Top Rated Ticket in New Jersey
$1,000,000 PaydayNew Jersey Scratch-Off Odds & Prizes Remaining
Image Credit: New Jersey Lottery
96
VALUESCORE
Excellent
At a glance
$1,000,000 Payday is one of the New Jersey Lottery's $30 games. Its ValueScore of 96/100 (Excellent) makes it first of the 6 active $30 games in New Jersey. It went on sale on September 30, 2026, so 98% of its prizes are still unclaimed.
Overall Odds
1 in 3.64
Derived
Exp. Value
$0.77
per $1 spent
Top Prize
$1,000,000
Top Prizes Left
9
Prizes Remaining
98%
ValueScore™
96 / 100
Excellent
Should I Buy This Ticket?
Expected value per $1 spent:
$0.77↑
EXCELLENT
This is the top-ranked $30 ticket in New Jersey right now, and 1st of 59 in New Jersey, putting it in the state's top three.
Why
↑The game is early in its life, with the bulk of its prizes unclaimed.
- Strong prize quality: a healthy share of the bigger top and mid-tier prizes are still unclaimed.
- Each $1 spent here returns about $0.77 on average, comfortably above the typical scratch-off.
Current Prize Odds
ScratchCheck estimate · Updated October 9$1,000,000
9 of 9 left
launch odds 1 in 1.0M
now ~1 in 1.0M
$50,000
12 of 12 left
launch odds 1 in 773K
now ~1 in 756K
$10,000
17 of 18 left
launch odds 1 in 515K
now ~1 in 534K
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.
Prize Breakdown
| Prize | Odds | Total | Left | Status |
|---|---|---|---|---|
| $1,000,000 | 1 in 1,029,858 | 9 | 9 | 100% |
| $50,000 | 1 in 772,393 | 12 | 12 | 100% |
| $10,000 | 1 in 514,929 | 18 | 17 | 94% |
| $5,000 | 1 in 126,969 | 73 | 72 | 99% |
| $2,000 | 1 in 29,899 | 310 | 305 | 98% |
| $500 | 1 in 301 | 30,844 | 30,185 | 98% |
| $300 | 1 in 171 | 54,351 | 53,214 | 98% |
| $250 | 1 in 96 | 96,478 | 94,358 | 98% |
| $200 | 1 in 75 | 123,556 | 120,921 | 98% |
| $100 | 1 in 18 | 503,595 | 492,679 | 98% |
| $50 | 1 in 9 | 1,042,755 | 1,020,589 | 98% |
| $30 | 1 in 13 | 695,106 | 680,626 | 98% |
Prize Pool Analysis
Total Payout at Launch
$214,673,430
Current Prize Pool
$210,286,530
Payout Percentage
98.0%
Total Prizes Remaining
2,492,987
Ticket Statistics
Total Tickets Printed
9,271,469
Estimated Remaining
9,074,472
% Remaining
97.9%
Prize pool figures use advertised prize values. Tickets printed is estimated from overall odds. Tickets remaining is estimated from the share of prizes still unclaimed.
Prize History
Top prizes left
All 9 $1,000,000 top prizes left at launch on October 1 are still unclaimed.
90
October 1October 9
From ScratchCheck's daily record of the lottery's published prize counts. Dates are when a claim first appeared in those counts, and small prizes are often cashed days after purchase, so claims trail actual sales.
ValueScore™ Breakdown
96
VALUESCORE
Excellent
96
out of 100
Expected Value
38/40
Prize Quality
25/25
Win Frequency
18/20
Inventory Health
15/15
Updated: 10/9/2026
Game Details
- State
- New Jersey
- Game Number
- 2001
- Ticket Price
- $30
- Start Date
- 9/30/2026
- Payout %
- 77.2%
- Data Source
- State lottery
- Last Updated
- 10/9/2026
Compare
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Image Credit: New Jersey Lottery
$30.00 per ticket · 1 in 3.64 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the $1,000,000 Payday scratch-off a good buy?
Yes. $1,000,000 Payday has a ValueScore of 96/100 (Excellent) and is first of the 6 active $30 games in New Jersey. It pays back about $0.77 for every $1 spent.
What are the odds of winning the $1,000,000 Payday scratch-off?
The overall odds of winning any prize with $1,000,000 Payday are 1 in 3.64. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for $1,000,000 Payday?
The top prize for $1,000,000 Payday is $1,000,000. As of our latest update, 9 top prizes remain unclaimed.
How many prizes are left in $1,000,000 Payday?
Based on our latest data, 98% of all prize tickets remain (approximately 2,492,987 out of 2,547,107 total). The game is early in its run, with most prizes still on the market.
When was $1,000,000 Payday released?
$1,000,000 Payday was released by the New Jersey Lottery on September 30, 2026. It is newly released, so the prize pool is essentially intact.
Every $30 ticket in New Jersey
| Game | ValueScore | Odds | Payout | Top prize · left | Claimed per week |
|---|---|---|---|---|---|
| $1,000,000 Payday (this game) | 96 | 1 in 3.64 | 77.2% | $1M · 9 | - |
| Jersey Riches | 85 | 1 in 3.48 | 78.4% | $3M · 2 | 1.2% |
| Jackpot Millions | 81 | 1 in 3.40 | 77.4% | $3M · 2 | 0.8% |
| Crossword Xtreme | 78 | 1 in 3.40 | 75.7% | $600K · 1 | 3.7% |
| $1,000,000 Ultimate Spectacul | 68 | 1 in 3.61 | 73.5% | $1M · 4 | 0.5% |
| $5,000,000 Fortune | 59 | 1 in 3.96 | 75.1% | $5M · 1 | 0.6% |
Claimed per week: share of each game's printed prizes reported claimed per week over the last 4 weeks, from our daily records of the lottery's prize counts.