$20,000 a Month for Life
Image Credit: Pennsylvania Lottery
42
VALUESCORE
Fair
$20,000 a Month for Life is a $10 scratch-off lottery ticket from the Pennsylvania Lottery. It has overall odds of 1 in 3.60, meaning roughly 1 in every 4 tickets wins a prize. The expected value is $0.59 per $1 spent, which is a below-average return compared to other scratch-offs. The top prize is $10,000. About half the prizes remain (57% remaining). ScratchCheck rates this ticket 42/100 (Fair) based on expected value, prize quality, win frequency, and inventory health.
Overall Odds
1 in 3.60
Exp. Value
$0.59
per $1 spent
Top Prize
$10,000
Top Prizes Left
14
Prizes Remaining
57%
ValueScore™
42 / 100
Fair
Should I Buy This Ticket?
Expected value per $1 spent:
$0.59→
AVERAGE
Middle-of-the-pack value for a ticket at this price point.
Why
- Expected value of $0.59 per $1 is below average. Less comes back per dollar than most games.
- Middling prize quality: a fair number of the bigger prizes are still in play.
- Wins hit often: about a 28% chance to win something per ticket (1 in 3.60), better than most games.
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Run a virtual scratch-off using this game's real odds.
Image Credit: Pennsylvania Lottery
$10.00 per ticket · 1 in 3.60 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Prize Breakdown
| Prize | Odds | Total | Left | Status |
|---|---|---|---|---|
| $10,000 | 1 in 450,000 | 24 | 14 | 58% |
| $1,000 | 1 in 13,333 | 810 | 481 | 59% |
| $500 | 1 in 745 | 14,490 | 8,288 | 57% |
| $100 | 1 in 125 | 86,400 | 49,609 | 57% |
| $50 | 1 in 55 | 198,000 | 113,820 | 57% |
| $25 | 1 in 30 | 360,000 | Not reported | - |
| $20 | 1 in 1,800,000 | 6 | Not reported | - |
| $15 | 1 in 12 | 900,000 | Not reported | - |
| $10 | 1 in 8 | 1,440,000 | Not reported | - |
“Not reported” = the lottery publishes remaining-prize counts for its top prizes only.
ValueScore™ Breakdown
42
VALUESCORE
Fair
42
out of 100
Expected Value
Prize Quality
Win Frequency
Inventory Health
Updated: 6/15/2026
Game Details
- State
- Pennsylvania
- Game Number
- 1764
- Ticket Price
- $10
- Start Date
- 12/27/2025
- Payout %
- 59.0%
- Data Source
- Official
- Last Updated
- 6/14/2026
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View on Pennsylvania Lottery ↗Frequently Asked Questions
Is the $20,000 a Month for Life scratch-off a good buy?
$20,000 a Month for Life is a middling ticket with a ValueScore of 42/100. It is roughly average compared to other scratch-offs in Pennsylvania. If you are looking for the best value at this price point, check the Pennsylvania rankings page for higher-rated alternatives.
How much does $20,000 a Month for Life cost?
$20,000 a Month for Life costs $10 per ticket in Pennsylvania. All ScratchCheck figures for this game — expected value, ValueScore, and top prize analysis — are calculated against this $10 ticket price.
What are the odds of winning the $20,000 a Month for Life scratch-off?
The overall odds of winning any prize with $20,000 a Month for Life are 1 in 3.60. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for $20,000 a Month for Life?
The top prize for $20,000 a Month for Life is $10,000. As of our latest update, 14 top prizes remain unclaimed.
What are the prizes for $20,000 a Month for Life?
$20,000 a Month for Life offers 9 distinct prize levels: $10,000 (24 total), $1,000 (810 total), $500 (14,490 total), $100 (86,400 total), $50 (198,000 total), $25 (360,000 total), $20 (6 total), $15 (900,000 total), and $10 (1,440,000 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in $20,000 a Month for Life?
Based on our latest data, 57% of all prize tickets remain (approximately 172,212 out of 299,724 total). Roughly half the prizes remain, which is typical for an active game.
How is $20,000 a Month for Life rated by ScratchCheck?
ScratchCheck rates $20,000 a Month for Life at 42 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was $20,000 a Month for Life released?
$20,000 a Month for Life was released by the Pennsylvania Lottery on December 27, 2025. It has been on sale for about 6 months.
How often is $20,000 a Month for Life data updated on ScratchCheck?
$20,000 a Month for Life data is collected directly from official Pennsylvania Lottery publications by ScratchCheck's automated pipeline. Prize counts and odds typically refresh daily or whenever the lottery publishes new data.