New York · Highest Prize Payout
Last updated October 9, 2026
WIN FOR LIFE ($2) leads New York with a 78.8% prize payout rate. Payout percentage measures how much of each dollar spent is returned as prizes across all winners.
| Rank | Game | Price | Payout % | Top Prize |
|---|---|---|---|---|
| 1 |  WIN FOR LIFE | $2 | 78.8% | $1,000,000 $1,000 a week for life ($1,000,000 guaranteed minimum) |
| 2 |  300X THE MONEY | $30 | 76.7% | $10,000,000 $500,000 a year for 20 years |
| 3 |  $10,000,000 CASH | $30 | 76.1% | $10,000,000 $500,000 a year for 20 years |
| 4 |  ULTIMATE CASH | $30 | 75.9% | $10,000,000 $500,000 a year for 20 years |
| 5 |  JACKPOT FORTUNE | $30 | 75.8% | $10,000,000 $500,000 a year for 20 years |
| 6 |  BONUS 100X | $20 | 74.9% | $5,000,000 $250,000 a year for 20 years |
| 7 |  $5,000,000 CASH ROYALE | $20 | 74.7% | $5,000,000 $250,000 a year for 20 years |
| 8 |  VIP MILLIONS | $30 | 74.2% | $5,000,000 |
| 9 |  $10,000 A WEEK FOR LIFE | $20 | 74.2% | $10,000,000 $10,000 a week for life ($10,000,000 guaranteed minimum) |
| 10 |  X SERIES: 200X | $30 | 74.2% | $10,000,000 |
| 11 |  SET FOR LIFE | $10 | 73.8% | $5,000,000 $5,000 a week for life ($5,000,000 guaranteed minimum) |
| 12 |  MYSTERY MULTIPLIER | $20 | 73.3% | $5,000,000 $250,000 a year for 20 years |
| 13 |  $100, $200 OR $500! | $30 | 73.3% | $500 |
| 14 |  $5,000,000 BLITZ | $20 | 73.3% | $5,000,000 $250,000 a year for 20 years |
| 15 |  $100, $200 0R $500 | $30 | 73.3% | $500 |
| 16 |  MILLIONAIRE RICHES | $20 | 73.2% | $5,000,000 $250,000 a year for 20 years |
| 17 |  200Xtra | $20 | 73.2% | $5,000,000 $250,000 a year for 20 years |
| 18 |  $5,000,000 SPECTACULAR | $20 | 73.1% | $5,000,000 $250,000 a year for 20 years |
| 19 |  $300,000,000 CASH PAYOUT | $20 | 72.7% | $5,000,000 |
| 20 |  MILLIONAIRE MAKER | $20 | 72.4% | $1,000,000 |
| 21 |  BONUS 50X | $10 | 71.4% | $3,000,000 $150,000 a year for 20 years |
| 22 |  $5,000 HOLIDAY FRENZY/$5,000 GOLD | $10 | 70.5% | $5,000 |
| 23 |  $3,000,000 CA$H | $10 | 70.5% | $3,000,000 $150,000 a year for 20 years |
| 24 |  $3,000,000 MAX | $10 | 69.6% | $3,000,000 $150,000 a year for 20 years |
| 25 |  100Xtra | $10 | 69.5% | $3,000,000 $150,000 a year for 20 years |
| 26 |  MONEY MATCH | $10 | 69.5% | $3,000,000 $150,000 a year for 20 years |
| 27 |  $1,000,000 GOLD | $5 | 69.4% | $1,000,000 $50,000 a year for 20 years |
| 28 |  BONUS BUCKS | $10 | 69.4% | $3,000,000 $150,000 a year for 20 years |
| 29 |  $3,000,000 BONUS STARS | $10 | 69.4% | $3,000,000 $250,000 a year for 12 years |
| 30 |  $3,000,000 MAX MULTIPLIER | $10 | 69.3% | $3,000,000 $150,000 a year for 20 years |
| 31 |  NEW YORK MILLIONAIRE | $5 | 68.2% | $1,000,000 $50,000 a year for 20 years |
