New Jersey · Best ValueScore™ Scratch-Offs
Last updated October 19, 2026
New Jersey's #1 scratch-off right now is $1,000,000 Payday with a ValueScore™ of 96/100. ValueScore™ combines expected value, prize quality, win frequency, and inventory health into a single 0 to 100 rating, updated daily.
Printed odds are set the day a game ships and never change, but the game itself does. Every week tickets sell and prizes get claimed, and the ticket can't tell you any of that. ValueScore™ re-scores every New Jersey game from live prize data, so it knows when the top prizes are already gone from a game that still advertises great odds, and when a quiet game is sitting on all of its big prizes. Higher is better; details below the table.
| Rank | Game | Price | ValueScore™ | Overall Odds | Top Prize |
|---|---|---|---|---|---|
| 1 |  $1,000,000 Payday | $30 | 96 | 1 in 3.64 | $1,000,000 |
| 2 |  $1 Million Premier Ca$h | $20 | 91 | 1 in 3.61 | $1,000,000 |
| 3 |  Jersey Riches | $30 | 85 | 1 in 3.48 | $3,000,000 |
| 4 |  Black Opal 7's | $20 | 84 | 1 in 3.97 | $1,000,000 |
| 5 |  First Class Fortunes | $25 | 80 | 1 in 4.39 | $2,000,000 |
| 6 |  Jackpot Millions | $30 | 79 | 1 in 3.4 | $3,000,000 |
| 7 |  Crossword Xtreme | $30 | 78 | 1 in 3.4 | $600,000 |
| 8 |  Crossword Bonanza | $20 | 72 | 1 in 3.51 | $400,000 |
| 9 |  100X | $20 | 72 | 1 in 3.85 | $1,000,000 |
| 10 |  Quarter Million Ca$h | $20 | 69 | 1 in 3.9 | $250,000 |
| 11 |  $250,000 Crossword | $10 | 68 | 1 in 3.94 | $250,000 |
| 12 |  $1,000,000 Ultimate Spectacul | $30 | 68 | 1 in 3.61 | $1,000,000 |
| 13 |  Cash Fever | $10 | 66 | 1 in 3.72 | $500,000 |
| 14 |  Disco Dollarfest | $10 | 65 | 1 in 3.72 | $500,000 |
| 15 |  Super Crossword | $5 | 63 | 1 in 4.18 | $50,000 |
| 16 |  Mega Hot 7's | $20 | 62 | 1 in 3.84 | $1,000,000 |
| 17 |  Jersey Legend | $5 | 62 | 1 in 4.39 | $200,000 |
| 18 |  LOTERIA Grande | $5 | 61 | 1 in 3.91 | $100,000 |
| 19 |  Ruby 7's | $10 | 61 | 1 in 4.04 | $500,000 |
| 20 |  $5,000,000 Fortune | $30 | 59 | 1 in 3.96 | $5,000,000 |
| 21 |  Golden Riches Bingo | $5 | 59 | 1 in 4.26 | $100,000 |
| 22 |  Poker Nights | $5 | 59 | 1 in 4.3 | $150,000 |
| 23 |  50X Cash Blitz | $10 | 59 | 1 in 3.75 | $500,000 |
| 24 |  Emerald 7's | $5 | 59 | 1 in 4.19 | $200,000 |
| 25 |  Ca$h Money | $5 | 57 | 1 in 4.17 | $200,000 |
| 26 |  $1,000,000 Spectacular | $10 | 57 | 1 in 3.89 | $1,000,000 |
| 27 |  Goooalll! For The Win | $5 | 56 | 1 in 4.25 | $100,000 |
| 28 |  100X Cash Blitz | $20 | 55 | 1 in 3.95 | $1,000,000 |
| 29 |  The Shore Thing | $10 | 53 | 1 in 3.96 | $500,000 |
| 30 |  Jersey Dog | $5 | 53 | 1 in 4.12 | $200,000 |
| 31 |  Super Hot 7's | $10 | 49 | 1 in 4.01 | $500,000 |
| 32 |  Big Money Spectacular | $2 | 48 | 1 in 4.76 | $30,000 |
| 33 |  $250,000 Crossword (Game #1965) | $10 | 45 | 1 in 3.94 | $250,000 |
| 34 |  Year Of The Horse | $5 | 44 | 1 in 4.1 | $200,000 |
