 5,007 | 374 | 7% |
| $10 | 1 in 50 | 10,019 | 759 | 8% |
| $5 | 1 in 12 | 40,192 | 3,912 | 10% |
| $3 | 1 in 8 | 60,204 | 8,107 | 13% |
Prize Pool Analysis
Total Payout at Launch
$848,387
Current Prize Pool
$77,791
Payout Percentage
9.2%
Total Prizes Remaining
13,912
Ticket Statistics
Total Tickets Printed
501,432
Estimated Remaining
55,370
% Remaining
11.0%
Prize pool figures use advertised prize values. Tickets printed is estimated from overall odds. Tickets remaining is estimated from the share of prizes still unclaimed.
ValueScore™ Breakdown
13
VALUESCORE
Poor
13
out of 100
Expected Value
1/40
Prize Quality
1/25
Win Frequency
8/20
Inventory Health
4/15
Updated: 9/4/2026
Game Details
- State
- New Mexico
- Game Number
- 638
- Ticket Price
- $3
- Start Date
- 7/21/2025
- Payout %
- 56.4%
- Data Source
- Official
- Last Updated
- 9/4/2026
Compare
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Run a virtual scratch-off using this game's real odds.
Image Credit: New Mexico Lottery
$3.00 per ticket · 1 in 3.98 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the Bags of Money scratch-off a good buy?
Bags of Money has a ValueScore of 13/100, which is among the lowest-rated tickets in New Mexico. The combination of poor expected value, limited prizes, or heavily depleted inventory makes it a poor choice compared to alternatives. Check other games before buying.
How much does Bags of Money cost?
Bags of Money costs $3 per ticket in New Mexico. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $3 ticket price.
What are the odds of winning the Bags of Money scratch-off?
The overall odds of winning any prize with Bags of Money are 1 in 3.98. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for Bags of Money?
The top prize for Bags of Money is $1,000. All top prizes have already been claimed. This game no longer has a top prize available, so you may want to consider a different game.
What are the prizes for Bags of Money?
Bags of Money offers 10 distinct prize levels: $1,000 (3 total), $500 (16 total), $100 (81 total), $50 (431 total), $30 (5,017 total), $20 (5,018 total), $15 (5,007 total), $10 (10,019 total), $5 (40,192 total), and $3 (60,204 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in Bags of Money?
Based on our latest data, 11% of all prize tickets remain (approximately 13,912 out of 125,988 total). The vast majority of prizes have been claimed. This game is close to being retired.
How is Bags of Money rated by ScratchCheck?
ScratchCheck rates Bags of Money at 13 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was Bags of Money released?
Bags of Money was released by the New Mexico Lottery on July 21, 2025. It has been on sale for over a year, so checking the remaining prize counts is important before buying.
How often is Bags of Money data updated on ScratchCheck?
Bags of Money data comes directly from the official New Mexico Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.