Millionaire LoadingPennsylvania Scratch-Off Odds & Prizes Remaining
Image Credit: Pennsylvania Lottery
46
VALUESCORE
Fair
At a glance
Millionaire Loading is one of the Pennsylvania Lottery's $20 games. At 1 in 3.46, its overall odds are the longest of Pennsylvania's 5 $20 games. Its expected return of $0.76 per $1 sits $0.02 below the typical $20 ticket in Pennsylvania. Only 11% of its prizes are still unclaimed. Its ValueScore of 46/100 (Fair) makes it 5th out of 5 $20 tickets in Pennsylvania.
Overall Odds
1 in 3.46
Exp. Value
$0.76
per $1 spent
Top Prize
$1,000,000
Top Prizes Left
1
Prizes Remaining
11%
ValueScore™
46 / 100
Fair
Should I Buy This Ticket?
Expected value per $1 spent:
$0.76→
AVERAGE
Nothing wrong with it, but nothing special either; it is 5th of the 5 active $20 games in Pennsylvania.
Why
→Prize quality is thin, with the bigger winners mostly gone.
- Late in this game's life: the remaining prize pool is small.
- The prize pool gives back $0.76 of every $1, better than most games manage.
Prize Breakdown
| Prize | Odds | Total | Left | Status |
|---|---|---|---|---|
| $1,000,000 | 1 in 1,440,000 | 5 | 1 | 20% |
| $10,000 | 1 in 180,000 | 40 | 4 | 10% |
| $4,000 | 1 in 48,000 | 150 | 19 | 13% |
| $1,000 | 1 in 1,200 | 6,000 | 693 | 12% |
| $400 | 1 in 173 | 41,700 | 4,421 | 11% |
| $200 | 1 in 444 | 16,200 | 1,667 | 10% |
| $150 | 1 in 60 | 120,000 | Not reported | - |
| $100 | 1 in 75 | 96,000 | Not reported | - |
| $50 | 1 in 50 | 144,000 | Not reported | - |
| $30 | 1 in 8 | 888,000 | Not reported | - |
| $20 | 1 in 9 | 768,000 | Not reported | - |
“Not reported” = the lottery publishes remaining-prize counts for its top prizes only.
Prize Pool Analysis
Total Payout at Launch
$31,920,000
Current Prize Pool
$3,910,800
Payout Percentage
12.3%
Total Prizes Remaining
6,805
Ticket Statistics
Total Tickets Printed
221,769
Estimated Remaining
23,545
% Remaining
10.6%
Prize pool figures use advertised prize values. Tickets printed is estimated from overall odds. Tickets remaining is estimated from the share of prizes still unclaimed.
ValueScore™ Breakdown
46
VALUESCORE
Fair
46
out of 100
Expected Value
24/40
Prize Quality
4/25
Win Frequency
14/20
Inventory Health
4/15
Updated: 9/23/2026
Game Details
- State
- Pennsylvania
- Game Number
- 1746
- Ticket Price
- $20
- Start Date
- 8/9/2025
- Payout %
- 75.5%
- Data Source
- Official
- Last Updated
- 9/23/2026
Compare
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Run a virtual scratch-off using this game's real odds.
Image Credit: Pennsylvania Lottery
$20.00 per ticket · 1 in 3.46 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the Millionaire Loading scratch-off a good buy?
Millionaire Loading is a middling ticket with a ValueScore of 46/100. It is roughly average compared to other scratch-offs in Pennsylvania. If you are looking for the best value at this price point, check the Pennsylvania rankings page for higher-rated alternatives.
How much does Millionaire Loading cost?
Millionaire Loading costs $20 per ticket in Pennsylvania. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $20 ticket price.
What are the odds of winning the Millionaire Loading scratch-off?
The overall odds of winning any prize with Millionaire Loading are 1 in 3.46. This means roughly 1 in every 3 tickets wins a prize of any amount.
What is the top prize for Millionaire Loading?
The top prize for Millionaire Loading is $1,000,000. As of our latest update, 1 top prize remains unclaimed.
What are the prizes for Millionaire Loading?
Millionaire Loading offers 11 distinct prize levels: $1,000,000 (5 total), $10,000 (40 total), $4,000 (150 total), $1,000 (6,000 total), $400 (41,700 total), $200 (16,200 total), $150 (120,000 total), $100 (96,000 total), $50 (144,000 total), $30 (888,000 total), and $20 (768,000 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in Millionaire Loading?
Based on our latest data, 11% of all prize tickets remain (approximately 6,805 out of 64,095 total). The vast majority of prizes have been claimed. This game is close to being retired.
How is Millionaire Loading rated by ScratchCheck?
ScratchCheck rates Millionaire Loading at 46 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was Millionaire Loading released?
Millionaire Loading was released by the Pennsylvania Lottery on August 9, 2025. It has been on sale for over a year, so checking the remaining prize counts is important before buying.
How often is Millionaire Loading data updated on ScratchCheck?
Millionaire Loading data comes directly from the official Pennsylvania Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.