20X THE MONEY is a $20 scratch-off lottery ticket from the Indiana Lottery. It has overall odds of 1 in 3.56, meaning roughly 1 in every 4 tickets wins a prize. The expected value is $0.87 per $1 spent, which is an excellent return compared to other scratch-offs. The top prize is $500,000. Most prizes have already been claimed (18% remaining). ScratchCheck rates this ticket 66/100 (Good) based on expected value, prize quality, win frequency, and inventory health.
Overall Odds
1 in 3.56
Exp. Value
$0.87
per $1 spent
Top Prize
$500,000
Top Prizes Left
1
Prizes Remaining
18%
ValueScore™
66 / 100
Good
Should I Buy This Ticket?
Expected value per $1 spent:
$0.87↑
ABOVE AVERAGE
Strong overall value, among the better games we track right now.
Why
↑At $0.87 returned per $1 spent, this game pays back more than the typical scratch-off.
- Wins hit often: about a 28% chance to win something per ticket (1 in 3.56), better than most games.
- The prize pool is running thin, with most prizes already won.
Current Prize Odds
ScratchCheck estimate$500,000
1 of 3 left
launch odds 1 in 838K
now ~1 in 465K
$5,000
21 of 81 left
launch odds 1 in 31K
now ~1 in 22K
$500
2,009 of 11,541 left
launch odds 1 in 218
now ~1 in 232
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.
Prize Breakdown
| Prize | Total | Left | Status |
|---|---|---|---|
| $500,000 | 3 | 1 | 33% |
| $5,000 | 81 | 21 | 26% |
| $500 | 11,541 | 2,009 | 17% |
| $200 | 20,761 | 3,767 | 18% |
| $100 | 115,503 | 20,798 | 18% |
| $50 | 118,265 | 21,493 | 18% |
| $40 | 110,058 | 20,401 | 19% |
| $30 | 330,174 | 62,187 | 19% |
Prize Pool Analysis
Total Payout at Launch
$43,598,790
Current Prize Pool
$8,199,000
Payout Percentage
18.8%
Total Prizes Remaining
130,677
Ticket Statistics
Total Tickets Printed
2,514,734
Estimated Remaining
465,210
% Remaining
18.5%
Prize pool figures use advertised prize values. Tickets printed and remaining are estimated from overall odds and the share of prizes still unclaimed.
ValueScore™ Breakdown
66
VALUESCORE
Good
66
out of 100
Expected Value
Prize Quality
Win Frequency
Inventory Health
Updated: 7/19/2026
Game Details
- State
- Indiana
- Game Number
- 20x-the-money
- Ticket Price
- $20
- Payout %
- 86.7%
- Data Source
- Official
- Last Updated
- 7/19/2026
Compare
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Image Credit: Indiana Lottery
$20.00 per ticket · 1 in 3.56 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the 20X THE MONEY scratch-off a good buy?
20X THE MONEY is a solid choice. Its ValueScore of 66/100 is above average, indicating good expected value and a healthy prize pool. It performs better than most $20 tickets in Indiana.
How much does 20X THE MONEY cost?
20X THE MONEY costs $20 per ticket in Indiana. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $20 ticket price.
What are the odds of winning the 20X THE MONEY scratch-off?
The overall odds of winning any prize with 20X THE MONEY are 1 in 3.56. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for 20X THE MONEY?
The top prize for 20X THE MONEY is $500,000. As of our latest update, 1 top prize remains unclaimed.
What are the prizes for 20X THE MONEY?
20X THE MONEY offers 8 distinct prize levels: $500,000 (3 total), $5,000 (81 total), $500 (11,541 total), $200 (20,761 total), $100 (115,503 total), $50 (118,265 total), $40 (110,058 total), and $30 (330,174 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in 20X THE MONEY?
Based on our latest data, 18% of all prize tickets remain (approximately 130,677 out of 706,386 total). The game is winding down. A significant portion of prizes have already been claimed.
How is 20X THE MONEY rated by ScratchCheck?
ScratchCheck rates 20X THE MONEY at 66 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
How often is 20X THE MONEY data updated on ScratchCheck?
20X THE MONEY data comes directly from the official Indiana Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.