HomeBy StateBest OddsValueScoreDraw GamesWhat's NewNewsletterBest PayoutPowerballMega Millions
Ranked 13th of 60 Tickets in Indiana

LADY LUCKIndiana Scratch-Off Odds & Prizes Remaining

Image Credit: Indiana Lottery
64
VALUESCORE
Good
$20IndianaGame #2535GREEN
At a glance

LADY LUCK costs $20 a ticket from the Indiana Lottery. Top prizes have been claimed faster than tickets sold, so the $500,000 prize now runs about 1 in 1,848,757 by our estimate, against 1 in 1,142,280 at launch. It has been on sale since March 2024, and 54% of its prizes are still unclaimed.

Overall Odds
1 in 3.75
Exp. Value
$0.73
per $1 spent
Top Prize
$500,000
Top Prizes Left
1
Prizes Remaining
54%
ValueScore™
64 / 100
Good

Should I Buy This Ticket?

Expected value per $1 spent:
$0.73
↑
ABOVE AVERAGE
It is 7th of the 11 active $20 games in Indiana, with better-than-average value overall.
Why
↑Plenty of prizes remain in circulation across this game.
  • Top-prize odds have worsened: 1 in 1.1M at launch, about 1 in 1.8M now. The $500,000 prizes are being claimed faster than tickets sell.
  • $0.73 returned per dollar is roughly what most scratch-offs pay right now.
  • Frequent winners: roughly a 27% shot at a prize on each ticket (1 in 3.75), ahead of most games.

Current Prize Odds

ScratchCheck estimate · Updated October 19
$500,000
1 of 3 left
launch odds 1 in 1.1M
now ~1 in 1.8M
$5,000
21 of 56 left
launch odds 1 in 61K
now ~1 in 88K
$500
1,610 of 6,399 left
launch odds 1 in 536
now ~1 in 1,148
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.

Prize Breakdown

PrizeTotalLeftStatus
$500,00031
33%
$5,0005621
38%
$5006,3991,610
25%
$25021,3625,455
26%
$100142,76236,612
26%
$50257,07168,991
27%
$40142,74937,250
26%
$20342,640342,640
100%

Prize Pool Analysis

Total Payout at Launch
$50,012,510
Current Prize Pool
$18,227,300
Payout Percentage
36.4%
Total Prizes Remaining
492,580

Ticket Statistics

Total Tickets Printed
3,426,840
Estimated Remaining
1,848,757
% Remaining
53.9%
Prize pool figures use advertised prize values. Tickets printed is the lottery’s published print run. Tickets remaining is estimated from the share of prizes still unclaimed.

Prize History

Top prizes left

The one $500,000 top prize left on March 6, when our records for it began, is still unclaimed.

10
1
March 6October 19

How fast it's selling

Over the last 4 weeks, about 0.2% of this game's prizes were reported claimed each week, well below the average for Indiana's $20 games (0.5% a week).

From ScratchCheck's daily record of the lottery's published prize counts. Dates are when a claim first appeared in those counts, and small prizes are often cashed days after purchase, so claims trail actual sales.

ValueScore™ Breakdown

64
VALUESCORE
Good
64
out of 100
Expected Value
32/40
Prize Quality
6/25
Win Frequency
14/20
Inventory Health
12/15
Updated: 10/19/2026

Game Details

State
Indiana
Game Number
2535
Ticket Price
$20
Start Date
3/5/2024
Payout %
73.0%
Data Source
Official
Last Updated
10/19/2026

Simulate This Game

Run a virtual scratch-off using this game's real odds.

Image Credit: Indiana Lottery
$20.00 per ticket · 1 in 3.75 overall odds
✓ Accounts for prizes already claimed

Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.

Frequently Asked Questions

Is the LADY LUCK scratch-off a good buy?
It is a solid pick. LADY LUCK scores 64/100 (Good) and is 7th of the 11 active $20 games in Indiana. It pays back about $0.73 for every $1 spent.
What are the odds of winning the LADY LUCK scratch-off?
The overall odds of winning any prize with LADY LUCK are 1 in 3.75. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for LADY LUCK?
The top prize for LADY LUCK is $500,000. As of our latest update, 1 top prize remains unclaimed.

Every $20 ticket in Indiana

All 11 ranked →
GameValueScoreOddsPayoutTop prize · leftClaimed per week
MONEY BAG MULTIPLIER941 in 3.5886.3%$500K · 31.5%
HIGH ROLLER721 in 4.6672.5%$500K · 3-
CA$HWORD721 in 3.4372.8%$500K · 10.5%
DIAMOND 7s691 in 3.8072.8%$570K · 10.7%
20X THE MONEY681 in 3.5686.7%$500K · 10.5%
POWER BLITZ661 in 3.7772.9%$500K · 10.4%
LADY LUCK (this game)641 in 3.7573.0%$500K · 10.2%
ELECTRIC 7s591 in 3.5872.5%$577K · 10.2%
RED HOT MILLIONS481 in 3.6872.8%$2M · 10.0%
SUPER CASH BLOWOUT431 in 8.9472.4%$500 · 2,052-

Claimed per week: share of each game's printed prizes reported claimed per week over the last 4 weeks, from our daily records of the lottery's prize counts.