Illinois · Highest Prize Payout
Last updated September 4, 2026
Millionaire Club ($50) leads Illinois with a 86.4% prize payout rate. Payout percentage measures how much of each dollar spent is returned as prizes across all winners.
| Rank | Game | Price | Payout % | Top Prize |
|---|---|---|---|---|
| 1 | Millionaire Club | $50 | 86.4% | $1,000,000 $50,000/yr for 20 yrs or $600,000 cash |
| 2 | $5,000,000 Jackpot | $30 | 84.5% | $5,000,000 |
| 3 | $10,000,000 Bankroll | $50 | 83.8% | $10,000,000 $500K/yr for 20 yrs or $6M cash |
| 4 | $3 Million Vault | $20 | 82.7% | $3,000,000 $150K/yr for 20 yrs or $1.8M cash |
| 5 | Royal Riches | $30 | 82.6% | $3,000,000 $150K/yr for 20 yrs or $1.8M cash |
| 6 | Double the Luck | $20 | 82.1% | $3,000,000 $150K/yr for 20 yrs or $1.8M cash |
| 7 | $2,000,000 Multiplier Bonanza | $20 | 81.2% | $2,000,000 |
| 8 | $2,000,000 Maximum Money | $20 | 80.8% | $2,000,000 $100K/yr for 20 yrs or $1.2M cash |
| 9 | 100X Xtra | $20 | 80.4% | $2,000,000 $100K/yr for 20 yrs or $1.2M cash |
| 10 | 2000000Celebration_Logo | $20 | 80.3% | $2,000,000 $100K/yr for 20 yrs or $1.2M cash |
| 11 | Diamonds | $10 | 79.9% | $2,000,000 $100K/yr for 20 yrs or $1.2M cash |
| 12 | Blowout X | $30 | 79.1% | $3,000 |
| 13 | Gold Casino | $10 | 78.1% | $1,000,000 |
| 14 | Millionaire 7 | $10 | 78.1% | $1,000,000 $50,000/yr for 20 yrs or $600,000 cash |
| 15 | Money Match | $10 | 78.0% | $1,000,000 |
| 16 | 1,000,000 Ca$h Cha$er | $10 | 78.0% | $1,000,000 |
| 17 | Sapphire 10s | $10 | 77.9% | $1,000,000 |
| 18 | Big Time Blowout | $20 | 77.9% | $2,000 |
| 19 | Liquid Assets | $10 | 77.8% | $1,000,000 |
| 20 | Maximum Money Blowout | $20 | 77.6% | $2,000 |
| 21 | $1,000,000 Crossword 50X (Game #7639) | $25 | 77.6% | $1,000,000 |
| 22 | $1,000,000 Crossword 50X | $25 | 77.3% | $1,000,000 |
| 23 | $40 Million Mega Bucks | $10 | 76.1% | $1,000,000 |
| 24 | Onyx | $5 | 75.9% | $1,000,000 |
| 25 | 200X the Cash | $30 | 75.4% | $100,000 $150K/yr for 20 yrs or $1.8M cash |
| 26 | $250,000 Crossword | $10 | 75.1% | $250,000 |
| 27 | Amazing Bonus Blowout | $10 | 75.0% | $500 |
| 28 | 50X Xtra | $10 | 75.0% | $600,000 |
| 29 | Gold Rush Supreme | $10 | 74.9% | $100,000 |
| 30 | $250,000 Crossword 2026 | $10 | 74.7% | $250,000 |
| 31 | $2,000,000 Diamond Deluxe | $20 | 73.8% | $100,000 $100K/yr for 20 yrs or $1.2M cash |
| 32 | $100,000,000 Ca$h Spectacular! | $10 | 73.0% | $500,000 |
| 33 | Emerald 7s | $5 | 72.2% | $400,000 |
| 34 | Money Rush | $5 | 72.0% | $400,000 |
| 35 | 9s in a line logo | $5 | 72.0% | $299,999 |
| 36 | Super Cash Blowout | $5 | 72.0% | $200 |
| 37 | GALAXY BLAST ($5) | $5 | 72.0% | $555,555 |
| 38 | Power Up! Multiplier | $5 | 72.0% | $400,000 |
| 39 | More Money | $5 | 72.0% | $400,000 |
| 40 | In the Green | $5 | 72.0% | $500,000 |
| 41 | In the Money | $5 | 72.0% | $400,000 |
| 42 | 25X Xtra | $5 | 71.9% | $500,000 |
| 43 | $100,000 Crossword | $5 | 71.9% | $100,000 |
| 44 | $100,000 Crossword 2026 | $5 | 71.7% | $100,000 |
| 45 | Electric Cash | $5 | 71.6% | $400,000 |
| 46 | 7X Bingo Multiplier | $5 | 71.1% | $200,000 |
| 47 | Cash Lines | $3 | 69.0% | $80,000 |
| 48 | Bonus Word Crossword | $3 | 69.0% | $50,000 |
| 49 | King Crossword | $3 | 68.9% | $50,000 |
| 50 | Loteria™ | $3 | 68.9% | $80,000 |
| 51 | Rubies | $2 | 68.0% | $100,000 |
| 52 | Add It Up | $2 | 68.0% | $20,000 |
| 53 | 10X Xtra | $2 | 67.9% | $50,000 |
| 54 | Monopoly | $2 | 67.3% | $20,000 |
| 55 | Emeralds | $1 | 67.1% | $50,000 |
| 56 | Loose Change Boost | $1 | 66.2% | $1,000 |
| 57 | 7-11-21® | $1 | 66.1% | $3,000 |
| 58 | 5X Xtra | $1 | 66.0% | $20,000 |
Frequently Asked Questions
What does the Highest Prize Payout ranking measure?
Prize Payout is the share of every ticket-sale dollar the state returns as prizes, across all tiers. A higher payout percentage means more of the money goes back to players. State lotteries typically keep 25 to 40%; payouts above 70% are unusually generous.
Which Illinois scratch-off is currently #1 for highest prize payout?
The Millionaire Club ($50) currently ranks first with overall odds of 1 in 4.20 (ValueScore 68 of 100). Prize payout is 86.4%. Rankings update automatically as prize counts change, so the top pick can move. Open the game page for the full prize-tier breakdown and remaining counts.
How often does this ranking update?
Game data for Illinois is refreshed from official sources on a daily schedule. Whenever remaining-prize counts change, ValueScore and every dependent ranking are recomputed automatically. The "updated daily" stamp on the page reflects the most recent successful update.
How should I pick between the top few games in Illinois?
Rankings are a starting point, not a verdict. Two tickets that sit next to each other often differ on a dimension the headline metric ignores: price, top-prize size, or remaining inventory. Use the Budget & Goal Optimizer or the side-by-side Compare tool to weigh Breakeven probability, Jackpot Chase value, or published EV against your actual spend and goal.
Are these values official or estimated?
ScratchCheck uses official published odds and prize counts wherever the state makes them available. A small number of states publish only limited prize breakdowns; for those games ScratchCheck estimates Expected Value and related metrics from industry price-point averages and flags them with an "~Est." tag next to the number. Official figures always take precedence.