| 32 |  INSTANT $500 | $10 | 68.2% | $500 |
| 33 |  MORE MONEY | $5 | 67.9% | $1,000,000 $50,000 a year for 20 years |
| 34 |  BONUS 20X | $5 | 67.8% | $1,000,000 $50,000 a year for 20 years |
| 35 |  XTREME WINNINGS | $5 | 67.2% | $1,000,000 $50,000 a year for 20 years |
| 36 |  $1,000,000 MUST LOVE DOGS | $5 | 67.2% | $1,000,000 $50,000 a year for 20 years |
| 37 |  50Xtra | $5 | 66.8% | $1,000,000 $50,000 a year for 20 years |
| 38 |  $2,000,000 CASHWORD | $20 | 66.8% | $2,000,000 $100,000 a year for 20 years |
| 39 |  $2,000,000 100X CASHWORD | $20 | 66.8% | $2,000,000 $100,000 a year for 20 years |
| 40 |  $3,000,000 200X CASHWORD | $30 | 66.8% | $3,000,000 $150,000 a year for 20 years |
| 41 |  POT OF GOLD | $5 | 66.2% | $500,000 |
| 42 |  BINGO MULTIPLIER | $5 | 66.0% | $300,000 |
| 43 |  WIN $250 | $5 | 66.0% | $250 |
| 44 |  DOUBLE WIN | $5 | 65.9% | $500,000 |
| 45 |  $500,000 BLAST | $5 | 65.9% | $500,000 |
| 46 |  ALL CASH | $20 | 65.3% | $5,000 |
| 47 |  LUCKY NUMBERS | $5 | 65.1% | $300,000 |
| 48 |  LUCKY 13 | $5 | 65.1% | $500,000 |
| 49 |  $500,000 YEAR OF THE HORSE | $5 | 65.0% | $500,000 |
| 50 |  $500,000 MATCH TO WIN | $5 | 65.0% | $500,000 |
| 51 |  $1,000,000 50X CASHWORD | $10 | 65.0% | $1,000,000 $50,000 a year for 20 years |
| 52 |  DOUBLE YOUR MONEY | $5 | 65.0% | $500,000 |
| 53 |  BINGO TIMES 20 | $5 | 65.0% | $300,000 |
| 54 |  LADY LUCK 25X | $5 | 65.0% | $500,000 |
| 55 |  $500 HOLIDAY BONUS | $5 | 65.0% | $500 |
| 56 |  13 | $5 | 64.9% | $500,000 |
| 57 |  2026 | $5 | 64.9% | $500,000 |
| 58 |  CASH LINES | $5 | 64.9% | $300,000 |
| 59 |  HOT DOG! | $5 | 64.9% | $500,000 |
| 60 |  $1,000,000 BONUS CASHWORD | $10 | 64.9% | $1,000,000 $50,000 a year for 20 years |
| 61 |  CASINO NIGHTS | $5 | 64.9% | $500,000 |
| 62 |  WINNING STREAK 25X | $5 | 64.9% | $500,000 |
| 63 |  LOOSE CHANGE | $1 | 64.3% | $500 |
| 64 |  CASHWORD | $2 | 64.3% | $10,000 |
| 65 |  DOUBLE TRIPLE CASHWORD | $5 | 64.2% | $300,000 |
| 66 |  LOOSE CHANGE (Game #1552) | $1 | 64.2% | $500 |
| 67 |  CASHWORD DOUBLER (Game #1619) | $2 | 64.2% | $20,000 |
| 68 |  DOUBLE TRIPLE CASHWORD (Game #1632) | $5 | 64.2% | $300,000 |
| 69 |  CASHWORD DOUBLER | $2 | 64.2% | $20,000 |
| 70 |  CASHWORD DOUBLER (Game #1670) | $2 | 64.2% | $20,000 |
| 71 |  LOOSE CHANGE (Game #1618) | $1 | 64.2% | $500 |
| 72 |  BONUS 5X | $1 | 64.1% | $5,000 |
| 73 |  LUCKY 7'S | $1 | 63.8% | $7,000 |
| 74 |  SHOW ME $500 | $10 | 63.8% | $500 |
| 75 |  LUCKY 7s | $1 | 63.2% | $7,000 |
| 76 |  MULTIPLY YOUR NUMBERS | $3 | 63.2% | $60,000 |
| 77 |  LUCKY LINES | $3 | 63.0% | $60,000 |
| 78 |  DIAMOND CASHWORD | $3 | 63.0% | $60,000 |
| 79 |  MATCH 7s | $3 | 63.0% | $70,000 |
| 80 |  UNLOCK IT! | $3 | 63.0% | $60,000 |
