New Jersey · Highest Prize Payout
Last updated October 19, 2026
Jersey Riches ($30) leads New Jersey with a 78.4% prize payout rate. Payout percentage measures how much of each dollar spent is returned as prizes across all winners.
| Rank | Game | Price | Payout % | Top Prize |
|---|---|---|---|---|
| 1 |  Jersey Riches | $30 | 78.4% | $3,000,000 |
| 2 |  Jackpot Millions | $30 | 77.4% | $3,000,000 |
| 3 |  $1,000,000 Payday | $30 | 77.2% | $1,000,000 |
| 4 |  100X | $20 | 76.5% | $1,000,000 |
| 5 |  Black Opal 7's | $20 | 76.5% | $1,000,000 |
| 6 |  $1 Million Premier Ca$h | $20 | 76.5% | $1,000,000 |
| 7 |  Crossword Xtreme | $30 | 75.7% | $600,000 |
| 8 |  Crossword Bonanza | $20 | 75.2% | $400,000 |
| 9 |  First Class Fortunes | $25 | 75.2% | $2,000,000 |
| 10 |  $5,000,000 Fortune | $30 | 75.1% | $5,000,000 |
| 11 |  $1,000,000 Ultimate Spectacul | $30 | 73.5% | $1,000,000 |
| 12 |  Cash Fever | $10 | 73.4% | $500,000 |
| 13 |  Mega Hot 7's | $20 | 73.0% | $1,000,000 |
| 14 |  100X Cash Blitz | $20 | 72.9% | $1,000,000 |
| 15 |  Disco Dollarfest | $10 | 72.9% | $500,000 |
| 16 |  Ruby 7's | $10 | 72.7% | $500,000 |
| 17 |  $1,000,000 Spectacular | $10 | 72.6% | $1,000,000 |
| 18 |  Quarter Million Ca$h | $20 | 72.1% | $250,000 |
| 19 |  $250,000 Crossword | $10 | 72.0% | $250,000 |
| 20 |  $250,000 Crossword (Game #1965) | $10 | 71.9% | $250,000 |
| 21 |  $500 Cash Craze | $5 | 71.1% | $200,000 |
| 22 |  50X Cash Blitz | $10 | 71.0% | $500,000 |
| 23 |  Super Crossword | $5 | 70.7% | $50,000 |
| 24 |  Emerald 7's | $5 | 70.7% | $200,000 |
| 25 |  Ca$h Money | $5 | 70.7% | $200,000 |
| 26 |  Poker Nights | $5 | 70.6% | $150,000 |
| 27 |  Goooalll! For The Win | $5 | 70.5% | $100,000 |
| 28 |  The Shore Thing | $10 | 70.5% | $500,000 |
| 29 |  Jersey Legend | $5 | 70.2% | $200,000 |
| 30 |  Chocolate Cash | $5 | 70.1% | $100,000 |
| 31 |  Jersey Dog | $5 | 70.1% | $200,000 |
| 32 |  Year Of The Horse | $5 | 70.0% | $200,000 |
| 33 |  Super Hot 7's | $10 | 69.9% | $500,000 |
| 34 |  AC Night$ | $10 | 69.9% | $500,000 |
| 35 |  20X | $5 | 69.6% | $200,000 |
| 36 |  $50,000,000 Fast Cash | $20 | 69.1% | $500 |
| 37 |  Win For Life! | $5 | 68.6% | $1,769,800 $10,000 a month for life ($1,769,800 cash value) |
| 38 |  LOTERIA Grande | $5 | 68.5% | $100,000 |
| 39 |  Super Crossword (Game #1954) | $5 | 68.5% | $50,000 |
| 40 |  Cash Lines | $5 | 68.3% | $500 |
| 41 |  Golden Riches Bingo | $5 | 68.0% | $100,000 |
| 42 |  $50,000 Jumbo Bucks | $10 | 67.1% | $50,000 |
| 43 |  Wild Side | $5 | 67.0% | $200,000 |
| 44 |  Cash 4-Ever | $5 | 66.9% | $200,000 |
| 45 |  UNO | $5 | 66.9% | $200,000 |
| 46 |  It Takes 2 | $2 | 66.8% | $10,000 |
| 47 |  Birthday Surprise | $2 | 66.6% | $10,000 |
| 48 |  Money Mania | $2 | 66.5% | $10,000 |
| 49 |  Jersey Pop | $5 | 66.4% | $200,000 |
| 50 |  $500,000 Lion's Share | $10 | 66.0% | $500,000 |
| 51 |  Big Money Spectacular (Game #1964) | $2 | 66.0% | $30,000 |
| 52 |  Big Money Spectacular | $2 | 66.0% | $30,000 |
| 53 |  Sapphire 7's | $2 | 65.6% | $20,000 |
| 54 |  Loose Change | $1 | 65.0% | $500 |
| 55 |  Cash In A Flash | $10 | 65.0% | $500 |
| 56 |  Crossword | $3 | 65.0% | $20,000 |
| 57 |  Crossword (Game #1953) | $3 | 65.0% | $20,000 |
| 58 |  LOTERIA | $3 | 65.0% | $30,000 |
Frequently Asked Questions
What does the Highest Prize Payout ranking measure?
Prize Payout is the share of every ticket-sale dollar the state returns as prizes, across all tiers. A higher payout percentage means more of the money goes back to players. State lotteries typically keep 25 to 40%; payouts above 70% are unusually generous.
Which New Jersey scratch-off is currently #1 for highest prize payout?
The Jersey Riches ($30) currently ranks first with overall odds of 1 in 3.48 (ValueScore 85 of 100). Prize payout is 78.4%. Rankings update automatically as prize counts change, so the top pick can move. Open the game page for the full prize-tier breakdown and remaining counts.
How often does this ranking update?
Game data for New Jersey is refreshed from official sources on a daily schedule. Whenever remaining-prize counts change, ValueScore and every dependent ranking are recomputed automatically. The "updated daily" stamp on the page reflects the most recent successful update.
How should I pick between the top few games in New Jersey?
Rankings are a starting point, not a verdict. Two tickets that sit next to each other often differ on a dimension the headline metric ignores: price, top-prize size, or remaining inventory. Use the Budget & Goal Optimizer or the side-by-side Compare tool to weigh Breakeven probability, Jackpot Chase value, or published EV against your actual spend and goal.
Are these values official or estimated?
ScratchCheck uses official published odds and prize counts wherever the state makes them available. A small number of states publish only limited prize breakdowns; for those games ScratchCheck estimates Expected Value and related metrics from industry price-point averages and flags them with an "~Est." tag next to the number. Official figures always take precedence.