A Look at the Most Expensive Scratch-Offs in America That Cost $100

Most people never see a $100 lottery scratch off ticket. They exist, though, and right now there are exactly five of them on sale in the United States of America, split between Oklahoma and Texas. Every other state stops at $50 or below.

Here's what a hundred-dollar scratch-off actually buys you, data accurate as of this writing on July 29, 2026.

Every $100 game in the country

The Oklahoma one is one of the best scratchers in the country

$5 Million Jackpot has one of the best odds in the country at 1 in 2.37. Roughly two out of every five tickets pay something, which is the best published rate of any scratch-off we track anywhere in the country, and it pairs that with an 81% payout percentage and a whopping ValueScore™ of 98.9.

At launch, the odds to win the $5,000,000 top prize was 1 in 309,000 but with some tickets sold and both top prizes still available, the odds are no 1 in 273,000. Despite the steep $100 price, as a ticket, it's about as good as the format gets.

What the price actually buys

The $100 tier returns more per dollar than any cheaper tier, and the gap over the bottom of the market is enormous.

Data across all the scratch offs in the $1, $5, $10, $20, $30, $50, and $100 tiers in the United States:

A dollar spent on a $100 ticket gets about 80 cents back on average over the life of the game. The same dollar spent on a $1 ticket gets about 62 cents. That's an eighteen-cent swing, and it's the best argument anyone can make for the premium end of the rack.

Despite the good odds, you're still gonna lose money in the long run unless you hit a big prize, it's the lottery after all. You're handing over a hundred dollars for a piece of paper, and the house keeps its cut no matter which tier you buy into. We laid out the full price-by-price pattern in do more expensive scratch-offs give better odds.

The $100 one to avoid

Look at the bottom row of that first table again. $20 Million Supreme in Texas advertises the biggest prize of the five at $20 million, and every single one of those top prizes has already been claimed. The game is still on sale at $100 a ticket.

Nothing on the ticket tells you that all the top prizes are gone. The odds printed on the back are the same as they were on launch day in 2022, and the $20 million is still splashed across the front of the ticket. Its ValueScore has fallen to 63.0 while the others sit in the 70s, 80s and 90s, and that gap is entirely down to prizes that are already gone. It's the same trap we wrote about in why you are playing scratch-offs wrong, just at the most expensive price point on the shelf.

If you're going to spend a hundred dollars on a scratch-off, spend thirty seconds checking the prizes remaining first. The ValueScore rankings update as those prizes get claimed.