LOOSE CHANGE is a $1 scratch-off lottery ticket from the New York Lottery. It has overall odds of 1 in 4.70, meaning roughly 1 in every 5 tickets wins a prize. The expected value is $0.64 per $1 spent, which is a below-average return compared to other scratch-offs. The top prize is $500. Most prizes are still available (98% remaining). ScratchCheck rates this ticket 57/100 (Fair) based on expected value, prize quality, win frequency, and inventory health.
Overall Odds
1 in 4.70
Exp. Value
$0.64
per $1 spent
Top Prize
$500
Top Prizes Left
1531
Prizes Remaining
98%
ValueScore™
57 / 100
Fair
Should I Buy This Ticket?
Expected value per $1 spent:
$0.64→
AVERAGE
Middle-of-the-pack value for a ticket at this price point.
Why
→Wins are infrequent: about a 21% chance to win something per ticket (1 in 4.70), lower than most games.
- At $0.64 returned per $1, this game pays back less than most scratch-offs.
- Prize quality is high: most of the meaningful top and mid-tier prizes remain in play.
Current Prize Odds
ScratchCheck estimate$500
1,531 of 1,548 left
launch odds 1 in 48K
now ~1 in 48K
$100
21,624 of 21,969 left
launch odds 1 in 3,414
now ~1 in 3,416
$40
101,319 of 102,972 left
launch odds 1 in 728
now ~1 in 729
ScratchCheck estimate. Current odds are derived from the prizes still unclaimed and our estimate of tickets remaining, shown next to the lottery’s printed launch odds. Actual odds vary as tickets are sold and prizes claimed.
Prize Breakdown
| Prize | Odds | Total | Left | Status |
|---|---|---|---|---|
| $500 | 1 in 48,064 | 1,548 | 1,531 | 99% |
| $100 | 1 in 3,421 | 21,969 | 21,624 | 98% |
| $40 | 1 in 729 | 102,972 | 101,319 | 98% |
| $25 | 1 in 250 | 300,141 | 295,245 | 98% |
| $10 | 1 in 125 | 600,282 | 590,673 | 98% |
| $5 | 1 in 34 | 2,176,140 | 2,141,978 | 98% |
| $2 | 1 in 19 | 3,976,583 | 3,915,190 | 98% |
| $1 | 1 in 9 | 8,779,106 | 8,646,799 | 98% |
Prize Pool Analysis
Total Payout at Launch
$48,209,097
Current Prize Pool
$47,455,584
Payout Percentage
98.4%
Total Prizes Remaining
15,714,359
Ticket Statistics
Total Tickets Printed
75,006,083
Estimated Remaining
73,857,488
% Remaining
98.5%
Prize pool figures use advertised prize values. Tickets printed is estimated from overall odds. Tickets remaining is estimated from the share of prizes still unclaimed.
ValueScore™ Breakdown
57
VALUESCORE
Fair
57
out of 100
Expected Value
Prize Quality
Win Frequency
Inventory Health
Updated: 8/11/2026
Game Details
- State
- New York
- Game Number
- 1707
- Ticket Price
- $1
- Start Date
- 7/23/2026
- Payout %
- 64.2%
- Data Source
- Official
- Last Updated
- 8/11/2026
Compare
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Image Credit: New York Lottery
$1.00 per ticket · 1 in 4.70 overall odds
✓ Accounts for prizes already claimed
Entertainment only. Outcomes are random and won't match a real session. Current-odds mode scales each tier by remaining prizes and tickets.
Frequently Asked Questions
Is the LOOSE CHANGE scratch-off a good buy?
LOOSE CHANGE is a middling ticket with a ValueScore of 57/100. It is roughly average compared to other scratch-offs in New York. If you are looking for the best value at this price point, check the New York rankings page for higher-rated alternatives.
How much does LOOSE CHANGE cost?
LOOSE CHANGE costs $1 per ticket in New York. All ScratchCheck figures for this game (expected value, ValueScore, and top prize analysis) are calculated against this $1 ticket price.
What are the odds of winning the LOOSE CHANGE scratch-off?
The overall odds of winning any prize with LOOSE CHANGE are 1 in 4.70. This means roughly 1 in every 5 tickets wins a prize of any amount.
What is the top prize for LOOSE CHANGE?
The top prize for LOOSE CHANGE is $500. As of our latest update, 1531 top prizes remain unclaimed.
What are the prizes for LOOSE CHANGE?
LOOSE CHANGE offers 8 distinct prize levels: $500 (1,548 total), $100 (21,969 total), $40 (102,972 total), $25 (300,141 total), $10 (600,282 total), $5 (2,176,140 total), $2 (3,976,583 total), and $1 (8,779,106 total). The full prize breakdown with odds and remaining counts is listed in the prize table on this page.
How many prizes are left in LOOSE CHANGE?
Based on our latest data, 98% of all prize tickets remain (approximately 15,714,359 out of 15,958,741 total). The game is early in its run, with most prizes still on the market.
How is LOOSE CHANGE rated by ScratchCheck?
ScratchCheck rates LOOSE CHANGE at 57 out of 100 using ValueScore™, a composite rating built from four factors: Expected Value, Prize Quality, Win Frequency, and Inventory Health. Scores of 80 or above are Excellent, 60 to 79 Good, 40 to 59 Fair, 20 to 39 Below Average, and below 20 is Poor. The score updates automatically as prizes are claimed and data refreshes.
When was LOOSE CHANGE released?
LOOSE CHANGE was released by the New York Lottery on July 23, 2026. This is a newly released game, so the full prize pool is effectively intact.
How often is LOOSE CHANGE data updated on ScratchCheck?
LOOSE CHANGE data comes directly from the official New York Lottery and is refreshed daily, so the odds and remaining prize counts you see match the lottery's latest published figures.