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The Compare Tool

Compare Virginia Scratch-Offs

Loaded with $2,000s vs LIFE OF LUXURY

Put any two active Virginia scratch-offs side by side. We score each on ValueScore, expected value, payout rate, overall odds, big-win odds, break-even chance, and top-prize health, then call a winner so you can tell which ticket your dollar goes further on.

Filter
OUR PICK
Leads 4 metrics
Go with LIFE OF LUXURY.

LIFE OF LUXURY leads on a better expected value, a higher payout rate (6.0 pts), and a bigger top prize ($1M vs $2K).

Price
ticket cost
SAME PRICE
Loaded with $2,000s
$20
LIFE OF LUXURY
$20
ValueScore
composite quality index, higher is better
Loaded with $2,000s WINS
Loaded with $2,000s
86
LIFE OF LUXURY
77
Expected value
average return per $1 played
LIFE OF LUXURY WINS
Loaded with $2,000s
$0.75
LIFE OF LUXURY
$0.81
Payout rate
share of sales returned to players
LIFE OF LUXURY WINS
Loaded with $2,000s
75.3%
LIFE OF LUXURY
81.3%
Overall odds
chance of winning any prize, lower is better
Loaded with $2,000s WINS
Loaded with $2,000s
1 in 3.26
LIFE OF LUXURY
1 in 3.43
Break-even on $100
chance to win back $100 or more spending $100
LIFE OF LUXURY WINS
Loaded with $2,000s
-
LIFE OF LUXURY
24%
Top prize
advertised jackpot
LIFE OF LUXURY WINS
Loaded with $2,000s
$2K
LIFE OF LUXURY
$1M
Top prizes left
top prizes still unclaimed
Loaded with $2,000s WINS
Loaded with $2,000s
3022
LIFE OF LUXURY
2
Final score
Image credit: Virginia Lottery
Loaded with $2,000s
3
metric wins
Image credit: Virginia Lottery
Winner
LIFE OF LUXURY
4
metric wins
LIFE OF LUXURY wins the comparison, leading 4 metrics.
How it works

Three steps to a smarter pick.

  1. STEP 1
    Pick Game A
    Choose any active Virginia scratch-off from the first dropdown. Filter by price if you want to compare tickets at the same tier.
  2. STEP 2
    Pick Game B
    Choose a second game from the other dropdown. Both games appear as ticket thumbnails once selected.
  3. STEP 3
    Read the verdict
    We compare eight metrics including ValueScore, expected value, payout rate, overall odds, big-win odds, and break-even chance. The OUR PICK banner names the winner and explains why.
FAQ

Common questions.

What is ValueScore?

ValueScore is a composite index from 0 to 100 that blends expected value, prize quality, win frequency, and inventory health. Higher is better. It lets you rank games across price tiers without manually weighing four separate metrics.

Why are lower overall odds better?

Overall odds of 1 in X describe how many tickets you would need to buy on average to hit any prize. Lower X means more frequent wins, though most wins at that frequency are small. Pair overall odds with expected value to see if those wins are actually worthwhile.

How is expected value calculated?

Expected value is the average return per dollar played. We sum the value of every remaining prize tier, weighted by its probability, then divide by the ticket price. A $1 ticket returning $0.70 on average has an EV of $0.70.

How does the verdict pick a winner?

The OUR PICK verdict tallies eight metrics: ValueScore, expected value, payout rate, overall odds, odds of winning $1,000 or more, break-even chance on $100, top prize, and top prizes still unclaimed. It flags the game that wins the most, and metrics where the games are even count for neither side. When the win totals tie, the higher ValueScore breaks it, since ValueScore is the composite that already blends those factors and is how the rest of the site ranks games. On a dead heat across everything we show a toss-up instead of forcing a pick.

How often is this data updated?

Scratch off data refreshes daily from the Virginia lottery. Remaining top prizes can shift during the day as prizes are claimed, but price, overall odds, and payout rate only change when the lottery updates its public pack data.