Loaded with $500s is a $10 scratch-off lottery ticket from the Virginia Lottery. It has overall odds of 1 in 3.98, meaning roughly 1 in every 4 tickets wins a prize. The expected value is $0.73 per $1 spent, which is an average return compared to other scratch-offs. The top prize is $500. Most prizes have already been claimed (4% remaining). ScratchCheck rates this ticket 43/100 (Fair) based on expected value, prize quality, win frequency, and inventory health.
Overall Odds
1 in 3.98
Exp. Value
$0.73
per $1 spent
Top Prize
$500
Top Prizes Left
258
Prizes Remaining
4%
ValueScore™
43 / 100
Fair
Should I Buy This Ticket?
Expected value per $1 spent:
$0.73→
AVERAGE
Middle-of-the-pack value for a ticket at this price point.
Why
- Weak prize quality: relatively few of the bigger top and mid-tier prizes are still unclaimed.
- Wins hit often: about a 25% chance to win something per ticket (1 in 3.98), better than most games.
- Expected value of $0.73 per $1 is about average, a typical return for a ticket at this price.
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Run a virtual scratch-off using this game's real odds.
Image Credit: Virginia Lottery
$10.00 per ticket · 1 in 3.98 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Prize Pool Analysis
Total Payout at Launch
$13,458,095
Current Prize Pool
$543,935
Payout Percentage
4.0%
Total Prizes Remaining
19,685
Ticket Statistics
Total Tickets Printed
1,836,344
Estimated Remaining
78,346
% Remaining
4.3%
Prize pool figures use advertised prize values. Tickets printed and remaining are estimated from overall odds and the share of prizes still unclaimed.
Prize Breakdown
| Prize | Total | Left | Status |
|---|---|---|---|
| $500 | 6,159 | 258 | 4% |
| $200 | 2,698 | 84 | 3% |
| $100 | 9,149 | 355 | 4% |
| $50 | 53,497 | 1,921 | 4% |
| $25 | 57,297 | 2,271 | 4% |
| $20 | 149,089 | 6,185 | 4% |
| $10 | 183,504 | 8,611 | 5% |
ValueScore™ Breakdown
43
VALUESCORE
Fair
43
out of 100
Expected Value
Prize Quality
Win Frequency
Inventory Health
Updated: 6/30/2026
Game Details
- State
- Virginia
- Game Number
- 2364
- Ticket Price
- $10
- Start Date
- 10/7/2025
- Payout %
- 73.3%
- Data Source
- Official
- Last Updated
- 6/28/2026
Compare
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View on Virginia Lottery ↗Frequently Asked Questions
Is the Loaded with $500s scratch-off a good buy?
Loaded with $500s is a middling ticket with a ValueScore of 43/100. It is roughly average compared to other scratch-offs in Virginia. If you are looking for the best value at this price point, check the Virginia rankings page for higher-rated alternatives.
How much does Loaded with $500s cost?
Loaded with $500s costs $10 per ticket in Virginia. All ScratchCheck figures for this game — expected value, ValueScore, and top prize analysis — are calculated against this $10 ticket price.
What are the odds of winning the Loaded with $500s scratch-off?
The overall odds of winning any prize with Loaded with $500s are 1 in 3.98. This means roughly 1 in every 4 tickets wins a prize of any amount.
What is the top prize for Loaded with $500s?
The top prize for Loaded with $500s is $500. As of our latest update, 258 top prizes remain unclaimed.
What are the prizes for Loaded with $500s?
Loaded with $500s offers 7 distinct prize levels: $500 (6,159 total), $200 (2,698 total), $100 (9,149 total), $50 (53,497 total), $25 (57,297 total), $20 (149,089 total), and $10 (183,504 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in Loaded with $500s?
Based on our latest data, 4% of all prize tickets remain (approximately 19,685 out of 461,393 total). The vast majority of prizes have been claimed. This game is close to being retired.
How is Loaded with $500s rated by ScratchCheck?
ScratchCheck rates Loaded with $500s at 43 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was Loaded with $500s released?
Loaded with $500s was released by the Virginia Lottery on October 7, 2025. It has been on sale for roughly 9 months, so a meaningful portion of prizes has likely been claimed.
How often is Loaded with $500s data updated on ScratchCheck?
Loaded with $500s data is collected directly from official Virginia Lottery publications by ScratchCheck's automated pipeline. Prize counts and odds typically refresh daily or whenever the lottery publishes new data.