Loose Change
Image Credit: New Jersey Lottery
40
VALUESCORE
Fair
Loose Change is a $1 scratch-off lottery ticket from the New Jersey Lottery. It has overall odds of 1 in 4.42, meaning roughly 1 in every 4 tickets wins a prize. The expected value is $0.65 per $1 spent, which is an average return compared to other scratch-offs. The top prize is $500. Most prizes are still available (80% remaining). ScratchCheck rates this ticket 40/100 (Fair) based on expected value, prize quality, win frequency, and inventory health.
Overall Odds
1 in 4.42
~Estimated
Exp. Value
$0.65
per $1 spent
Top Prize
$500
Top Prizes Left
102
Prizes Remaining
80%
ValueScore™
40 / 100
Fair
Should I Buy This Ticket?
Expected value per $1 spent:
$0.65→
AVERAGE
Middle-of-the-pack value for a ticket at this price point.
Why
→Expected value of $0.65 per $1 is about average, a typical return for a ticket at this price.
- A leaner 23% chance of winning per ticket (1 in 4.42), below most games.
- The larger prizes are well stocked, with plenty of top and mid-tier winners still out there.
* Odds are estimated and may differ from actual values.
Current Prize Odds
ScratchCheck estimate$500
102 of 140 left
launch odds 1 in 62K
now ~1 in 67K
$100
1,463 of 1,867 left
launch odds 1 in 4,614
now ~1 in 4,684
$40
8,374 of 10,740 left
launch odds 1 in 802
now ~1 in 818
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.
Prize Breakdown
| Prize | Odds | Total | Left | Status |
|---|---|---|---|---|
| $500 | 1 in 61,467* | 140 | 102 | 73% |
| $100 | 1 in 4,609* | 1,867 | 1,463 | 78% |
| $40 | 1 in 801* | 10,740 | 8,374 | 78% |
| $20 | 1 in 200* | 43,027 | 33,701 | 78% |
| $10 | 1 in 100* | 86,099 | 67,714 | 79% |
| $5 | 1 in 40* | 215,000 | 169,697 | 79% |
| $2 | 1 in 17* | 516,421 | 410,776 | 80% |
| $1 | 1 in 8* | 1,075,706 | 858,662 | 80% |
* = Estimated
Prize Pool Analysis
Total Payout at Launch
$5,591,378
Current Prize Pool
$4,412,119
Payout Percentage
78.9%
Total Prizes Remaining
1,550,489
Ticket Statistics
Total Tickets Printed
8,614,580
Estimated Remaining
6,853,161
% Remaining
79.6%
Prize pool figures use advertised prize values. Tickets printed and remaining are estimated from overall odds and the share of prizes still unclaimed.
ValueScore™ Breakdown
40
VALUESCORE
Fair
40
out of 100
Expected Value
Prize Quality
Win Frequency
Inventory Health
Updated: 7/19/2026
Game Details
- State
- New Jersey
- Game Number
- 1978
- Ticket Price
- $1
- Start Date
- 5/20/2026
- Payout %
- 65.0%
- Data Source
- Estimated
- Last Updated
- 7/19/2026
Compare
Compare this game with another →Official Source
View on New Jersey Lottery ↗ Estimated Odds
New Jersey does not publish official overall odds. Values are derived from print run data. Actual odds may vary.
Simulate This Game
Run a virtual scratch-off using this game's real odds.
Image Credit: New Jersey Lottery
$1.00 per ticket · 1 in 4.42 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the Loose Change scratch-off a good buy?
Loose Change is a middling ticket with a ValueScore of 40/100. It is roughly average compared to other scratch-offs in New Jersey. If you are looking for the best value at this price point, check the New Jersey rankings page for higher-rated alternatives.
How much does Loose Change cost?
Loose Change costs $1 per ticket in New Jersey. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $1 ticket price.
What are the odds of winning the Loose Change scratch-off?
The overall odds of winning any prize with Loose Change are 1 in 4.42. This means roughly 1 in every 4 tickets wins a prize of any amount. Note: New Jersey does not publish official overall odds. This figure is estimated from available prize data.
What is the top prize for Loose Change?
The top prize for Loose Change is $500. As of our latest update, 102 top prizes remain unclaimed.
What are the prizes for Loose Change?
Loose Change offers 8 distinct prize levels: $500 (140 total), $100 (1,867 total), $40 (10,740 total), $20 (43,027 total), $10 (86,099 total), $5 (215,000 total), $2 (516,421 total), and $1 (1,075,706 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in Loose Change?
Based on our latest data, 80% of all prize tickets remain (approximately 1,550,489 out of 1,949,000 total). The game is early in its run, with most prizes still on the market.
How is Loose Change rated by ScratchCheck?
ScratchCheck rates Loose Change at 40 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was Loose Change released?
Loose Change was released by the New Jersey Lottery on May 20, 2026. It has been on sale for about 2 months.
How often is Loose Change data updated on ScratchCheck?
Loose Change data comes directly from the official New Jersey Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.