Arizona just launched the highest-paying scratch-off in the country at 88.7%
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The Arizona Lottery has launched a $30 scratch-off that returns 88.7% of sales as prizes. According to the lottery's game data, Show Me The Bens went on sale September 1 with three top prizes of $3.5 million and overall odds of 1 in 2.76.
No active game in the country pays a higher percentage than this game. Across around 3,000 active games we score in the United States, Show Me The Bens sits at the top of the payout table, and the typical scratch-off returns around 70%.
An 88.7% payout is a long way from normal
| Rank | State | Price | Game | Payout |
|---|---|---|---|---|
| 1 | Arizona | $30 | Show Me The Bens | 88.7% |
| 2 | Massachusetts | $10 | $4,000,000 Cash Doubler | 87.5% |
| 3 | Virginia | $50 | Set For Life | 87.2% |
| 4 | Indiana | $20 | 20X The Money | 86.7% |
| 5 | Massachusetts | $10 | Strike It Rich | 86.4% |
Payout percentage is the share of ticket sales a game returns to players as prizes. Arizona's own active games average 69.9%, so this ticket hands back nearly 19 percentage points more than a typical Arizona scratch-off. On a $30 ticket, the difference between 69.9% and 88.7% is $5.64 of expected return per ticket.
The odds are the other half of it. At 1 in 2.76, it's high odds for a scratch off game and those are the best overall odds in the state. High payout and short odds together are what push it near the top of our scale.
It rates 98.9, and that is the third highest in the country
On our ValueScore™ the game rates 98.9, the best in Arizona. Nationally it comes third, behind a South Carolina $20 game at 100 and a Washington, D.C. $20 game at 99.3.
Arizona's next best games are Million Dollar Crossword at 94.5 and the $50 500X The Cash at 90.3. The state runs 57 active scratch-offs averaging 51.2 on our scale.
Two smaller games launched with it
Arizona put three games on sale the same day. The $10 $100,000 Cash returns 71.9% with odds of 1 in 3.47 and rates 77.8, and the $5 Slingo Gems returns 68% with odds of 1 in 3.46 and rates 64.4.
| Game | Price | Top prize | Payout | Odds | ValueScore™ |
|---|---|---|---|---|---|
| Show Me The Bens | $30 | $3,500,000 | 88.7% | 1 in 2.76 | 98.9 |
| $100,000 Cash | $10 | $100,000 | 71.9% | 1 in 3.47 | 77.8 |
| Slingo Gems | $5 | $50,000 | 68.0% | 1 in 3.46 | 64.4 |
The two cheaper tickets are ordinary. What makes the $30 worth the attention is a payout figure no other game in the country currently matches. Current Arizona rankings update daily as the run sells.
Sources
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Frequently Asked Questions
What is the highest-paying scratch-off in the country?
Show Me The Bens, a $30 Arizona Lottery game that returns 88.7% of sales as prizes. Across the 2,817 active games we score in US states, none pays a higher percentage. The typical scratch-off returns around 70%.
What are the odds on Show Me The Bens?
Overall odds are 1 in 2.76, meaning better than one ticket in three wins something. That is the best overall odds of any Arizona game and unusually strong nationally. It launched with three top prizes of $3.5 million.
Is Show Me The Bens the best-rated game in the country?
It is close. It rates 98.9 on our ValueScore™, third among active US games behind a South Carolina game at 100 and a Washington DC game at 99.3. On payout percentage alone it ranks first outright.
Jessie Jurado is a news writer who covers new scratch-off launches, state lottery guides, taxes on winnings, news, and much more. She joined ScratchCheck in 2026 and writes the site's state-by-state coverage.
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