BIG BANK PAYDAY is a $10 scratch-off lottery ticket from the Virginia Lottery. About 1 ticket in every 4 wins something, per the published overall odds of 1 in 3.99. Every $1 spent returns about $0.73 on average, an average showing by scratch-off standards. The top prize is $500,000. Most prizes are still available (85% remaining). Its ValueScore is 77/100 (Good), a blend of expected value, prize quality, win frequency, and inventory health.
Overall Odds
1 in 3.99
Exp. Value
$0.73
per $1 spent
Top Prize
$500,000
Top Prizes Left
3
Prizes Remaining
85%
ValueScore™
77 / 100
Good
Should I Buy This Ticket?
Expected value per $1 spent:
$0.73↑
ABOVE AVERAGE
Strong overall value, among the better games we track right now.
Why
↑Fresh prize pool: most of this game's prizes are still on the table.
- Prize quality is high: most of the meaningful top and mid-tier prizes remain in play.
- At $0.73 back per $1, the return here is middle-of-the-road for this price point.
Current Prize Odds
ScratchCheck estimate$500,000
3 of 3 left
launch odds 1 in 530K
now ~1 in 450K
$50,000
3 of 4 left
launch odds 1 in 398K
now ~1 in 450K
$2,000
9 of 10 left
launch odds 1 in 159K
now ~1 in 150K
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.
Prize Breakdown
| Prize | Total | Left | Status |
|---|---|---|---|
| $500,000 | 3 | 3 | 100% |
| $50,000 | 4 | 3 | 75% |
| $2,000 | 10 | 9 | 90% |
| $500 | 359 | 308 | 86% |
| $200 | 1,329 | 1,129 | 85% |
| $100 | 15,880 | 13,413 | 84% |
| $50 | 52,968 | 44,859 | 85% |
| $30 | 19,889 | 16,880 | 85% |
| $20 | 149,064 | 126,563 | 85% |
| $10 | 159,019 | 135,303 | 85% |
Prize Pool Analysis
Total Payout at Launch
$11,569,840
Current Prize Pool
$10,022,740
Payout Percentage
86.6%
Total Prizes Remaining
338,470
Ticket Statistics
Total Tickets Printed
1,590,115
Estimated Remaining
1,350,496
% Remaining
84.9%
Prize pool figures use advertised prize values. Tickets printed is estimated from overall odds. Tickets remaining is estimated from the share of prizes still unclaimed.
ValueScore™ Breakdown
77
VALUESCORE
Good
77
out of 100
Expected Value
Prize Quality
Win Frequency
Inventory Health
Updated: 8/16/2026
Game Details
- State
- Virginia
- Game Number
- 2413
- Ticket Price
- $10
- Start Date
- 8/4/2026
- Payout %
- 72.8%
- Data Source
- Official
- Last Updated
- 8/16/2026
Compare
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Image Credit: Virginia Lottery
$10.00 per ticket · 1 in 3.99 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the BIG BANK PAYDAY scratch-off a good buy?
BIG BANK PAYDAY is a solid choice. Its ValueScore of 77/100 is above average, indicating good expected value and a healthy prize pool. It performs better than most $10 tickets in Virginia.
How much does BIG BANK PAYDAY cost?
BIG BANK PAYDAY costs $10 per ticket in Virginia. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $10 ticket price.
What are the odds of winning the BIG BANK PAYDAY scratch-off?
The overall odds of winning any prize with BIG BANK PAYDAY are 1 in 3.99. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for BIG BANK PAYDAY?
The top prize for BIG BANK PAYDAY is $500,000. As of our latest update, 3 top prizes remain unclaimed.
What are the prizes for BIG BANK PAYDAY?
BIG BANK PAYDAY offers 10 distinct prize levels: $500,000 (3 total), $50,000 (4 total), $2,000 (10 total), $500 (359 total), $200 (1,329 total), $100 (15,880 total), $50 (52,968 total), $30 (19,889 total), $20 (149,064 total), and $10 (159,019 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in BIG BANK PAYDAY?
Based on our latest data, 85% of all prize tickets remain (approximately 338,470 out of 398,525 total). The game is early in its run, with most prizes still on the market.
How is BIG BANK PAYDAY rated by ScratchCheck?
ScratchCheck rates BIG BANK PAYDAY at 77 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was BIG BANK PAYDAY released?
BIG BANK PAYDAY was released by the Virginia Lottery on August 4, 2026. This is a newly released game, so the full prize pool is effectively intact.
How often is BIG BANK PAYDAY data updated on ScratchCheck?
BIG BANK PAYDAY data comes directly from the official Virginia Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.