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Ranked 2nd of 100 Tickets in Massachusetts

$5,000,000 100X CASHWORDMassachusetts Scratch-Off Odds & Prizes Remaining

Image Credit: Massachusetts Lottery
86
VALUESCORE
Excellent
$20MassachusettsGame #523GREEN
At a glance

$5,000,000 100X CASHWORD costs $20 a ticket from the Massachusetts Lottery. With a ValueScore of 86/100 (Excellent), it is the strongest of Massachusetts's 9 $20 tickets. No $20 ticket in Massachusetts has better overall odds: 1 in 2.85, against 8 others at that price.

Overall Odds
1 in 2.85
Exp. Value
$0.82
per $1 spent
Top Prize
$5,000,000
$250,000 a year for 20 years
Top Prizes Left
1
Prizes Remaining
61%
ValueScore™
86 / 100
Excellent

Should I Buy This Ticket?

Expected value per $1 spent:
$0.82
↑
GREAT VALUE
Our data makes it first of the 9 active $20 games in Massachusetts, and 2nd of 100 in Massachusetts, putting it in the state's top three.
Why
↑$0.82 back per dollar puts this game's return ahead of the pack.
  • Top-prize odds have worsened: 1 in 5.0M at launch, about 1 in 6.2M now. The $5,000,000 prizes are being claimed faster than tickets sell.
  • You win something fairly often here, about 35% per ticket (1 in 2.85).
  • The game is early in its life, with the bulk of its prizes unclaimed.

Current Prize Odds

ScratchCheck estimate · Updated October 19
$5,000,000
$250,000 a year for 20 years
1 of 2 left
launch odds 1 in 5.0M
now ~1 in 6.2M
$1,000,000
7 of 10 left
launch odds 1 in 1.0M
now ~1 in 882K
$10,000
445 of 700 left
launch odds 1 in 14K
now ~1 in 14K
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.

Prize Breakdown

PrizeOddsTotalLeftStatus
$5,000,000
($250,000 a year for 20 years)
1 in 5,040,00021
50%
$1,000,0001 in 1,008,000107
70%
$10,0001 in 14,400700445
64%
$5,0001 in 28,800350225
64%
$2,0001 in 7,2001,400880
63%
$1,0001 in 1,2747,9105,036
64%
$5001 in 77413,0208,021
62%
$2001 in 48021,00012,902
61%
$1001 in 28362,040221,887
61%
$501 in 50201,600123,500
61%
$401 in 33302,400185,860
61%
$301 in 25403,200247,250
61%
$251 in 13806,400494,580
61%
$201 in 71,411,200866,920
61%

Prize Pool Analysis

Total Payout at Launch
$169,030,000
Current Prize Pool
$103,880,400
Payout Percentage
61.5%
Total Prizes Remaining
2,167,514

Ticket Statistics

Total Tickets Printed
10,064,011
Estimated Remaining
6,177,415
% Remaining
61.4%
Prize pool figures use advertised prize values. Tickets printed is estimated from overall odds. Tickets remaining is estimated from the share of prizes still unclaimed.

Prize History

Top prizes left

Since March 6, when our records for it began, one $5,000,000 top prize has been reported claimed, leaving 1. The most recent was on September 24.

20
2
1
March 6October 19
  • September 24, 20261 claimed · 1 left

How fast it's selling

Over the last 4 weeks, about 1% of this game's prizes were reported claimed each week, about 3 times the average for Massachusetts's $20 games (0.4% a week).

From ScratchCheck's daily record of the lottery's published prize counts. Dates are when a claim first appeared in those counts, and small prizes are often cashed days after purchase, so claims trail actual sales.

ValueScore™ Breakdown

86
VALUESCORE
Excellent
86
out of 100
Expected Value
39/40
Prize Quality
16/25
Win Frequency
19/20
Inventory Health
12/15
Updated: 10/19/2026

Game Details

Game Number
523
Ticket Price
$20
Start Date
12/11/2025
Payout %
81.9%
Data Source
Official
Last Updated
10/19/2026

Simulate This Game

Run a virtual scratch-off using this game's real odds.

Image Credit: Massachusetts Lottery
$20.00 per ticket · 1 in 2.85 overall odds
✓ Accounts for prizes already claimed

Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.

Frequently Asked Questions

Is the $5,000,000 100X CASHWORD scratch-off a good buy?
Yes. $5,000,000 100X CASHWORD has a ValueScore of 86/100 (Excellent) and is the best $20 game on sale in Massachusetts. It pays back about $0.82 for every $1 spent.
What are the odds of winning the $5,000,000 100X CASHWORD scratch-off?
The overall odds of winning any prize with $5,000,000 100X CASHWORD are 1 in 2.85. This means roughly 1 in every 3 tickets wins a prize of any amount.
What is the top prize for $5,000,000 100X CASHWORD?
The top prize for $5,000,000 100X CASHWORD is $5,000,000. As of our latest update, 1 top prize remains unclaimed.

Every $20 ticket in Massachusetts

GameValueScoreOddsPayoutTop prize · leftClaimed per week
$5,000,000 100X CASHWORD (this game)861 in 2.8581.9%$5M · 11.0%
$10,000,000 INSTANT MILLIONS771 in 2.9481.1%$10M · 10.5%
$2,000,000 STACKED771 in 2.9480.5%$2M · 100.7%
200X721 in 2.9680.6%$10M · 20.5%
$10,000,000 Cash Blast621 in 2.9380.4%$10M · 20.2%
$10,000,000 PREMIER CASH611 in 3.6980.8%$10M · 10.2%
$250,000 WINTER WINNINGS601 in 2.9480.4%$250K · 130.3%
$10,000,000 LUCKY BUCKS551 in 2.9480.8%$10M · 10.2%
$10,000,000 BONANZA471 in 2.9478.0%$6.5M · 00.2%

Claimed per week: share of each game's printed prizes reported claimed per week over the last 4 weeks, from our daily records of the lottery's prize counts.