| 81 |  CASHWORD EXTRA! | $3 | 63.0% | $60,000 |
| 82 |  WIN $60,000 | $3 | 63.0% | $60,000 |
| 83 |  30Xtra CASHWORD | $3 | 63.0% | $60,000 |
| 84 |  10Xtra | $1 | 62.9% | $5,000 |
| 85 |  BONUS 10X | $2 | 62.9% | $25,000 |
| 86 |  20Xtra | $2 | 62.9% | $25,000 |
| 87 |  XTREME BUCKS | $2 | 62.6% | $25,000 |
| 88 |  BONUS BLACKJACK | $2 | 62.5% | $21,000 |
| 89 |  $25,000 EXTRA CA$H | $2 | 62.5% | $25,000 |
| 90 |  BLACKJACK DOUBLER | $2 | 62.5% | $21,000 |
| 91 |  DOUBLE DEUCES | $2 | 62.5% | $25,000 |
| 92 |  $100s FOR THE HOLIDAYS | $2 | 62.5% | $100 |
| 93 |  TRIPLE 7-11-21 | $2 | 62.5% | $21,000 |
| 94 |  WIN IT ALL | $2 | 62.5% | $25,000 |
| 95 |  CASH DROP | $2 | 62.5% | $25,000 |
| 96 |  7-11-21 TRIPLER | $1 | 62.1% | $2,100 |
| 97 |  3-2-WON! | $1 | 62.1% | $3,000 |
| 98 |  TRIPLE MATCH | $1 | 62.0% | $3,000 |
| 99 |  9S IN A LINE DOUBLER | $1 | 62.0% | $999 |
| 100 |  INSTANT TAKE 5 | $1 | 62.0% | $5,555 |
Frequently Asked Questions
What does the Highest Prize Payout ranking measure?
Prize Payout is the share of every ticket-sale dollar the state returns as prizes, across all tiers. A higher payout percentage means more of the money goes back to players. State lotteries typically keep 25 to 40%; payouts above 70% are unusually generous.
Which New York scratch-off is currently #1 for highest prize payout?
The WIN FOR LIFE ($2) currently ranks first with overall odds of 1 in 3.97 (ValueScore 73 of 100). Prize payout is 78.8%. Rankings update automatically as prize counts change, so the top pick can move. Open the game page for the full prize-tier breakdown and remaining counts.
How often does this ranking update?
Game data for New York is refreshed from official sources on a daily schedule. Whenever remaining-prize counts change, ValueScore and every dependent ranking are recomputed automatically. The "updated daily" stamp on the page reflects the most recent successful update.
How should I pick between the top few games in New York?
Rankings are a starting point, not a verdict. Two tickets that sit next to each other often differ on a dimension the headline metric ignores: price, top-prize size, or remaining inventory. Use the Budget & Goal Optimizer or the side-by-side Compare tool to weigh Breakeven probability, Jackpot Chase value, or published EV against your actual spend and goal.
Are these values official or estimated?
ScratchCheck uses official published odds and prize counts wherever the state makes them available. A small number of states publish only limited prize breakdowns; for those games ScratchCheck estimates Expected Value and related metrics from industry price-point averages and flags them with an "~Est." tag next to the number. Official figures always take precedence.