Massachusetts Scratch-Offs: Best Bets for May 2026

Massachusetts has the highest per-capita scratch-off spending of any state in the country and consistently runs one of the best-structured catalogs nationally. May 2026 is no exception. The current top of the Massachusetts rankings features a three-way tie at the top, an unusual spread game with 15,000+ prizes remaining, and payout rates that most states don't hit even at the $50 tier. Here's what's worth buying right now.

All data is pulled live from ScratchCheck's Massachusetts scratch-off rankings.

The Three-Way Tie at #1

Massachusetts currently has three games sharing a ValueScore of 92.4 at the top of the catalog. That kind of three-way tie is unusual. Here's how they differ:

$2,000,000 STACKED ($20, VS 92.4) has overall odds of 1 in 2.94, an 85.6% payout rate, and 12 top prizes remaining. Twelve is the best remaining prize count of the three co-leaders and the strongest intact prize pool of any $20 game in the state. If you're buying one $20 ticket in Massachusetts right now, this is the pick.

$4,000,000 EXTREME Cash ($10, VS 92.4) has the same composite score but at $10. Odds of 1 in 3.47, an 85% payout rate, and 2 top prizes of $4 million remaining. Only 2 remaining is thin, but the base structure is the strongest $10 game in the state. If the $20 budget feels like too much, this is where the $10 value peaks right now.

$5,000,000 100X CASHWORD ($20, VS 92.4) has the best overall odds of the three at 1 in 2.85, an 83.9% payout, and 2 top prizes remaining. The Cashword format and the tightest odds in the $20 tier make this appealing for players who want the most frequent wins. The 2 remaining top prizes is the same caution as Extreme Cash.

The takeaway: $2,000,000 STACKED for the most intact prize pool. $5,000,000 100X CASHWORD if you prefer the crossword format and tighter odds. $4,000,000 EXTREME Cash if your budget is $10.

Best $30 Ticket: $15,000,000 Magnificent Millions

$15,000,000 MAGNIFICENT MILLIONS leads the $30 tier at rank 4 overall (VS 90.9) with odds of 1 in 2.78, an 84.3% payout, and 3 top prizes of $15 million remaining. At $30, 1 in 2.78 is the tightest odds of any $30 game in Massachusetts right now and among the best nationally for this price point.

$10,000,000 CASHWORD (rank 6, VS 88.2) is the best $30 crossword option: 1 in 2.98 odds, 83.1% payout, 3 remaining. $15,000,000 COLOSSAL MILLIONS (rank 10, VS 83.6) matches Magnificent Millions on odds (1 in 2.78) and payout (84.3%) but has only 2 top prizes remaining vs. 3. Magnificent Millions is the better pick.

Skip: 300X (rank 40, VS 59) has solid odds (1 in 2.77) and an 84% payout but only 1 top prize remaining. The base structure is fine but the top is essentially gone.

Best $10 Ticket: The Highest Payout Rate in the Catalog

$4,000,000 CASH DOUBLER (rank 8, VS 84.2) has the highest payout rate of any game in Massachusetts right now at 87.5%, which is also among the highest payout rates of any active scratch-off in the country at any price point. Odds of 1 in 3.48 and 2 top prizes remaining. If returning the most per dollar spent is the priority, nothing in the Massachusetts catalog beats this game's 87.5%.

$4,000,000 IN THE MONEY (rank 5, VS 90) has 3 remaining top prizes vs Cash Doubler's 2, at the same 1 in 3.47 odds and 85% payout. A slightly lower payout but a more intact prize pool. $4,000,000 CASH KING DOUBLER (rank 13, VS 77.6) has 3 remaining and an 86.2% payout. Both are excellent $10 options with more top prizes than Cash Doubler.

For the best remaining prize count at $10: $100,000 MAX WINNINGS (rank 29, VS 63.6) has 36 top prizes of $100,000 remaining. That's the most intact $10 prize pool in the state by a significant margin. Lower ValueScore than the leaders, but if having the most remaining top prizes available matters most, this is the game.

Skip: $4,000,000 Monopoly Doubler (rank 36), $2,500,000 MERRY & BRIGHT (rank 41), and 777 (rank 49) all have 0 top prizes remaining. Strong underlying payout rates of 84-86% mean small prizes are still out there, but the ceiling is gone.

