The Indiana Lottery sells 20X THE MONEY at $20 a ticket. Published overall odds: 1 in 3.56. Its current expected value works out to $0.87 on the dollar, an excellent return. The top prize is $500,000. Prize inventory sits at 35%: about half the prizes remain. On ScratchCheck's 0-100 ValueScore it earns a 69 (Good). Today it stands at ahead of roughly 83% of Indiana's 59 active games; among $20 tickets it is 4th of the 10 active $20 games in Indiana.
Overall Odds
1 in 3.56
Exp. Value
$0.87
per $1 spent
Top Prize
$500,000
Top Prizes Left
1
Prizes Remaining
35%
ValueScore™
69 / 100
Good
Should I Buy This Ticket?
Expected value per $1 spent:
$0.87↑
ABOVE AVERAGE
A solid pick: 11th of 59 active Indiana games, and 4th among the 10 $20 games Indiana sells.
Why
↑Expected value of $0.87 per $1 is above average. More of each dollar comes back as prizes than most games.
- Wins hit often: about a 28% chance to win something per ticket (1 in 3.56), better than most games.
- Roughly half the prize pool has been claimed, with a decent amount still left.
Current Prize Odds
ScratchCheck estimate$500,000
1 of 3 left
launch odds 1 in 1.1M
now ~1 in 1.1M
$5,000
16 of 81 left
launch odds 1 in 41K
now ~1 in 71K
$500
1,528 of 11,541 left
launch odds 1 in 286
now ~1 in 746
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.
Prize Breakdown
| Prize | Total | Left | Status |
|---|---|---|---|
| $500,000 | 3 | 1 | 33% |
| $5,000 | 81 | 16 | 20% |
| $500 | 11,541 | 1,528 | 13% |
| $200 | 20,761 | 2,844 | 14% |
| $100 | 115,503 | 15,743 | 14% |
| $50 | 118,265 | 16,320 | 14% |
| $40 | 110,058 | 15,612 | 14% |
| $30 | 330,174 | 47,728 | 14% |
| $20 | 220,116 | 220,116 | 100% |
Prize Pool Analysis
Total Payout at Launch
$48,001,110
Current Prize Pool
$10,761,740
Payout Percentage
22.4%
Total Prizes Remaining
319,908
Ticket Statistics
Total Tickets Printed
3,301,740
Estimated Remaining
1,140,044
% Remaining
34.5%
Prize pool figures use advertised prize values. Tickets printed is the lottery’s published print run. Tickets remaining is estimated from the share of prizes still unclaimed.
ValueScore™ Breakdown
69
VALUESCORE
Good
69
out of 100
Expected Value
40/40
Prize Quality
3/25
Win Frequency
17/20
Inventory Health
8/15
Updated: 9/4/2026
Game Details
- State
- Indiana
- Game Number
- 2573
- Ticket Price
- $20
- Start Date
- 2/4/2025
- Payout %
- 86.7%
- Data Source
- Official
- Last Updated
- 9/4/2026
Compare
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Image Credit: Indiana Lottery
$20.00 per ticket · 1 in 3.56 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the 20X THE MONEY scratch-off a good buy?
20X THE MONEY is a solid choice. Its ValueScore of 69/100 is above average, indicating good expected value and a healthy prize pool. It performs better than most $20 tickets in Indiana.
How much does 20X THE MONEY cost?
20X THE MONEY costs $20 per ticket in Indiana. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $20 ticket price.
What are the odds of winning the 20X THE MONEY scratch-off?
The overall odds of winning any prize with 20X THE MONEY are 1 in 3.56. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for 20X THE MONEY?
The top prize for 20X THE MONEY is $500,000. As of our latest update, 1 top prize remains unclaimed.
What are the prizes for 20X THE MONEY?
20X THE MONEY offers 9 distinct prize levels: $500,000 (3 total), $5,000 (81 total), $500 (11,541 total), $200 (20,761 total), $100 (115,503 total), $50 (118,265 total), $40 (110,058 total), $30 (330,174 total), and $20 (220,116 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in 20X THE MONEY?
Based on our latest data, 35% of all prize tickets remain (approximately 319,908 out of 926,502 total). The game is winding down. A significant portion of prizes have already been claimed.
How is 20X THE MONEY rated by ScratchCheck?
ScratchCheck rates 20X THE MONEY at 69 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was 20X THE MONEY released?
20X THE MONEY was released by the Indiana Lottery on February 4, 2025. It has been on sale for over a year, so checking the remaining prize counts is important before buying.
How often is 20X THE MONEY data updated on ScratchCheck?
20X THE MONEY data comes directly from the official Indiana Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.