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New York · Highest Prize Payout

Last updated August 11, 2026

WIN FOR LIFE ($2) leads New York with a 78.8% prize payout rate. Payout percentage measures how much of each dollar spent is returned as prizes across all winners.

All$1$2$3$5$10$20
OverviewOverall OddsTop Prizes LeftPrize Payout$1K+ Odds$10K+ Odds$100K+ Odds$1M+ OddsValueScore™
RankGamePricePayout %Top Prize
1WIN FOR LIFE$278.8%$1,000 a week for life ($1,000,000 guaranteed minimum)
2300X THE MONEY$3076.7%$500,000 a year for 20 years
3$10,000,000 CASH$3076.1%$500,000 a year for 20 years
4ULTIMATE CASH$3075.9%$500,000 a year for 20 years
5JACKPOT FORTUNE$3075.8%$500,000 a year for 20 years
6BONUS 100X$2074.9%$250,000 a year for 20 years
7$5,000,000 CASH ROYALE$2074.7%$250,000 a year for 20 years
8X SERIES: 200X$3074.2%$10M
9$10,000,000 DELUXE$3074.2%$10M
10VIP MILLIONS$3074.2%$5M
11$10,000 A WEEK FOR LIFE$2074.2%$10,000 a week for life ($10,000,000 guaranteed minimum)
12SET FOR LIFE$1073.8%$5,000 a week for life ($5,000,000 guaranteed minimum)
13$100, $200 0R $500$3073.3%$500
14$100, $200 OR $500!$3073.3%$500
15$5,000,000 BLITZ$2073.3%$250,000 a year for 20 years
16MYSTERY MULTIPLIER$2073.3%$250,000 a year for 20 years
17$10,000 A WEEK FOR LIFE (Game #1584)$2073.2%$10,000 a week for life ($10,000,000 guaranteed minimum)
18MILLIONAIRE RICHES$2073.2%$250,000 a year for 20 years
19200Xtra$2073.2%$250,000 a year for 20 years
20$300,000,000 CASH PAYOUT$2072.7%$5M
21MILLIONAIRE MAKER$2072.4%$1M
22BONUS 50X$1071.4%$150,000 a year for 20 years
23$3,000,000 CA$H$1070.5%$150,000 a year for 20 years
24$5,000 HOLIDAY FRENZY/$5,000 GOLD$1070.5%$5K
25$3,000,000 MAX$1069.6%$150,000 a year for 20 years
26MONEY MATCH$1069.5%$150,000 a year for 20 years
27100Xtra$1069.5%$250,000 a year for 12 years
28$3,000,000 BONUS STARS$1069.4%$250,000 a year for 12 years
29BONUS BUCKS$1069.4%$150,000 a year for 20 years
30$1,000,000 GOLD$569.4%$50,000 a year for 20 years
31$3,000,000 MAX MULTIPLIER$1069.3%$150,000 a year for 20 years
32NEW YORK MILLIONAIRE$568.2%$50,000 a year for 20 years
33INSTANT $500$1068.2%$500
34MORE MONEY$567.9%$50,000 a year for 20 years
35BONUS 20X$567.8%$50,000 a year for 20 years
36$1,000,000 MUST LOVE DOGS$567.2%$50,000 a year for 20 years
37XTREME WINNINGS$567.2%$50,000 a year for 20 years
3850Xtra$566.8%$50,000 a year for 20 years
39$2,000,000 CASHWORD$2066.8%$100,000 a year for 20 years
40$2,000,000 100X CASHWORD$2066.8%$100,000 a year for 20 years
41POT OF GOLD$566.2%$500K
42MONEY RUSH$566.0%$500K
43WIN $250$566.0%$250
44BINGO MULTIPLIER$566.0%$300K
45$500,000 BLAST$565.9%$500K
46WILD CASH MULTIPLIER$565.9%$500K
47DOUBLE WIN$565.9%$500K
48BIG MONEY X20$565.8%$500K
49ALL CASH$2065.3%$5K
50LUCKY 13$565.1%$500K
51$1,000,000 50X CASHWORD$1065.0%$50,000 a year for 20 years
52DOUBLE YOUR MONEY$565.0%$500K
53BINGO TIMES 20$565.0%$300K
54$500 HOLIDAY BONUS$565.0%$500
55$500,000 MATCH TO WIN$565.0%$500K
56LADY LUCK 25X$565.0%$500K
57$500,000 YEAR OF THE HORSE$565.0%$500K
58WINNING STREAK 25X$564.9%$500K
59HOT DOG!$564.9%$500K
60CASINO NIGHTS$564.9%$500K
612026$564.9%$500K
62$1,000,000 BONUS CASHWORD$1064.9%$50,000 a year for 20 years
63CASHWORD$264.3%$10K
64LOOSE CHANGE (Game #1618)$164.2%$500
65CASHWORD DOUBLER (Game #1619)$264.2%$20K
66DOUBLE TRIPLE CASHWORD (Game #1632)$564.2%$300K
67CASHWORD DOUBLER (Game #1670)$264.2%$20K
68DOUBLE TRIPLE CASHWORD$564.2%$300K
69LOOSE CHANGE (Game #1552)$164.2%$500
70LOOSE CHANGE$164.2%$500
71CASHWORD DOUBLER$264.2%$20K
72BONUS 5X$164.1%$5K
73LUCKY 7'S$163.8%$7K
74SHOW ME $500$1063.8%$500
75LUCKY 7s$163.2%$7K
76MULTIPLY YOUR NUMBERS$363.2%$60K
77UNLOCK IT!$363.0%$60K
7830Xtra CASHWORD$363.0%$60K
79MATCH 7s$363.0%$70K
80LUCKY LINES$363.0%$60K
81DIAMOND CASHWORD$363.0%$60K
82CASHWORD EXTRA!$363.0%$60K
83WIN $60,000$363.0%$60K
84BONUS 15X CASHWORD$363.0%$60K
8520Xtra$262.9%$25K
86BONUS 10X$262.9%$25K
8710Xtra$162.9%$5K
88XTREME BUCKS$262.6%$25K
89IT TAKES 2$262.6%$25K
90BONUS BLACKJACK$262.5%$21K
91$100s FOR THE HOLIDAYS$262.5%$100
92DOUBLE DEUCES$262.5%$25K
93$25,000 EXTRA CA$H$262.5%$25K
94WIN IT ALL$262.5%$25K
95CASH DROP$262.5%$25K
96TRIPLE 7-11-21$262.5%$21K
97BLACKJACK DOUBLER$262.5%$21K
987-11-21 TRIPLER$162.1%$2K
993-2-WON!$162.1%$3K
100TRIPLE MATCH$162.0%$3K

