LADY LUCK is a $20 scratch-off lottery ticket from the Indiana Lottery. It has overall odds of 1 in 3.75, meaning roughly 1 in every 4 tickets wins a prize. The top prize is $500,000. About half the prizes remain (30% remaining). ScratchCheck rates this ticket 41/100 (Fair) based on expected value, prize quality, win frequency, and inventory health.
Overall Odds
1 in 3.75
Exp. Value
No Data
Top Prize
$500,000
Top Prizes Left
1
Prizes Remaining
30%
ValueScore™
41 / 100
Fair
Should I Buy This Ticket?
Not enough data to calculate expected value for this game.
Current Prize Odds
ScratchCheck estimate$500,000
1 of 3 left
launch odds 1 in 713K
now ~1 in 635K
$5,000
22 of 56 left
launch odds 1 in 38K
now ~1 in 29K
$500
1,831 of 6,399 left
launch odds 1 in 334
now ~1 in 347
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.
Prize Breakdown
| Prize | Total | Left | Status |
|---|---|---|---|
| $500,000 | 3 | 1 | 33% |
| $5,000 | 56 | 22 | 39% |
| $500 | 6,399 | 1,831 | 29% |
| $250 | 21,362 | 6,160 | 29% |
| $100 | 142,762 | 41,467 | 29% |
| $50 | 257,071 | 77,678 | 30% |
| $40 | 142,749 | 42,060 | 29% |
Prize Pool Analysis
Total Payout at Launch
$43,159,710
Current Prize Pool
$12,778,500
Payout Percentage
29.6%
Total Prizes Remaining
169,219
Ticket Statistics
Total Tickets Printed
2,139,008
Estimated Remaining
634,571
% Remaining
29.7%
Prize pool figures use advertised prize values. Tickets printed and remaining are estimated from overall odds and the share of prizes still unclaimed.
ValueScore™ Breakdown
41
VALUESCORE
Fair
41
out of 100
Expected Value
Prize Quality
Win Frequency
Inventory Health
Updated: 7/19/2026
Game Details
- State
- Indiana
- Game Number
- lady-luck-(2)
- Ticket Price
- $20
- Data Source
- Official
- Last Updated
- 7/19/2026
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Image Credit: Indiana Lottery
$20.00 per ticket · 1 in 3.75 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the LADY LUCK scratch-off a good buy?
LADY LUCK is a middling ticket with a ValueScore of 41/100. It is roughly average compared to other scratch-offs in Indiana. If you are looking for the best value at this price point, check the Indiana rankings page for higher-rated alternatives.
How much does LADY LUCK cost?
LADY LUCK costs $20 per ticket in Indiana. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $20 ticket price.
What are the odds of winning the LADY LUCK scratch-off?
The overall odds of winning any prize with LADY LUCK are 1 in 3.75. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for LADY LUCK?
The top prize for LADY LUCK is $500,000. As of our latest update, 1 top prize remains unclaimed.
What are the prizes for LADY LUCK?
LADY LUCK offers 7 distinct prize levels: $500,000 (3 total), $5,000 (56 total), $500 (6,399 total), $250 (21,362 total), $100 (142,762 total), $50 (257,071 total), and $40 (142,749 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in LADY LUCK?
Based on our latest data, 30% of all prize tickets remain (approximately 169,219 out of 570,402 total). The game is winding down. A significant portion of prizes have already been claimed.
How is LADY LUCK rated by ScratchCheck?
ScratchCheck rates LADY LUCK at 41 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
How often is LADY LUCK data updated on ScratchCheck?
LADY LUCK data comes directly from the official Indiana Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.