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Ranked 8th of 100 Tickets in Massachusetts

$10,000,000 INSTANT MILLIONSMassachusetts Scratch-Off Odds & Prizes Remaining

Image Credit: Massachusetts Lottery
77
VALUESCORE
Good
$20MassachusettsGame #509GREEN
At a glance

$10,000,000 INSTANT MILLIONS costs $20 a ticket from the Massachusetts Lottery. The $10,000,000 top prize is an annuity: $500,000 a year for 20 years. Prizes of $10,000 and up were printed on roughly 1 in 1,118,755 tickets.

Overall Odds
1 in 2.94
Exp. Value
$0.81
per $1 spent
Top Prize
$10,000,000
$500,000 a year for 20 years
Top Prizes Left
1
Prizes Remaining
50%
ValueScore™
77 / 100
Good

Should I Buy This Ticket?

Expected value per $1 spent:
$0.81
↑
ABOVE AVERAGE
A solid pick: #8 of 100 in Massachusetts, better than about 93% of the state's games, and 2nd of Massachusetts's 9 $20 tickets, in the top third.
Why
↑Winning tickets come up at a 34% clip (1 in 2.94), above the norm.
  • The prize pool gives back $0.81 of every $1, better than most games manage.
  • Healthy inventory: a large share of this game's prizes are still unclaimed.

Current Prize Odds

ScratchCheck estimate · Updated October 19
$10,000,000
$500,000 a year for 20 years
1 of 2 left
launch odds 1 in 5.0M
now ~1 in 5.0M
$1,000,000
3 of 7 left
launch odds 1 in 1.4M
now ~1 in 1.7M
$5,000
894 of 1,750 left
launch odds 1 in 5,754
now ~1 in 5,644
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.

Prize Breakdown

PrizeOddsTotalLeftStatus
$10,000,000
($500,000 a year for 20 years)
1 in 5,040,00021
50%
$1,000,0001 in 1,440,00073
43%
$5,0001 in 5,7601,750894
51%
$2,0001 in 8,0001,260644
51%
$1,0001 in 1,2747,9104,027
51%
$5001 in 73513,7206,813
50%
$2001 in 46021,91010,890
50%
$1001 in 28354,200176,222
50%
$501 in 50201,600100,432
50%
$401 in 50201,600100,546
50%
$301 in 25403,200201,521
50%
$251 in 13806,400406,563
50%
$201 in 71,411,200707,816
50%

Prize Pool Analysis

Total Payout at Launch
$171,466,000
Current Prize Pool
$85,401,165
Payout Percentage
49.8%
Total Prizes Remaining
1,716,372

Ticket Statistics

Total Tickets Printed
10,068,791
Estimated Remaining
5,046,133
% Remaining
50.1%
Prize pool figures use advertised prize values. Tickets printed is estimated from overall odds. Tickets remaining is estimated from the share of prizes still unclaimed.

Prize History

Top prizes left

Since March 6, when our records for it began, one $10,000,000 top prize has been reported claimed, leaving 1. The most recent was on May 10.

20
2
1
March 6October 19
  • May 10, 20261 claimed · 1 left

How fast it's selling

Over the last 4 weeks, about 0.5% of this game's prizes were reported claimed each week, close to the average for Massachusetts's $20 games (0.4% a week).

From ScratchCheck's daily record of the lottery's published prize counts. Dates are when a claim first appeared in those counts, and small prizes are often cashed days after purchase, so claims trail actual sales.

ValueScore™ Breakdown

77
VALUESCORE
Good
77
out of 100
Expected Value
34/40
Prize Quality
12/25
Win Frequency
19/20
Inventory Health
12/15
Updated: 10/19/2026

Game Details

Game Number
509
Ticket Price
$20
Start Date
8/12/2025
Payout %
81.1%
Data Source
Official
Last Updated
10/19/2026

Simulate This Game

Run a virtual scratch-off using this game's real odds.

Image Credit: Massachusetts Lottery
$20.00 per ticket · 1 in 2.94 overall odds
✓ Accounts for prizes already claimed

Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.

Frequently Asked Questions

Is the $10,000,000 INSTANT MILLIONS scratch-off a good buy?
It is a solid pick. $10,000,000 INSTANT MILLIONS scores 77/100 (Good) and is 2nd of Massachusetts's 9 $20 tickets, in the top third. It pays back about $0.81 for every $1 spent.
What are the odds of winning the $10,000,000 INSTANT MILLIONS scratch-off?
The overall odds of winning any prize with $10,000,000 INSTANT MILLIONS are 1 in 2.94. This means roughly 1 in every 3 tickets wins a prize of any amount.
What is the top prize for $10,000,000 INSTANT MILLIONS?
The top prize for $10,000,000 INSTANT MILLIONS is $10,000,000. As of our latest update, 1 top prize remains unclaimed.

Every $20 ticket in Massachusetts

GameValueScoreOddsPayoutTop prize · leftClaimed per week
$5,000,000 100X CASHWORD861 in 2.8581.9%$5M · 11.0%
$10,000,000 INSTANT MILLIONS (this game)771 in 2.9481.1%$10M · 10.5%
$2,000,000 STACKED771 in 2.9480.5%$2M · 100.7%
200X721 in 2.9680.6%$10M · 20.5%
$10,000,000 Cash Blast621 in 2.9380.4%$10M · 20.2%
$10,000,000 PREMIER CASH611 in 3.6980.8%$10M · 10.2%
$250,000 WINTER WINNINGS601 in 2.9480.4%$250K · 130.3%
$10,000,000 LUCKY BUCKS551 in 2.9480.8%$10M · 10.2%
$10,000,000 BONANZA471 in 2.9478.0%$6.5M · 00.2%

Claimed per week: share of each game's printed prizes reported claimed per week over the last 4 weeks, from our daily records of the lottery's prize counts.