What New Jersey scratch-offs pay the most? The biggest prizes on sale top out at $5 million
The biggest top prize on any New Jersey scratch-off on sale is $5 million, and there is one left. The 57 games on sale held about $1.22 billion in unclaimed prizes as of the beginning of October 2026, and all but one still had at least one top prize.
| Game | Price | Top prize | Top prizes left | Payout | ValueScore™ |
|---|---|---|---|---|---|
| $5,000,000 Fortune | $30 | $5,000,000 | 1 of 3 | 75.1% | 60.8 |
| Jackpot Millions | $30 | $3,000,000 | 2 of 3 | 77.4% | 79.9 |
| Jersey Riches | $30 | $3,000,000 | 3 of 3 | 78.4% | 85.2 |
| First Class Fortunes | $25 | $2,000,000 | 3 of 3 | 75.2% | 78.9 |
| $1 Million Premier Ca$h | $20 | $1,000,000 | 3 of 3 | 76.5% | 90.5 |
| Black Opal 7's | $20 | $1,000,000 | 3 of 3 | 76.5% | 90.1 |
If you want the biggest prize, $5,000,000 Fortune is the only $5 million game left, but two of its three top prizes are gone. Jersey Riches is the stronger pick on the numbers. It returns the largest share of sales in the state, 78.4%, and has not given up any of its three $3 million prizes. The two $20 games at the bottom of the table rate highest on our ValueScore™ because all their $1 million prizes are still out there, and Black Opal 7's only launched September 2.
| Price | Games | Average payout |
|---|---|---|
| $1 | 1 | 65.0% |
| $2 | 6 | 66.3% |
| $3 | 3 | 65.0% |
| $5 | 19 | 69.1% |
| $10 | 13 | 70.4% |
| $20 | 9 | 73.8% |
| $25 | 1 | 75.2% |
| $30 | 5 | 76.0% |
Some New Jersey games pay part of their prizes as free tickets, and payout figures count each one at its price. The $20 100X, for example, returns 76.5% that way and closer to 66.5% in cash, as our look at its latest $1 million winner found. Which games hold the most top prizes remaining is updated daily.
Frequently Asked Questions
What is the biggest New Jersey scratch-off prize right now?
$5 million, on the $30 $5,000,000 Fortune, which had one of its three top prizes left as of September 30, 2026. Jackpot Millions and Jersey Riches, both $30, offer $3 million top prizes.
Which New Jersey scratch-off pays back the most?
Jersey Riches, a $30 game, returns 78.4% of sales as prizes, the most in New Jersey, and still has all three of its $3 million top prizes as of September 30, 2026.
How much prize money is left in New Jersey scratch-offs?
About $1.22 billion across the 57 scratch-offs on sale as of September 30, 2026. All but one of those games still had at least one top prize left.
Jessie Jurado is a news writer who covers new scratch-off launches, state lottery guides, taxes on winnings, news, and much more. She joined ScratchCheck in 2026 and writes the site's state-by-state coverage.
