$1,000,000 a Year for Life
Image Credit: Pennsylvania Lottery
82
VALUESCORE
Excellent
$1,000,000 a Year for Life is a $50 scratch-off lottery ticket from the Pennsylvania Lottery. It has overall odds of 1 in 3.74, meaning roughly 1 in every 4 tickets wins a prize. The expected value is $0.82 per $1 spent, which is an above-average return compared to other scratch-offs. The top prize is $14,500,000. Most prizes are still available (74% remaining). ScratchCheck rates this ticket 82/100 (Excellent) based on expected value, prize quality, win frequency, and inventory health.
Overall Odds
1 in 3.74
Exp. Value
$0.82
per $1 spent
Top Prize
$14,500,000
Top Prizes Left
2
Prizes Remaining
74%
ValueScore™
82 / 100
Excellent
Should I Buy This Ticket?
Expected value per $1 spent:
$0.82↑
GREAT VALUE
Excellent overall value, ahead of the large majority of games at this price.
Why
↑Healthy inventory: a large share of this game's prizes are still unclaimed.
- Expected value of $0.82 per $1 is above average. More of each dollar comes back as prizes than most games.
- You win something fairly often here, about 27% per ticket (1 in 3.74).
Prize Breakdown
| Prize | Odds | Total | Left | Status |
|---|---|---|---|---|
| $14,500,000 | 1 in 1,320,000 | 5 | 2 | 40% |
| $100,000 | 1 in 660,000 | 10 | 7 | 70% |
| $10,000 | 1 in 146,667 | 45 | 35 | 78% |
| $5,000 | 1 in 24,000 | 275 | 210 | 76% |
| $1,000 | 1 in 474 | 13,915 | 10,360 | 74% |
| $500 | 1 in 67 | 99,000 | 73,221 | 74% |
| $100 | 1 in 20 | 330,000 | Not reported | - |
| $75 | 1 in 5 | 1,320,000 | Not reported | - |
“Not reported” = the lottery publishes remaining-prize counts for its top prizes only.
Prize Pool Analysis
Total Payout at Launch
$138,740,000
Current Prize Pool
$78,070,500
Payout Percentage
56.3%
Total Prizes Remaining
83,835
Ticket Statistics
Total Tickets Printed
423,555
Estimated Remaining
313,543
% Remaining
74.0%
Prize pool figures use advertised prize values. Tickets printed and remaining are estimated from overall odds and the share of prizes still unclaimed.
ValueScore™ Breakdown
82
VALUESCORE
Excellent
82
out of 100
Expected Value
Prize Quality
Win Frequency
Inventory Health
Updated: 7/20/2026
Game Details
- State
- Pennsylvania
- Game Number
- 1762
- Ticket Price
- $50
- Start Date
- 12/27/2025
- Payout %
- 82.0%
- Data Source
- Official
- Last Updated
- 7/20/2026
Compare
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Image Credit: Pennsylvania Lottery
$50.00 per ticket · 1 in 3.74 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the $1,000,000 a Year for Life scratch-off a good buy?
Yes. $1,000,000 a Year for Life is an excellent buy with a ValueScore of 82/100. It ranks among the top scratch-offs available and scores highly on expected value, prize quality, win frequency, and inventory health, meaning more prizes are still available relative to how long the game has been on sale.
How much does $1,000,000 a Year for Life cost?
$1,000,000 a Year for Life costs $50 per ticket in Pennsylvania. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $50 ticket price.
What are the odds of winning the $1,000,000 a Year for Life scratch-off?
The overall odds of winning any prize with $1,000,000 a Year for Life are 1 in 3.74. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for $1,000,000 a Year for Life?
The top prize for $1,000,000 a Year for Life is $14,500,000. As of our latest update, 2 top prizes remain unclaimed.
What are the prizes for $1,000,000 a Year for Life?
$1,000,000 a Year for Life offers 8 distinct prize levels: $14,500,000 (5 total), $100,000 (10 total), $10,000 (45 total), $5,000 (275 total), $1,000 (13,915 total), $500 (99,000 total), $100 (330,000 total), and $75 (1,320,000 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in $1,000,000 a Year for Life?
Based on our latest data, 74% of all prize tickets remain (approximately 83,835 out of 113,250 total). The game is early in its run, with most prizes still on the market.
How is $1,000,000 a Year for Life rated by ScratchCheck?
ScratchCheck rates $1,000,000 a Year for Life at 82 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was $1,000,000 a Year for Life released?
$1,000,000 a Year for Life was released by the Pennsylvania Lottery on December 27, 2025. It has been on sale for roughly 7 months, so a meaningful portion of prizes has likely been claimed.
How often is $1,000,000 a Year for Life data updated on ScratchCheck?
$1,000,000 a Year for Life data comes directly from the official Pennsylvania Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.