Pennsylvania's $10,000 a Month for Life has one top prize left
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Pennsylvania launched two lifetime-prize scratch-offs on December 27, 2025, and they've gone in different directions. The $5 $10,000 a Month for Life is down to one of its five top prizes. The $10 $20,000 a Month for Life still has four of six.
| $10,000 a Month for Life | $20,000 a Month for Life | |
|---|---|---|
| Price | $5 | $10 |
| Top prizes left | 1 of 5 | 4 of 6 |
| Overall odds | 1 in 4.07 | 1 in 3.60 |
| Payout | 73.9% | 76.8% |
| $1,000 prizes left | 176 of 900 | 345 of 810 |
| ValueScore™ | 30.3 | 53.3 |
The $5 game's top prize pays $10,000 a month for life or a $1.6 million cash option, less withholding, according to PennLive, which reported in February that a winning ticket was sold at a Sunoco on National Pike in Wharton Township, Fayette County. Two more were sold at a Shop 'n Save in West Mifflin, WPXI reported in May, and at Star Gas and Diesel in Bethel, Berks County, abc27 reported. A store that sells a top-prize ticket gets a $10,000 bonus.
The rest of the $5 game is thin too. About 20% of its $50 and $100 prizes are left, a sign most of its tickets are sold. The $10 game has about 42% of those mid-size prizes left, and the lottery's prize data values each of its top prizes at $3.2 million, twice the $5 game's cash option. It also pays back more of what players spend and wins more often. It ranks 29th of Pennsylvania's 66 games on our ValueScore™, and the $5 game ranks 54th.
Winners have one year from a game's end-sale date to claim, the lottery has said. Pennsylvania has paid other lifetime prizes this year, including a $500,000-a-year-for-life win in New Brighton, and other games with lifetime prizes are on sale in several states. Pennsylvania's highest-rated tickets are in our Pennsylvania rankings.
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Frequently Asked Questions
How many $10,000 a Month for Life top prizes are left in Pennsylvania?
One of five, according to Pennsylvania Lottery data on October 28, 2026. The $10 version, $20,000 a Month for Life, had four of its six top prizes left. Both games went on sale December 27, 2025.
What is the cash option on $10,000 a Month for Life?
The winner can take $10,000 a month for life or a one-time cash option of $1.6 million, less withholding, the Pennsylvania Lottery has said. The $10 game's top prize is valued at $3.2 million in the lottery's prize data.
Which is better, the $5 or the $10 a Month for Life game?
The $10 game. It returns 76.8% of sales against 73.9%, wins 1 in 3.60 times against 1 in 4.07, and still has four top prizes left. It rates 53.3 on our ValueScore, against 30.3 for the $5 game.
Jessie Jurado is a news writer who covers new scratch-off launches, state lottery guides, taxes on winnings, news, and much more. She joined ScratchCheck in 2026 and writes the site's state-by-state coverage.
