$3 Million Vault is a $20 scratch-off lottery ticket from the Illinois Lottery. The published overall odds are 1 in 3.20. Right now the math works out to $0.83 back per $1 spent, an above-average figure for this kind of game. The top prize is $3,000,000. By our count most prizes are still available, with 63% of all prizes unclaimed. It scores 90/100 (Excellent) on ScratchCheck's ValueScore. That makes it 2nd overall out of 58 games we track in Illinois, and first of the 9 active $20 games in Illinois.
Overall Odds
1 in 3.20
Exp. Value
$0.83
per $1 spent
Top Prize
$3,000,000
$150K/yr for 20 yrs or $1.8M cash
Top Prizes Left
3
Prizes Remaining
63%
ValueScore™
90 / 100
Excellent
Should I Buy This Ticket?
Expected value per $1 spent:
$0.83↑
GREAT VALUE
Our data makes it first of the 9 active $20 games in Illinois, and 2nd overall out of 58 games we track in Illinois.
Why
↑At $0.83 returned per $1 spent, this game pays back more than the typical scratch-off.
- At 1 in 3.20 overall odds, prizes land more often than in most games.
- Strong prize quality: a healthy share of the bigger top and mid-tier prizes are still unclaimed.
Current Prize Odds
ScratchCheck estimate$3,000,000
$150K/yr for 20 yrs or $1.8M cash
3 of 3 left
launch odds 1 in 1.3M
now ~1 in 836K
$100,000
1 of 3 left
launch odds 1 in 1.3M
now ~1 in 2.5M
$25,000
7 of 14 left
launch odds 1 in 283K
now ~1 in 358K
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.
Prize Breakdown
| Prize | Odds | Total | Left | Status |
|---|---|---|---|---|
| $3,000,000 ($150K/yr for 20 yrs or $1.8M cash) | 1 in 1,318,980 | 3 | 3 | 100% |
| $100,000 | 1 in 1,318,980 | 3 | 1 | 33% |
| $25,000 | 1 in 282,639 | 14 | 7 | 50% |
| $5,000 | 1 in 56,528 | 70 | 47 | 67% |
| $1,000 | 1 in 3,468 | 1,141 | 777 | 68% |
| $500 | 1 in 626 | 6,324 | 3,992 | 63% |
| $400 | 1 in 2,995 | 1,321 | 837 | 63% |
| $200 | 1 in 571 | 6,924 | 4,380 | 63% |
| $100 | 1 in 25 | 158,346 | 100,148 | 63% |
| $60 | 1 in 29 | 138,603 | 87,609 | 63% |
| $50 | 1 in 30 | 131,898 | 83,241 | 63% |
| $30 | 1 in 15 | 263,796 | 166,901 | 63% |
| $20 | 1 in 8 | 527,592 | 335,391 | 64% |
Prize Pool Analysis
Total Payout at Launch
$65,427,600
Current Prize Pool
$44,642,040
Payout Percentage
68.2%
Total Prizes Remaining
783,334
Ticket Statistics
Total Tickets Printed
3,955,312
Estimated Remaining
2,506,669
% Remaining
63.4%
Prize pool figures use advertised prize values. Tickets printed is estimated from overall odds. Tickets remaining is estimated from the share of prizes still unclaimed.
ValueScore™ Breakdown
90
VALUESCORE
Excellent
90
out of 100
Expected Value
38/40
Prize Quality
21/25
Win Frequency
19/20
Inventory Health
12/15
Updated: 9/4/2026
Game Details
- State
- Illinois
- Game Number
- 7661
- Ticket Price
- $20
- Start Date
- 6/2/2026
- Payout %
- 82.7%
- Data Source
- Official
- Last Updated
- 9/4/2026
Compare
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Run a virtual scratch-off using this game's real odds.
Image Credit: Illinois Lottery
$20.00 per ticket · 1 in 3.20 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the $3 Million Vault scratch-off a good buy?
Yes. $3 Million Vault is an excellent buy with a ValueScore of 90/100. It ranks among the top scratch-offs available and scores highly on expected value, prize quality, win frequency, and inventory health, meaning more prizes are still available relative to how long the game has been on sale.
How much does $3 Million Vault cost?
$3 Million Vault costs $20 per ticket in Illinois. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $20 ticket price.
What are the odds of winning the $3 Million Vault scratch-off?
The overall odds of winning any prize with $3 Million Vault are 1 in 3.20. This means roughly 1 in every 3 tickets wins a prize of any amount.
What is the top prize for $3 Million Vault?
The top prize for $3 Million Vault is $3,000,000. As of our latest update, 3 top prizes remain unclaimed.
What are the prizes for $3 Million Vault?
$3 Million Vault offers 13 distinct prize levels: $3,000,000 (3 total), $100,000 (3 total), $25,000 (14 total), $5,000 (70 total), $1,000 (1,141 total), $500 (6,324 total), $400 (1,321 total), $200 (6,924 total), $100 (158,346 total), $60 (138,603 total), $50 (131,898 total), $30 (263,796 total), and $20 (527,592 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in $3 Million Vault?
Based on our latest data, 63% of all prize tickets remain (approximately 783,334 out of 1,236,035 total). Roughly half the prizes remain, which is typical for an active game.
How is $3 Million Vault rated by ScratchCheck?
ScratchCheck rates $3 Million Vault at 90 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was $3 Million Vault released?
$3 Million Vault was released by the Illinois Lottery on June 2, 2026. It has been on sale for about 3 months.
How often is $3 Million Vault data updated on ScratchCheck?
$3 Million Vault data comes directly from the official Illinois Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.