Kentucky · Highest Prize Payout
Last updated September 23, 2026
Instant Millionaire ($50) leads Kentucky with a 80.0% prize payout rate. Payout percentage measures how much of each dollar spent is returned as prizes across all winners.
| Rank | Game | Price | Payout % | Top Prize |
|---|---|---|---|---|
| 1 |  Instant Millionaire | $50 | 80.0% | $2,000,000 |
| 2 |  Deluxe Gold | $30 | 77.5% | $1,000,000 |
| 3 |  Maximum Money Blowout | $20 | 75.0% | $2,000 |
| 4 |  Lucky Streak | $20 | 73.5% | $750,000 |
| 5 |  Mega Bonus Blowout | $20 | 73.5% | $2,000 |
| 6 |  Jackson | $20 | 73.5% | $500,000 |
| 7 |  Double Up | $20 | 73.5% | $500,000 |
| 8 |  Hot Money Multiplier | $20 | 73.5% | $500,000 |
| 9 |  Money Maker | $20 | 73.5% | $500,000 |
| 10 |  $750,000 Extravaganza | $20 | 73.5% | $750,000 |
| 11 |  24K Gold | $20 | 73.5% | $500,000 |
| 12 |  Cash Bonus | $20 | 73.4% | $500,000 |
| 13 |  Wild Cash 200X | $20 | 73.4% | $1,025,000 |
| 14 |  Mega Cash | $20 | 73.4% | $670,000 |
| 15 |  Big Bonus Blowout | $10 | 72.4% | $550 |
| 16 |  Wild Cash 100X | $10 | 72.4% | $250,000 |
| 17 |  Bonus Blowout | $10 | 72.4% | $550 |
| 18 |  $600 Lion's Share | $10 | 71.5% | $600 |
| 19 |  Hamilton | $10 | 71.5% | $200,000 |
| 20 |  $200,000 Lion's Share | $10 | 71.5% | $200,000 |
| 21 |  Win Big | $10 | 71.5% | $200,000 |
| 22 |  Black Diamond Dazzler | $10 | 71.5% | $250,000 |
| 23 |  Emerald 10's | $10 | 71.5% | $150,000 |
| 24 |  Chills & Bills | $5 | 71.4% | $50,000 |
| 25 |  Bluegrass Blowout | $10 | 71.4% | $200,000 |
| 26 |  Payout Party | $10 | 71.4% | $225,000 |
| 27 |  $50, $100, & $500 Blowout | $10 | 71.4% | $500 |
| 28 |  Cash Overload | $5 | 71.3% | $50,000 |
| 29 |  Fun 5's | $5 | 71.3% | $75,000 |
| 30 |  Lincoln | $5 | 70.0% | $100,000 |
| 31 |  Money Train | $5 | 70.0% | $75,000 |
| 32 |  Did I Win? | $5 | 70.0% | $50,000 |
| 33 |  Strike It Rich | $5 | 70.0% | $75,000 |
| 34 |  Diamonds | $5 | 70.0% | $100,000 |
| 35 |  Wild 7's | $5 | 70.0% | $75,000 |
| 36 |  Monopoly® 50X | $5 | 70.0% | $100,000 |
| 37 |  King of Spades | $5 | 70.0% | $500 |
| 38 |  Queen of Hearts | $5 | 70.0% | $125,000 |
| 39 |  Wild Cash 50X | $5 | 69.9% | $175,000 |
| 40 |  Mood Money | $5 | 69.9% | $60,000 |
| 41 |  HIT $250 | $5 | 69.9% | $250 |
| 42 |  Witches Brew Bucks | $3 | 66.7% | $30,000 |
| 43 |  Bingo Crossword | $3 | 65.5% | $40,000 |
| 44 |  Electric Diamonds | $3 | 65.5% | $50,000 |
| 45 |  Super 7's | $3 | 65.5% | $50,000 |
| 46 |  Wild Cash 30X | $3 | 65.4% | $30,000 |
| 47 |  Monopoly® 20X | $2 | 63.5% | $25,000 |
| 48 |  Kentucky Humane Society™ | $2 | 63.5% | $30,000 |
| 49 |  PAYDAY Multiplier | $2 | 63.4% | $30,000 |
Frequently Asked Questions
What does the Highest Prize Payout ranking measure?
Prize Payout is the share of every ticket-sale dollar the state returns as prizes, across all tiers. A higher payout percentage means more of the money goes back to players. State lotteries typically keep 25 to 40%; payouts above 70% are unusually generous.
Which Kentucky scratch-off is currently #1 for highest prize payout?
The Instant Millionaire ($50) currently ranks first with overall odds of 1 in 3.47 (ValueScore 74 of 100). Prize payout is 80.0%. Rankings update automatically as prize counts change, so the top pick can move. Open the game page for the full prize-tier breakdown and remaining counts.
How often does this ranking update?
Game data for Kentucky is refreshed from official sources on a daily schedule. Whenever remaining-prize counts change, ValueScore and every dependent ranking are recomputed automatically. The "updated daily" stamp on the page reflects the most recent successful update.
How should I pick between the top few games in Kentucky?
Rankings are a starting point, not a verdict. Two tickets that sit next to each other often differ on a dimension the headline metric ignores: price, top-prize size, or remaining inventory. Use the Budget & Goal Optimizer or the side-by-side Compare tool to weigh Breakeven probability, Jackpot Chase value, or published EV against your actual spend and goal.
Are these values official or estimated?
ScratchCheck uses official published odds and prize counts wherever the state makes them available. A small number of states publish only limited prize breakdowns; for those games ScratchCheck estimates Expected Value and related metrics from industry price-point averages and flags them with an "~Est." tag next to the number. Official figures always take precedence.