At $20 a ticket, Set For Life comes from the Ohio Lottery. Published overall odds: 1 in 3.19. The expected value is $0.74 per $1 spent, which is an average return compared to other scratch-offs. The top prize is $5,000,000. Prize inventory sits at 26%: most prizes have already been claimed. On ScratchCheck's 0-100 ValueScore it earns a 71 (Good). Today it stands at #13 of 68 in Ohio, better than about 82% of the state's games; among $20 tickets it is 6th of the 8 active $20 games in Ohio.
Overall Odds
1 in 3.19
Exp. Value
$0.74
per $1 spent
Top Prize
$5,000,000
$250,000 a year for 20 years
Top Prizes Left
2
Prizes Remaining
26%
ValueScore™
71 / 100
Good
Should I Buy This Ticket?
Expected value per $1 spent:
$0.74↑
ABOVE AVERAGE
Above the pack: ahead of roughly 82% of Ohio's 68 active games.
Why
↑Wins hit often: about a 31% chance to win something per ticket (1 in 3.19), better than most games.
- You get back about $0.74 per $1 on average, which is normal for this price.
- The larger prizes are well stocked, with plenty of top and mid-tier winners still out there.
Current Prize Odds
ScratchCheck estimate$5,000,000
$250,000 a year for 20 years
2 of 2 left
launch odds 1 in 1.5M
now ~1 in 394K
$100,000
0 of 6 left
launch odds 1 in 505K
All claimed
$15,000
2 of 6 left
launch odds 1 in 505K
now ~1 in 394K
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.
Prize Breakdown
| Prize | Total | Left | Status |
|---|---|---|---|
| $5,000,000 ($250,000 a year for 20 years) | 2 | 2 | 100% |
| $100,000 | 6 | 0 | Claimed |
| $15,000 | 6 | 2 | 33% |
| $1,000 | 100 | 27 | 27% |
| $500 | 3,579 | 899 | 25% |
| $250 | 6,093 | 1,552 | 25% |
| $100 | 30,279 | 7,763 | 26% |
| $50 | 121,258 | 31,356 | 26% |
| $40 | 182,002 | 47,114 | 26% |
| $30 | 606,290 | 158,438 | 26% |
Prize Pool Analysis
Total Payout at Launch
$48,662,330
Current Prize Pool
$19,876,300
Payout Percentage
40.8%
Total Prizes Remaining
247,153
Ticket Statistics
Total Tickets Printed
3,029,272
Estimated Remaining
788,418
% Remaining
26.0%
Prize pool figures use advertised prize values. Tickets printed is estimated from overall odds. Tickets remaining is estimated from the share of prizes still unclaimed.
ValueScore™ Breakdown
71
VALUESCORE
Good
71
out of 100
Expected Value
31/40
Prize Quality
18/25
Win Frequency
19/20
Inventory Health
4/15
Updated: 9/4/2026
Game Details
- State
- Ohio
- Game Number
- 1073
- Ticket Price
- $20
- Start Date
- 2/17/2026
- Payout %
- 73.7%
- Data Source
- Official
- Last Updated
- 9/4/2026
Compare
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Image Credit: Ohio Lottery
$20.00 per ticket · 1 in 3.19 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the Set For Life scratch-off a good buy?
Set For Life is a solid choice. Its ValueScore of 71/100 is above average, indicating good expected value and a healthy prize pool. It performs better than most $20 tickets in Ohio.
How much does Set For Life cost?
Set For Life costs $20 per ticket in Ohio. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $20 ticket price.
What are the odds of winning the Set For Life scratch-off?
The overall odds of winning any prize with Set For Life are 1 in 3.19. This means roughly 1 in every 3 tickets wins a prize of any amount.
What is the top prize for Set For Life?
The top prize for Set For Life is $5,000,000. As of our latest update, 2 top prizes remain unclaimed.
What are the prizes for Set For Life?
Set For Life offers 10 distinct prize levels: $5,000,000 (2 total), $100,000 (6 total), $15,000 (6 total), $1,000 (100 total), $500 (3,579 total), $250 (6,093 total), $100 (30,279 total), $50 (121,258 total), $40 (182,002 total), and $30 (606,290 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in Set For Life?
Based on our latest data, 26% of all prize tickets remain (approximately 247,153 out of 949,615 total). The game is winding down. A significant portion of prizes have already been claimed.
How is Set For Life rated by ScratchCheck?
ScratchCheck rates Set For Life at 71 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was Set For Life released?
Set For Life was released by the Ohio Lottery on February 17, 2026. It has been on sale for roughly 7 months, so a meaningful portion of prizes has likely been claimed.
How often is Set For Life data updated on ScratchCheck?
Set For Life data comes directly from the official Ohio Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.