| 35 |  Chocolate Cash | $5 | 42 | 1 in 4.46 | $100,000 |
| 36 |  Crossword | $3 | 41 | 1 in 4.89 | $20,000 |
| 37 |  Sapphire 7's | $2 | 38 | 1 in 4.64 | $20,000 |
| 38 |  20X | $5 | 38 | 1 in 4.28 | $200,000 |
| 39 |  Wild Side | $5 | 37 | 1 in 4.33 | $200,000 |
| 40 |  AC Night$ | $10 | 37 | 1 in 5.65 | $500,000 |
| 41 |  $500 Cash Craze | $5 | 35 | 1 in 4.55 | $200,000 |
| 42 |  LOTERIA | $3 | 35 | 1 in 4.1 | $30,000 |
| 43 |  UNO | $5 | 35 | 1 in 4.22 | $200,000 |
| 44 |  Cash 4-Ever | $5 | 33 | 1 in 4.41 | $200,000 |
| 45 |  Win For Life! | $5 | 33 | 1 in 4.35 | $1,769,800 $10,000 a month for life ($1,769,800 cash value) |
| 46 |  Birthday Surprise | $2 | 33 | 1 in 4.53 | $10,000 |
| 47 |  It Takes 2 | $2 | 32 | 1 in 4.44 | $10,000 |
| 48 |  Super Crossword (Game #1954) | $5 | 31 | 1 in 4.22 | $50,000 |
| 49 |  $50,000,000 Fast Cash | $20 | 31 | 1 in 9.7 | $500 |
| 50 |  Cash Lines | $5 | 31 | 1 in 7.3 | $500 |
| 51 |  $50,000 Jumbo Bucks | $10 | 30 | 1 in 5.95 | $50,000 |
| 52 |  Money Mania | $2 | 23 | 1 in 4.41 | $10,000 |
| 53 |  Loose Change | $1 | 21 | 1 in 4.42 | $500 |
| 54 |  Jersey Pop | $5 | 19 | 1 in 4.39 | $200,000 |
| 55 |  $500,000 Lion's Share | $10 | 16 | 1 in 6.93 | $500,000 |
| 56 |  Big Money Spectacular (Game #1964) | $2 | 13 | 1 in 4.76 | $30,000 |
| 57 |  Cash In A Flash | $10 | 12 | 1 in 7.33 | $500 |
| 58 |  Crossword (Game #1953) | $3 | 4 | 1 in 4.89 | $20,000 |
How ValueScore is built
Most people judge a scratch off by two numbers: the overall odds printed on the ticket, and maybe how many prizes are left. Both are easy to read, and both mislead on their own. Overall odds only tell you how often any prize hits, and most of those are break-even reprints. A ticket can advertise 1 in 3 and still be a bad buy once the prizes worth winning are gone. Remaining-prize countshave the opposite blind spot: “400 prizes left” means nothing without the price, the odds, and how many of the top prizes are actually still in the pool.
ValueScore reads all of it at once and rates what those two numbers can’t see on their own. It blends the four signals that actually decide whether a ticket is worth buying, which is why our top pick in New Jersey often looks nothing like the game with the flashiest odds:
- Expected Value (weighted most heavily). Published per-ticket return across the full prize structure, not just the headline odds.
- Prize Quality. How much of the payout sits in prizes worth winning versus tiny break-even reprints.
- Win Frequency. Your probability of any prize per ticket.
- Inventory Health. Top prizes still unclaimed versus tickets remaining. This is the one the ticket can’t show you: a game with great printed odds whose jackpots are already gone. (Exact weighting is proprietary.)
Scores recompute after every successful New Jersey scrape, so a game listed at the top last week may have moved. See the national ValueScore ranking for cross-state context.