Loose Change
Image Credit: New Jersey Lottery
32
VALUESCORE
Below Avg
A $1 scratch-off from the New Jersey Lottery, Loose Change is on sale now. The New Jersey Lottery publishes overall odds of 1 in 4.42. Right now the math works out to $0.65 back per $1 spent, an average figure for this kind of game. The top prize is $500. Across every tier, 56% of prizes are still out there: about half the prizes remain. ScratchCheck rates this ticket 32/100 (Below Avg). That makes it #54 of the 66 active games we track in New Jersey.
Overall Odds
1 in 4.42
Derived
Exp. Value
$0.65
per $1 spent
Top Prize
$500
Top Prizes Left
74
Prizes Remaining
56%
ValueScore™
32 / 100
Below Avg
Should I Buy This Ticket?
Expected value per $1 spent:
$0.65↓
BELOW AVERAGE
Ranked 54th out of 66 New Jersey scratch-offs. Better options exist at this price.
Why
↓Expected value of $0.65 per $1 is about average, a typical return for a ticket at this price.
- A leaner 23% chance of winning per ticket (1 in 4.42), below most games.
- Prize quality is fair, with some of the bigger winners already claimed.
Current Prize Odds
ScratchCheck estimate$500
74 of 140 left
launch odds 1 in 62K
now ~1 in 65K
$100
997 of 1,867 left
launch odds 1 in 4,614
now ~1 in 4,820
$40
5,660 of 10,740 left
launch odds 1 in 802
now ~1 in 849
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.
Prize Breakdown
| Prize | Odds | Total | Left | Status |
|---|---|---|---|---|
| $500 | 1 in 61,467 | 140 | 74 | 53% |
| $100 | 1 in 4,609 | 1,867 | 997 | 53% |
| $40 | 1 in 801 | 10,740 | 5,660 | 53% |
| $20 | 1 in 200 | 43,027 | 22,969 | 53% |
| $10 | 1 in 100 | 86,099 | 46,494 | 54% |
| $5 | 1 in 40 | 215,000 | 116,995 | 54% |
| $2 | 1 in 17 | 516,421 | 287,973 | 56% |
| $1 | 1 in 8 | 1,075,706 | 606,098 | 56% |
Prize Pool Analysis
Total Payout at Launch
$5,591,378
Current Prize Pool
$3,054,439
Payout Percentage
54.6%
Total Prizes Remaining
1,087,260
Ticket Statistics
Total Tickets Printed
8,614,580
Estimated Remaining
4,805,689
% Remaining
55.8%
Prize pool figures use advertised prize values. Tickets printed is estimated from overall odds. Tickets remaining is estimated from the share of prizes still unclaimed.
ValueScore™ Breakdown
32
VALUESCORE
Below Avg
32
out of 100
Expected Value
1/40
Prize Quality
14/25
Win Frequency
6/20
Inventory Health
12/15
Updated: 9/4/2026
Game Details
- State
- New Jersey
- Game Number
- 1978
- Ticket Price
- $1
- Start Date
- 5/20/2026
- Payout %
- 65.0%
- Data Source
- State lottery
- Last Updated
- 9/4/2026
Compare
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Run a virtual scratch-off using this game's real odds.
Image Credit: New Jersey Lottery
$1.00 per ticket · 1 in 4.42 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the Loose Change scratch-off a good buy?
Loose Change scores 32/100 on ValueScore, which is below average. The expected value, prize pool, or inventory health is weaker than most other tickets at this price. There are likely better options in New Jersey at the $1 price point.
How much does Loose Change cost?
Loose Change costs $1 per ticket in New Jersey. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $1 ticket price.
What are the odds of winning the Loose Change scratch-off?
The overall odds of winning any prize with Loose Change are 1 in 4.42. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for Loose Change?
The top prize for Loose Change is $500. As of our latest update, 74 top prizes remain unclaimed.
What are the prizes for Loose Change?
Loose Change offers 8 distinct prize levels: $500 (140 total), $100 (1,867 total), $40 (10,740 total), $20 (43,027 total), $10 (86,099 total), $5 (215,000 total), $2 (516,421 total), and $1 (1,075,706 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in Loose Change?
Based on our latest data, 56% of all prize tickets remain (approximately 1,087,260 out of 1,949,000 total). Roughly half the prizes remain, which is typical for an active game.
How is Loose Change rated by ScratchCheck?
ScratchCheck rates Loose Change at 32 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was Loose Change released?
Loose Change was released by the New Jersey Lottery on May 20, 2026. It has been on sale for about 4 months.
How often is Loose Change data updated on ScratchCheck?
Loose Change data comes directly from the official New Jersey Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.