Best $50 Ticket: $500,000 FRENZY

$500,000 FRENZY (rank 9, VS 84.2) is the standout at $50: odds of 1 in 3.78, an 81.2% payout rate, and 49 top prizes of $500,000 still remaining. Forty-nine is by far the largest remaining top prize count of any game in the Massachusetts catalog. This is a spread game designed to distribute $500,000 prizes broadly, and the pool is essentially untouched. For players who value prize availability over tight base odds, nothing in the state comes close right now.

$25,000,000 MEGA MONEY (rank 16, VS 74.7) is the premium $50 option at 1 in 4.10 odds, 83.9% payout, and 2 top prizes of $25 million remaining. If the $25 million top prize is the appeal, Mega Money is the only active $50 game offering it. But 2 remaining vs Frenzy's 49 is a stark difference in prize pool availability.

Best $5 Ticket: $1,000,000 High Roller

$1,000,000 HIGH ROLLER (rank 19, VS 71.8) leads the $5 tier with 5 top prizes remaining, the most of any $5 game in Massachusetts. Odds of 1 in 4.14 and 78.8% payout are consistent with the tier average. $1,000,000 GO FOR THE GREEN (rank 22, VS 69.9) has 4 remaining at identical odds and payout. $250,000 JACKPOT (rank 21, VS 70) has 3 remaining at 1 in 4.01 odds and a 76.5% payout.

Notable: GHOSTBUSTERS™ (rank 32, VS 62.2) is the most distinctive $5 option with 2 top prizes remaining and a 78.4% payout. Licensed games rarely rank this well in Massachusetts. $500 CA$H (rank 30, VS 63.5) has 4 remaining at a 78.3% payout and is worth knowing as an alternative to the $1M-top-prize games if a lower ceiling is fine.

Best $2 Ticket: $50,000 Star Cashword

$50,000 Star Cashword (rank 44, VS 56.5) leads the $2 tier with 15 top prizes remaining, the most of any $2 game. Odds of 1 in 4.23 and a 73% payout. WIN IT ALL BONUS (rank 34, VS 60.4) has a higher VS at 60.4 but only 3 remaining top prizes. For prize pool depth, Star Cashword leads. For composite value, WIN IT ALL BONUS edges ahead.

The Spread Game Worth Knowing: $500 MANIA

$500 MANIA (rank 27, VS 64.2) is a $10 game with 15,042 top prizes of $500 remaining. Odds of 1 in 3.46 and an 80.2% payout. This is Massachusetts' active spread game, designed for frequent mid-tier wins rather than a shot at a million. If you play regularly and value winning something meaningful over chasing a large jackpot, $500 MANIA's prize structure is built for that. Fifteen thousand prizes of $500 is an extraordinary remaining count for an active game anywhere in the country.

Why Massachusetts Numbers Look Different

If you've read our posts covering other states, the Massachusetts payout rates will look unusually high. The $10 tier here averages 83-87.5% payout. In Texas, the $10 tier averages around 70%. In Virginia, around 73-79%. In Florida, the $10 tier runs 73-76%. Massachusetts deliberately structures its games to return more per dollar across all tiers, which is part of why it leads the country on per-capita spending at $720 per resident annually. Players get more back, play more, and the total revenue is higher as a result.

The odds at the $20 and $30 tier are also tighter in Massachusetts than most states. $2,000,000 STACKED at 1 in 2.94 and $15,000,000 Magnificent Millions at 1 in 2.78 are structurally competitive with the best games available anywhere nationally. The three games sharing VS 92.4 at the top of the Massachusetts catalog right now would each rank in the national top 20 by ValueScore if compared against the full US active game set.

The one weakness in the catalog: the $5 tier, while solid by national standards at 78-79% payout, trails the $10 tier significantly on return per dollar. If your budget is $20, two $10 tickets at 85-87.5% payout is structurally better than four $5 tickets at 78%. That gap is wider in Massachusetts than in most states, making the case for concentrating spending at the $10+ tier stronger here than almost anywhere else in the country.

For the full Massachusetts scratch-off rankings sorted by ValueScore, odds, or payout rate, all 50 active games are on ScratchCheck updated from official Massachusetts Lottery data.