Frequently Asked Questions

What does the Highest Prize Payout ranking measure?
Prize Payout is the share of every ticket-sale dollar the state returns as prizes, across all tiers. A higher payout percentage means more of the money goes back to players. State lotteries typically keep 25 to 40%; payouts above 70% are unusually generous.
Which New York scratch-off is currently #1 for highest prize payout?
The WIN FOR LIFE ($2) currently ranks first with overall odds of 1 in 3.97 (ValueScore 74 of 100). Prize payout is 78.8%. Rankings update automatically as prize counts change, so the top pick can move. Open the game page for the full prize-tier breakdown and remaining counts.
How often does this ranking update?
Game data for New York is refreshed from official sources on a daily schedule. Whenever remaining-prize counts change, ValueScore and every dependent ranking are recomputed automatically. The "updated daily" stamp on the page reflects the most recent successful update.
How should I pick between the top few games in New York?
Rankings are a starting point, not a verdict. Two tickets that sit next to each other often differ on a dimension the headline metric ignores: price, top-prize size, or remaining inventory. Use the Budget & Goal Optimizer or the side-by-side Compare tool to weigh Breakeven probability, Jackpot Chase value, or published EV against your actual spend and goal.
Are these values official or estimated?
ScratchCheck uses official published odds and prize counts wherever the state makes them available. A small number of states publish only limited prize breakdowns; for those games ScratchCheck estimates Expected Value and related metrics from industry price-point averages and flags them with an "~Est." tag next to the number. Official figures always take precedence.