Ranked 2nd of 110 Tickets in New York
SET FOR LIFENew York Scratch-Off Odds & Prizes Remaining
Image Credit: New York Lottery
90
VALUESCORE
Excellent
At a glance
SET FOR LIFE costs $10 a ticket from the New York Lottery. With a ValueScore of 90/100 (Excellent), it is the strongest of New York's 18 $10 tickets. Its expected return of $0.74 per $1 runs $0.04 ahead of the typical $10 ticket in New York. It went on sale on October 23, 2026, so 99% of its prizes are still unclaimed.
Overall Odds
1 in 3.95
Exp. Value
$0.74
per $1 spent
Top Prize
$5,000,000
$5,000 a week for life ($5,000,000 guaranteed minimum)
Top Prizes Left
6
Prizes Remaining
99%
ValueScore™
90 / 100
Excellent
Should I Buy This Ticket?
Expected value per $1 spent:
$0.74↑
EXCELLENT
This is the top-ranked $10 ticket in New York right now, and #2 of all 110 active New York scratch-offs.
Why
↑Little of the prize pool has been drained so far.
- The bigger prize tiers here have plenty left to win.
- At $0.74 back per $1, the return here is middle-of-the-road for this price point.
Current Prize Odds
ScratchCheck estimate · Updated November 7$5,000,000
$5,000 a week for life ($5,000,000 guaranteed minimum)
6 of 6 left
launch odds 1 in 8.2M
now ~1 in 8.2M
$50,000
21 of 21 left
launch odds 1 in 2.3M
now ~1 in 2.3M
$5,000
475 of 476 left
launch odds 1 in 103K
now ~1 in 103K
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.
Prize Breakdown
| Prize | Odds | Total | Left | Status |
|---|---|---|---|---|
| $5,000,000 ($5,000 a week for life ($5,000,000 guaranteed minimum)) | 1 in 8,200,000 | 6 | 6 | 100% |
| $50,000 | 1 in 2,342,857 | 21 | 21 | 100% |
| $5,000 | 1 in 103,361 | 476 | 475 | 100% |
| $1,000 | 1 in 119,128 | 615 | 613 | 100% |
| $500 | 1 in 1,071 | 45,907 | 45,679 | 100% |
| $100 | 1 in 93 | 526,949 | 524,205 | 99% |
| $50 | 1 in 24 | 2,049,983 | 2,039,255 | 99% |
| $25 | 1 in 50 | 984,000 | 978,930 | 99% |
| $20 | 1 in 15 | 3,345,523 | 3,328,437 | 99% |
| $15 | 1 in 50 | 984,076 | 979,093 | 99% |
| $10 | 1 in 11 | 4,526,490 | 4,504,167 | 100% |
Prize Pool Analysis
Total Payout at Launch
$363,729,050
Current Prize Pool
$362,030,805
Payout Percentage
99.5%
Total Prizes Remaining
12,400,881
Ticket Statistics
Total Tickets Printed
49,232,982
Estimated Remaining
48,983,480
% Remaining
99.5%
Prize pool figures use advertised prize values. Tickets printed is estimated from overall odds. Tickets remaining is estimated from the share of prizes still unclaimed.
ValueScore™ Breakdown
90
VALUESCORE
Excellent
90
out of 100
Expected Value
36/40
Prize Quality
25/25
Win Frequency
14/20
Inventory Health
15/15
Updated: 11/7/2026
Game Details
- State
- New York
- Game Number
- 1712
- Ticket Price
- $10
- Start Date
- 10/23/2026
- Payout %
- 73.9%
- Data Source
- Official
- Last Updated
- 11/7/2026
Compare
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Image Credit: New York Lottery
$10.00 per ticket · 1 in 3.95 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the SET FOR LIFE scratch-off a good buy?
Yes. SET FOR LIFE has a ValueScore of 90/100 (Excellent) and is the best $10 game on sale in New York. It pays back about $0.74 for every $1 spent.
What are the odds of winning the SET FOR LIFE scratch-off?
The overall odds of winning any prize with SET FOR LIFE are 1 in 3.95. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for SET FOR LIFE?
The top prize for SET FOR LIFE is $5,000,000. As of our latest update, 6 top prizes remain unclaimed.
How many prizes are left in SET FOR LIFE?
Based on our latest data, 99% of all prize tickets remain (approximately 12,400,881 out of 12,464,046 total). The game is early in its run, with most prizes still on the market.
When was SET FOR LIFE released?
SET FOR LIFE was released by the New York Lottery on October 23, 2026. It is newly released, so the prize pool is essentially intact.
Every $10 ticket in New York
All 18 ranked →| Game | ValueScore | Odds | Payout | Top prize · left | Claimed per week |
|---|---|---|---|---|---|
| SET FOR LIFE (this game) | 90 | 1 in 3.95 | 73.9% | $5M · 6 | - |
| FESTIVE $5,000 | 87 | 1 in 3.85 | 70.4% | $5K · 389 | - |
| BONUS BUCKS | 74 | 1 in 3.86 | 69.4% | $3M · 2 | 0.2% |
| $3,000,000 MAX MULTIPLIER | 73 | 1 in 4.27 | 69.3% | $3M · 2 | 0.8% |
| $3,000,000 BONUS STARS | 62 | 1 in 3.99 | 69.4% | $3M · 1 | 1.1% |
| 100Xtra | 62 | 1 in 3.91 | 69.5% | $3M · 3 | 1.1% |
| $1,000,000 50X CASHWORD | 60 | 1 in 4.32 | 65.0% | $1M · 3 | 1.7% |
| BONUS 50X | 56 | 1 in 3.92 | 71.4% | $3M · 0 | 0.4% |
| MONEY MATCH | 53 | 1 in 4.01 | 69.5% | $3M · 1 | 0.5% |
| SET FOR LIFE (Game #1639) | 52 | 1 in 3.95 | 73.8% | $5M · 1 | 1.0% |
Claimed per week: share of each game's printed prizes reported claimed per week over the last 4 weeks, from our daily records of the lottery's prize counts.